Mortgage Lenders and Brokers in Carbondale, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carbondale, Pennsylvania mortgage lenders include The Dime BankThe Dime Bank157 Brooklyn St, Carbondale, PA 18407A5.0 ★Texas Ratio: 9.00%, First National Bank of PAFirst National Bank of PA37 Dundaff St, Carbondale, PA 18407A+5.0 ★Texas Ratio: 1.62%, Nbt Bank NANbt Bank NA140 Brooklyn St, Carbondale, PA 18407A+5.0 ★Texas Ratio: 3.43%, PNC Bank N.A.PNC Bank N.A.47 S Main St, Carbondale, PA 18407A+5.0 ★Texas Ratio: 4.24%, Community Bank, N.A.Community Bank, N.A.66 Salem Ave, Carbondale, PA 18407A+5.0 ★Texas Ratio: 3.83%, Ps BankPs Bank100 Old Lackawanna Trl, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 0.61%, Wayne BankWayne Bank1099 Georgetown Rd, Christiana, PA 17509A5.0 ★Texas Ratio: 10.36%, Net Credit UnionNet Credit Union1444 E Lackawanna St, Olyphant, PA 18447 2174, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carbondale, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carbondale are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carbondale, Pennsylvania
Market share is the lender's share of all home loans closed in Carbondale, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Carbondale 157 Brooklyn St, Carbondale, PA 18407 A5.0 ★Texas Ratio: 9.00% |
Conventional | 13 | 11.4% | 92.9% | $72,692 | View |
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1 office in Carbondale 37 Dundaff St, Carbondale, PA 18407 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 9 +3 HELOCs |
7.9% | 75% | $79,444 | View |
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1 office in Carbondale 140 Brooklyn St, Carbondale, PA 18407 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 2 +11 HELOCs |
1.8% | 66.7% | $115,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Carbondale 47 S Main St, Carbondale, PA 18407 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $155,000 | View |
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66 Salem Ave, Carbondale, PA 18407 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 4 | 3.5% | 100% | $127,500 | View |
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100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 4 | 3.5% | 80% | $137,500 | View |
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1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 3 | 2.6% | 100% | $88,333 | View |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
Conventional, HELOC | 2 +3 HELOCs |
1.8% | 100% | $135,000 | |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $35,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.8% | 100% | $160,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 2 | 1.8% | 66.7% | $85,000 | View |
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651 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $45,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $105,000 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
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2859 SR 309 HWY, Dallas, PA 18612 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Service 1St Federal Credit Uni
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Conventional | 1 | 0.9% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 9.6% | 73.3% | $132,272 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 6.1% | 87.5% | $167,857 | |
| Conventional, FHA | 6 | 5.3% | 100% | $101,666 | View | |
loanDepot.com LLC
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Conventional, FHA | 5 | 4.4% | 100% | $89,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 2.6% | 100% | $165,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.8% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 1.8% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 2 | 1.8% | 100% | $190,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $175,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $75,000 | |
Mortgage Research Center
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FHA, VA | 2 | 1.8% | 100% | $230,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 1.8% | 100% | $155,000 | |
First Community Mortgage, Inc.
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VA | 1 | 0.9% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $85,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.9% | 100% | $165,000 | |
Amerant Mortgage LLC
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VA | 1 | 0.9% | 100% | $215,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 16.7% | $95,000 | |
American Financing Corporation
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VA | 1 | 0.9% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.9% | 100% | $225,000 | View |
New Fed Mortgage Corp.
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FHA | 1 | 0.9% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 50% | $105,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Summit Mortgage Corporation
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VA | 1 | 0.9% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.9% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.9% | 100% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Carbondale Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carbondale, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Carbondale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carbondale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carbondale, PA
Use these to narrow the list above. Each category shows how many Carbondale, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Carbondale, PA
Independent mortgage companies closed 50 percent of home loans in Carbondale, Pennsylvania in 2025, banks 43.9 percent and credit unions 6.1 percent. Rocket Mortgage was the largest mortgage company, The Dime Bank the largest bank and Net Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, The Dime Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carbondale, PA
By home loans closed in 2025, The Dime Bank was the largest mortgage lender in Carbondale, Pennsylvania with 13 loans, about 11.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Carbondale, Pennsylvania in 2025, led by Rocket Mortgage with 6. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Carbondale, Pennsylvania in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carbondale, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carbondale, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carbondale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
