New Freedom, Pennsylvania mortgage lenders include Orrstown BankOrrstown Bank26 E Main St, New Freedom, PA 17349A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank16576 Susquehanna Trl S, New Freedom, PA 17349A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, White Rose Credit UnionWhite Rose Credit Union160 E Main St, Dallastown, PA 17313A+5.0 ★Texas Ratio: 1.86%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.71%, and Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Freedom, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Freedom are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in New Freedom, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in New Freedom 26 E Main St, New Freedom, PA 17349 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 100% | $315,000 | View |
|
★ 1 stars, 1 review 1 office in New Freedom 16576 Susquehanna Trl S, New Freedom, PA 17349 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 3 +2 HELOCs |
3.4% | 100% | $215,000 | View |
|
3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 3.4% | 100% | $295,000 | View |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +6 HELOCs |
2.3% | 66.7% | $245,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +5 HELOCs |
1.1% | 100% | $465,000 | View |
|
160 E Main St, Dallastown, PA 17313 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1.1% | 100% | $45,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
|
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
|
Conventional, FHA | 2 | 2.3% | 100% | $280,000 | |
HomeSale Mortgage
|
Conventional | 2 | 2.3% | 100% | $290,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 1.1% | 100% | $405,000 | |
Foote Capital Mortgage Company
|
Conventional | 1 | 1.1% | 100% | $415,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.1% | 50% | $145,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 6 | 6.9% | 100% | $278,333 | |
Rocket Mortgage
|
Conventional | 5 | 5.7% | 62.5% | $95,000 | |
Radius Financial Group Inc
|
Conventional | 4 | 4.6% | 100% | $375,000 | |
Movement Mortgage, LLC
|
Conventional | 3 | 3.4% | 100% | $338,333 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 3.4% | 100% | $198,333 | |
Nationstar Mortgage
|
Conventional | 3 | 3.4% | 100% | $68,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
2.3% | 66.7% | $290,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 2.3% | 100% | $280,000 | |
|
A+5.0 ★Texas Ratio: 0.06% |
Conventional, VA | 2 | 2.3% | 100% | $375,000 | View |
First Alliance Home Mortgage, LLC
|
Conventional, USDA | 2 | 2.3% | 100% | $260,000 | |
Provident Funding Associates
|
Conventional | 2 | 2.3% | 100% | $350,000 | |
First Eagle Federal Credit Un
|
Conventional | 2 | 2.3% | 100% | $110,000 | |
State Employees Credit Union of MD
|
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $165,000 | |
EMM Loans LLC
|
FHA | 1 | 1.1% | 100% | $465,000 | |
Originpoint, LLC
|
Conventional | 1 | 1.1% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 5.70% |
FHA | 1 | 1.1% | 100% | $475,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 1.1% | 100% | $405,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 1.1% | 66.7% | $175,000 | |
Goodleap, LLC
|
FHA | 1 | 1.1% | 100% | $235,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 1.1% | 100% | $195,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 1.1% | 100% | $225,000 | |
| Conventional | 1 | 1.1% | 100% | $455,000 | View | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 1.1% | 100% | $265,000 | |
Connexus Credit Union
|
Conventional | 1 | 1.1% | 100% | $155,000 | |
American Financing Corporation
|
VA | 1 | 1.1% | 100% | $395,000 | |
Nfm, Inc
|
Conventional | 1 | 1.1% | 100% | $475,000 | |
SkyPoint FCU
|
Conventional | 1 | 1.1% | 100% | $115,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 1.1% | 100% | $175,000 | |
Aberdeen Proving Ground FCU
|
Conventional | 1 | 1.1% | 100% | $145,000 | |
Point Breeze Credit Union
|
Conventional | 1 | 1.1% | 100% | $75,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 100% | $355,000 | |
Bay Capital Mortgage Corporation
|
Conventional | 1 | 1.1% | 50% | $205,000 | |
|
A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.1% | 100% | $275,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.1% | 100% | $345,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.1% | 100% | $395,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.1% | 100% | $645,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 1.1% | 100% | $445,000 | View |
Reliance First Capital, LLC
|
FHA | 1 | 1.1% | 100% | $125,000 | |
Tower Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in New Freedom? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Freedom in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many New Freedom, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.8 percent of home loans in New Freedom, Pennsylvania in 2025, banks 18.4 percent and credit unions 13.8 percent. Newrez LLC was the largest mortgage company, Orrstown Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Orrstown Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Orrstown Bank was the largest mortgage lender in New Freedom, Pennsylvania with 1 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in New Freedom, Pennsylvania in 2025, led by Newrez LLC with 1. 4 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in New Freedom, Pennsylvania in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Freedom, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Freedom, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Freedom. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.