Mortgage Lenders and Brokers in Ellwood City, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ellwood City, Pennsylvania mortgage lenders include Huntington National BankHuntington National Bank700 Lawrence Ave, Ellwood City, PA 16117A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.418 Lawrence Ave, Ellwood City, PA 16117A+5.0 ★Texas Ratio: 4.24%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.600 Lawrence Ave, Ellwood City, PA 16117A+5.0 ★Texas Ratio: 3.87%, Clearview Federal Credit UnionClearview Federal Credit Union2646 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.10%, Dollar Bank, FSBDollar Bank, FSB25 Highland Rd, Bethel Park, PA 15102A+5.0 ★Texas Ratio: 5.29%, Freedom United Federal Credit UnionFreedom United Federal Credit Union115 Perry Hwy Ste 176, Harmony, PA 16037 9205A+5.0 ★Texas Ratio: 1.16%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, and First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ellwood City, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ellwood City are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ellwood City, Pennsylvania
Market share is the lender's share of all home loans closed in Ellwood City, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Ellwood City 700 Lawrence Ave, Ellwood City, PA 16117 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 12 +15 HELOCs |
5.7% | 81.2% | $145,833 | View |
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★ 1.7 stars, 3 reviews 2 offices in Ellwood City 418 Lawrence Ave, Ellwood City, PA 16117 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 8 +17 HELOCs |
3.8% | 88.9% | $175,000 | View |
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2 offices in Ellwood City 600 Lawrence Ave, Ellwood City, PA 16117 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +15 HELOCs |
0.9% | 100% | $230,000 | View |
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2646 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.10% |
Conventional, HELOC | 8 +8 HELOCs |
3.8% | 80% | $47,500 | |
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25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 7 | 3.3% | 88.9% | $67,857 | View |
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115 Perry Hwy Ste 176, Harmony, PA 16037 9205 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 4 | 1.9% | 100% | $75,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.4% | 100% | $155,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 3 | 1.4% | 100% | $165,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $120,000 | View |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $105,000 | View |
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2015 Main St, Aliquippa, PA 15001 2724 A5.0 ★Texas Ratio: 9.34% |
Conventional | 2 | 0.9% | 66.7% | $110,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 25% | $25,000 | View |
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1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $25,000 | View |
Farmers Building and Savings Bank
290 W Park St, Rochester, PA 15074 |
Conventional | 1 | 0.5% | 50% | $325,000 | |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $355,000 | View |
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319 Freeport Rd, Aspinwall, PA 15215 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
USX Federal Credit Union
PO Box 1728, Cranberry Twp, PA 16066 0728 |
Conventional | 1 | 0.5% | 50% | $35,000 | |
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1652 Rostraver Rd, Belle Vernon, PA 15012 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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101 Hollywood Dr, Butler, PA 16001 7607 A+5.0 ★Texas Ratio: 2.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Howard Hanna Financial Services, Inc
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Conventional | 4 | 1.9% | 100% | $145,000 | |
Newrez LLC
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Conventional | 3 | 1.4% | 75% | $145,000 | |
Victorian Finance, LLC
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Conventional | 2 | 0.9% | 100% | $125,000 | |
State Financial Network LLC
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Conventional | 2 | 0.9% | 100% | $200,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 14.7% | 84.2% | $178,870 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
8.5% | 90% | $203,888 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 14 | 6.6% | 100% | $343,571 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 3.8% | 100% | $178,750 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 3.8% | 100% | $130,000 | |
Union Savings Bank
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Conventional, USDA | 6 | 2.8% | 100% | $253,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 1.4% | 100% | $318,333 | |
Liberty Federal Credit Union
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Conventional | 3 | 1.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional, VA | 3 | 1.4% | 75% | $151,666 | View |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.4% | 75% | $85,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.4% | 75% | $125,000 | |
EMM Loans LLC
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FHA, USDA | 2 | 0.9% | 100% | $195,000 | |
Equity Resources Inc
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Conventional | 2 | 0.9% | 100% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $70,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.9% | 100% | $370,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.9% | 25% | $140,000 | |
| Conventional, FHA | 2 | 0.9% | 100% | $125,000 | View | |
Das Acquisition Company, LLC
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Conventional, USDA | 2 | 0.9% | 100% | $185,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
FHA | 1 | 0.5% | 100% | $155,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $125,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.5% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $115,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.5% | 100% | $215,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.5% | 100% | $175,000 | |
Schumacher Mortgage LLC
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VA, Jumbo | 1 | 0.5% | 100% | $885,000 | |
First Colony Mortgage Corporat
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USDA | 1 | 0.5% | 100% | $145,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $345,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 50% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 66.7% | $25,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $255,000 | View |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.5% | 50% | $205,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ellwood City Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ellwood City, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Ellwood City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ellwood City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ellwood City, PA
Use these to narrow the list above. Each category shows how many Ellwood City, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Ellwood City, PA
Independent mortgage companies closed 64.5 percent of home loans in Ellwood City, Pennsylvania in 2025, banks 24.2 percent and credit unions 11.4 percent. Howard Hanna Financial Services, Inc was the largest mortgage company, Huntington National Bank the largest bank and Clearview Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, PNC Bank N.A. led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ellwood City, PA
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Ellwood City, Pennsylvania with 12 loans, about 5.7 percent of the market. The largest lender headquartered in Pennsylvania was PNC Bank N.A. with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Ellwood City, Pennsylvania in 2025, led by Rocket Mortgage with 6. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 12 credit unions closed home loans in Ellwood City, Pennsylvania in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ellwood City, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ellwood City, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ellwood City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
