Mortgage Lenders and Brokers in Mont Alto, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mont Alto, Pennsylvania mortgage lenders include M&T BankM&T Bank1 Campus Dr, Mont Alto, PA 17237A+5.0 ★Texas Ratio: 4.11%, Patriot FCUPatriot FCU247 Overcash Ave, Chambersburg, PA 17201A+5.0 ★Texas Ratio: 1.50%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg2 Park St, Mont Alto, PA 17237, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Middletown Valley BankMiddletown Valley Bank11337 Buchanan Trl E, Waynesboro, PA 17268A+5.0 ★Texas Ratio: 1.21%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, and Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mont Alto, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mont Alto are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mont Alto, Pennsylvania
Market share is the lender's share of all home loans closed in Mont Alto, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mont Alto 1 Campus Dr, Mont Alto, PA 17237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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247 Overcash Ave, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 7 +6 HELOCs |
11.7% | 87.5% | $52,142 | View |
Farmers and Merchants Trust Company of Chambersburg
2 Park St, Mont Alto, PA 17237 |
Conventional, HELOC | 4 +9 HELOCs |
6.7% | 100% | $190,000 | |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
3.3% | 100% | $130,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 1.7% | 100% | $265,000 | View |
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11337 Buchanan Trl E, Waynesboro, PA 17268 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.7% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.7% | 100% | $175,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
HomeSale Mortgage
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Conventional | 1 | 1.7% | 100% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.7% | 100% | $65,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 11.7% | 100% | $156,428 | |
| Conventional, FHA | 6 | 10% | 100% | $155,000 | View | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 8.3% | 71.4% | $221,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 6.7% | 100% | $290,000 | |
Mortgage Research Center
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VA | 3 | 5% | 100% | $245,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.3% | 100% | $170,000 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 3.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 3.3% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.7% | 100% | $55,000 | View |
Primelending
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FHA | 1 | 1.7% | 100% | $335,000 | |
Goodleap, LLC
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Conventional | 1 | 1.7% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.7% | 50% | $145,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.7% | 25% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.7% | 100% | $275,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 1.7% | 100% | $195,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 1.7% | 100% | $105,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.7% | 100% | $245,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 1.7% | 100% | $65,000 | |
21St Mortgage
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Conventional | 1 | 1.7% | 50% | $65,000 | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mont Alto Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mont Alto, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Mont Alto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mont Alto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mont Alto, PA
Use these to narrow the list above. Each category shows how many Mont Alto, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Mont Alto, PA
Independent mortgage companies closed 65 percent of home loans in Mont Alto, Pennsylvania in 2025, banks 20 percent and credit unions 15 percent. Spring Eq, LLC was the largest mortgage company, M&T Bank the largest bank and Patriot FCU the largest credit union. Among lenders headquartered in Pennsylvania, Patriot FCU led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mont Alto, PA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Mont Alto, Pennsylvania with 0 loans, about 0 percent of the market. The largest lender headquartered in Pennsylvania was Patriot FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Mont Alto, Pennsylvania in 2025, led by Guild Mortgage Company with 4. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Mont Alto, Pennsylvania in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mont Alto, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mont Alto, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mont Alto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
