Mortgage Lenders and Brokers in Northern Cambria, Pennsylvania
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Northern Cambria, Pennsylvania mortgage lenders include First National Bank of PAFirst National Bank of PA1001 Philadelphia Ave, Northern Cambria, PA 15714A+5.0 ★Texas Ratio: 1.62%, Cnb BankCnb Bank1808 Bigler Avenue, Northern Cambria, PA 15714A5.0 ★Texas Ratio: 6.26%, First Commonwealth BankFirst Commonwealth Bank920 Philadelphia Ave, Northern Cambria, PA 15714A5.0 ★Texas Ratio: 10.25%, Ameriserv Financial BankAmeriserv Financial Bank4206 Crawford Ave, Northern Cambria, PA 15714A+5.0 ★Texas Ratio: 5.69%, Penncrest BankPenncrest Bank3301 Pleasant Valley Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 2.61%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, S&T BankS&T Bank1100 Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 2.93%, Marion Center BankMarion Center Bank326 E Main St, Big Run, PA 15715B4.3 ★Texas Ratio: 12.13%, and Elderton State BankElderton State Bank143 N Main St, Elderton, PA 15736A+5.0 ★Texas Ratio: 4.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northern Cambria, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northern Cambria are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northern Cambria, Pennsylvania
Market share is the lender's share of all home loans closed in Northern Cambria, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Northern Cambria 1001 Philadelphia Ave, Northern Cambria, PA 15714 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, HELOC | 22 +8 HELOCs |
20% | 68.8% | $89,545 | View |
|
1 office in Northern Cambria 1808 Bigler Avenue, Northern Cambria, PA 15714 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 15 +3 HELOCs |
13.6% | 93.8% | $93,666 | View |
|
1 office in Northern Cambria 920 Philadelphia Ave, Northern Cambria, PA 15714 A5.0 ★Texas Ratio: 10.25% |
Conventional, VA, HELOC | 14 +16 HELOCs |
12.7% | 60.9% | $70,000 | View |
|
1 office in Northern Cambria 4206 Crawford Ave, Northern Cambria, PA 15714 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 6 | 5.5% | 85.7% | $63,333 | View |
|
3301 Pleasant Valley Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 7 | 6.4% | 87.5% | $106,428 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 3 +2 HELOCs |
2.7% | 50% | $108,333 | View |
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, USDA | 3 | 2.7% | 75% | $61,666 | View |
|
1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +3 HELOCs |
1.8% | 100% | $115,000 | View |
|
326 E Main St, Big Run, PA 15715 B4.3 ★Texas Ratio: 12.13% |
Conventional | 2 | 1.8% | 100% | $285,000 | View |
|
143 N Main St, Elderton, PA 15736 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 2 | 1.8% | 100% | $145,000 | View |
|
1119 12th St, Altoona, PA 16601 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.8% | 100% | $460,000 | View |
|
8796 Lincoln Hwy, Bedford, PA 15522 A5.0 ★Texas Ratio: 12.17% |
Conventional | 2 | 1.8% | 100% | $90,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 100% | $705,000 | View |
|
194 Donald Ln Ste 4, Johnstown, PA 15904 2840 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
|
2600 Plank Road Cmns, Altoona, PA 16601 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.9% | 50% | $85,000 | View |
|
3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
|
FHA | 1 | 0.9% | 100% | $75,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 4.5% | 41.7% | $155,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 2.7% | 100% | $181,666 | |
|
A+5.0 ★Texas Ratio: 1.17% |
Conventional | 2 | 1.8% | 100% | $335,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 1.8% | 66.7% | $115,000 | View |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 1.8% | 100% | $80,000 | |
Paramount Residential Mortgage
|
USDA | 2 | 1.8% | 100% | $105,000 | |
Equity Resources Inc
|
FHA | 1 | 0.9% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 0.9% | 100% | $285,000 | View |
Kind Lending, LLC
|
FHA | 1 | 0.9% | 50% | $145,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.9% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 0.91% |
FHA | 1 | 0.9% | 100% | $185,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $195,000 | |
Radius Financial Group Inc
|
FHA | 1 | 0.9% | 100% | $195,000 |
Northern Cambria Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northern Cambria, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Northern Cambria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northern Cambria in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northern Cambria, PA
Use these to narrow the list above. Each category shows how many Northern Cambria, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Northern Cambria, PA
Independent mortgage companies closed 20.9 percent of home loans in Northern Cambria, Pennsylvania in 2025, banks 74.5 percent and credit unions 4.5 percent. Newrez LLC was the largest mortgage company, First National Bank of PA the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First National Bank of PA led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northern Cambria, PA
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Northern Cambria, Pennsylvania with 22 loans, about 20 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Northern Cambria, Pennsylvania in 2025, led by Rocket Mortgage with 2. 3 lenders closed VA loans, led by First Commonwealth Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Northern Cambria, Pennsylvania in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northern Cambria, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northern Cambria, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northern Cambria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
