New Oxford, Pennsylvania mortgage lenders include Acnb BankAcnb Bank318 Lincoln Way E, New Oxford, PA 17350A+5.0 ★Texas Ratio: 2.55%, PNC Bank N.A.PNC Bank N.A.10 Lincoln St, New Oxford, PA 17350A+5.0 ★Texas Ratio: 4.24%, Belco Community Credit UnionBelco Community Credit Union3500 Trindle Rd, Camp Hill, PA 17011 4439A+5.0 ★Texas Ratio: 3.06%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, TruMark Financial Credit UnionTruMark Financial Credit Union3250 Tillman Dr, Bensalem, PA 19020 2027A+5.0 ★Texas Ratio: 3.89%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, and Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Oxford, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Oxford are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in New Oxford, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in New Oxford 318 Lincoln Way E, New Oxford, PA 17350 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 2 +4 HELOCs |
3.4% | 100% | $425,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in New Oxford 10 Lincoln St, New Oxford, PA 17350 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
3.4% | 100% | $210,000 | View |
|
3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional, HELOC | 3 +2 HELOCs |
5.1% | 100% | $31,666 | View |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +9 HELOCs |
3.4% | 50% | $200,000 | View |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.7% | 100% | $225,000 | View |
|
3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional | 1 | 1.7% | 100% | $345,000 | View |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.7% | 100% | $235,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
|
Conventional, FHA | 3 | 5.1% | 100% | $188,333 | |
Spring Eq, LLC
|
Conventional | 1 | 1.7% | 100% | $35,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 22% | 100% | $161,153 | |
CrossCountry Mortgage, LLC
|
Conventional | 5 | 8.5% | 100% | $241,000 | |
United Wholesale Mortgage
|
FHA, VA | 3 | 5.1% | 100% | $311,666 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 3.4% | 100% | $135,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 3.4% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 3.4% | 100% | $320,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 2 | 3.4% | 100% | $180,000 | |
Mortgage Research Center
|
VA | 2 | 3.4% | 50% | $405,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 1.7% | 100% | $275,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.7% | 100% | $215,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.7% | 50% | $275,000 | |
Movement Mortgage, LLC
|
VA | 1 | 1.7% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 1.7% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 1.7% | 100% | $405,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.7% | 100% | $85,000 | |
Radius Financial Group Inc
|
FHA | 1 | 1.7% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 1.7% | 100% | $345,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.7% | 100% | $225,000 | |
21St Mortgage
|
Conventional | 1 | 1.7% | 50% | $75,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in New Oxford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Oxford in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many New Oxford, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.5 percent of home loans in New Oxford, Pennsylvania in 2025, banks 20.3 percent and credit unions 10.2 percent. Spring Eq, LLC was the largest mortgage company, Acnb Bank the largest bank and Belco Community Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Acnb Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Acnb Bank was the largest mortgage lender in New Oxford, Pennsylvania with 2 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in New Oxford, Pennsylvania in 2025, led by HomeSale Mortgage with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in New Oxford, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Oxford, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Oxford, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Oxford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.