Mortgage Lenders and Brokers in Kutztown, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kutztown, Pennsylvania mortgage lenders include Truist BankTruist Bank43 Constitution Blvd, Kutztown, PA 19530A+5.0 ★Texas Ratio: 2.87%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Fleetwood BankFleetwood Bank15300 Kutztown Rd, Kutztown, PA 19530A+5.0 ★Texas Ratio: 4.72%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, WSFS bankWSFS bank50 W Lancaster Ave, Ardmore, PA 19003A+5.0 ★Texas Ratio: 3.10%, QNB BankQNB Bank950 Mill Creek Rd, Allentown, PA 18106A+5.0 ★Texas Ratio: 4.97%, Keybank National AssociationKeybank National Association20 West Skippack Pike, Ambler, PA 19002A+5.0 ★Texas Ratio: 4.81%, Univest Bank and Trust Co.Univest Bank and Trust Co.5089 Hamilton Blvd, Allentown, PA 18106A5.0 ★Texas Ratio: 6.10%, and Tompkins Community BankTompkins Community Bank1 Belmont Ave, Bala Cynwyd, PA 19004A5.0 ★Texas Ratio: 6.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kutztown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kutztown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kutztown, Pennsylvania
Market share is the lender's share of all home loans closed in Kutztown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 2 offices in Kutztown 43 Constitution Blvd, Kutztown, PA 19530 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 4.8% | 100% | $228,333 | View |
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15300 Kutztown Rd, Kutztown, PA 19530 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 3.2% | 100% | $305,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +3 HELOCs |
1.6% | 100% | $275,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $145,000 | View |
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50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $175,000 | View |
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950 Mill Creek Rd, Allentown, PA 18106 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 1.6% | 100% | $345,000 | View |
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20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 1.6% | 100% | $525,000 | View |
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★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 1.6% | 100% | $635,000 | View |
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800 N Pottstown Pike, Exton, PA 19341 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 1.6% | 100% | $145,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $285,000 | View |
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300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
FHA | 1 | 1.6% | 100% | $365,000 | View |
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337 Clay Ave, Stroudsburg, PA 18360 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Commonwealth Federal Cre
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Conventional, HELOC | 8 +1 HELOCs |
12.9% | 90% | $138,750 | |
Newrez LLC
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Conventional | 2 | 3.2% | 100% | $130,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 1.6% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, VA | 6 | 9.7% | 100% | $138,333 | |
| Conventional, FHA | 4 | 6.5% | 100% | $260,000 | View | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.8% | 75% | $281,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 4.8% | 100% | $248,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 4.8% | 100% | $341,666 | |
Contour Mortgage Corporation
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Conventional, FHA | 2 | 3.2% | 100% | $350,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 3.2% | 100% | $275,000 | |
IRCO Community Federal Credit Union
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Conventional | 2 | 3.2% | 100% | $505,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $195,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 66.7% | $55,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.6% | 33.3% | $65,000 | |
loanDepot.com LLC
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FHA | 1 | 1.6% | 100% | $265,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 1.6% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.6% | 100% | $155,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.6% | 100% | $195,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 100% | $85,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.6% | 100% | $215,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kutztown Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kutztown, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Kutztown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kutztown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kutztown, PA
Use these to narrow the list above. Each category shows how many Kutztown, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Kutztown, PA
Independent mortgage companies closed 61.3 percent of home loans in Kutztown, Pennsylvania in 2025, banks 19.4 percent and credit unions 19.4 percent. Mortgage America, Inc. was the largest mortgage company, Truist Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Mortgage America, Inc. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kutztown, PA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Kutztown, Pennsylvania with 0 loans, about 0 percent of the market. The largest lender headquartered in Pennsylvania was Mortgage America, Inc. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Kutztown, Pennsylvania in 2025, led by First Citizens Community Bank with 1. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Kutztown, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kutztown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kutztown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kutztown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
