Mortgage Lenders and Brokers in Berwick, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Berwick, Pennsylvania mortgage lenders include First Keystone Community BankFirst Keystone Community Bank400 Fowler Ave, Berwick, PA 18603A-5.0 ★Texas Ratio: 14.74%, Journey BankJourney Bank300 Market St, Berwick, PA 18603A+5.0 ★Texas Ratio: 4.57%, M&T BankM&T Bank201 W Front St, Berwick, PA 18603A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.101 E Front St, Berwick, PA 18603A+5.0 ★Texas Ratio: 4.24%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Firstrust Savings BankFirstrust Savings Bank1403 N Cedar Crest Blvd, Allentown, PA 18104A+5.0 ★Texas Ratio: 5.45%, Mifflinburg Bank & TrustMifflinburg Bank & Trust1110 Fairground Rd, Lewisburg, PA 17837A+5.0 ★Texas Ratio: 5.92%, MC Federal Credit UnionMC Federal Credit Union599 E 7th St, Bloomsburg, PA 17815 2885A5.0 ★Texas Ratio: 11.84%, and First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Berwick, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Berwick are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Berwick, Pennsylvania
Market share is the lender's share of all home loans closed in Berwick, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Berwick 400 Fowler Ave, Berwick, PA 18603 A-5.0 ★Texas Ratio: 14.74% |
Conventional | 14 | 10.3% | 90% | $131,428 | View |
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2 offices in Berwick 300 Market St, Berwick, PA 18603 A+5.0 ★Texas Ratio: 4.57% |
Conventional, VA, USDA, HELOC | 10 +6 HELOCs |
7.4% | 90.9% | $110,000 | View |
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1 office in Berwick 201 W Front St, Berwick, PA 18603 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 3 +2 HELOCs |
2.2% | 100% | $138,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Berwick 101 E Front St, Berwick, PA 18603 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
1.5% | 66.7% | $175,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $125,000 | View |
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19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
FHA | 1 | 0.7% | 100% | $175,000 | View |
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1110 Fairground Rd, Lewisburg, PA 17837 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
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599 E 7th St, Bloomsburg, PA 17815 2885 A5.0 ★Texas Ratio: 11.84% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
USDA | 1 | 0.7% | 50% | $175,000 | |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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200 S Poplar St, Berwick, PA 18603 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Service 1St Federal Credit Uni
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Conventional, HELOC | 2 +4 HELOCs |
1.5% | 100% | $115,000 | |
Jersey Shore State Bank
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Conventional, USDA | 2 | 1.5% | 100% | $150,000 | |
Philadelphia Federal Credit Un
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Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $15,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA | 19 | 14% | 71.4% | $145,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 12 | 8.8% | 85.7% | $171,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 7 | 5.1% | 100% | $122,142 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 6 | 4.4% | 100% | $180,000 | View |
| Conventional, FHA | 4 | 2.9% | 100% | $137,500 | View | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 2.9% | 80% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.9% | 66.7% | $147,500 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 2.2% | 100% | $128,333 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 3 | 2.2% | 100% | $155,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.2% | 50% | $161,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.2% | 75% | $65,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA | 2 | 1.5% | 100% | $95,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 1.5% | 40% | $205,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.5% | 33.3% | $55,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $190,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 0.7% | 16.7% | $105,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Resicentral LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Reliant Home Funding, Inc
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FHA | 1 | 0.7% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $165,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $145,000 | |
T2 Financial LLC
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VA | 1 | 0.7% | 100% | $165,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.7% | 50% | $185,000 | |
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A5.0 ★Texas Ratio: 9.61% |
FHA | 1 | 0.7% | 100% | $225,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.7% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.7% | 50% | $65,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 50% | $165,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Berwick Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Berwick, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Berwick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Berwick in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Berwick, PA
Use these to narrow the list above. Each category shows how many Berwick, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Berwick, PA
Independent mortgage companies closed 65.4 percent of home loans in Berwick, Pennsylvania in 2025, banks 30.1 percent and credit unions 4.4 percent. Spring Eq, LLC was the largest mortgage company, First Keystone Community Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Keystone Community Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Berwick, PA
By home loans closed in 2025, First Keystone Community Bank was the largest mortgage lender in Berwick, Pennsylvania with 14 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Berwick, Pennsylvania in 2025, led by Rocket Mortgage with 7. 9 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Berwick, Pennsylvania in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Berwick, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Berwick, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Berwick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
