Ancient Oaks, Pennsylvania mortgage lenders include Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, Apci Federal Credit UnionApci Federal Credit Union6126 Hamilton Blvd Ste 102, Allentown, PA 18106A+5.0 ★Texas Ratio: 0.44%, American BankAmerican Bank4029 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 0.26%, New Tripoli BankNew Tripoli Bank4892 Buckeye Rd, Emmaus, PA 18049A5.0 ★Texas Ratio: 8.82%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA 18103, and American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ancient Oaks, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ancient Oaks are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ancient Oaks, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52% |
Conventional | 15 | 12.6% | 88.2% | $194,333 | View |
|
2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 9 | 7.6% | 81.8% | $95,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 3.4% | 100% | $367,500 | View |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.7% | 100% | $505,000 | View |
|
6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 2 | 1.7% | 100% | $165,000 | View |
|
4029 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 1.7% | 100% | $280,000 | View |
|
4892 Buckeye Rd, Emmaus, PA 18049 A5.0 ★Texas Ratio: 8.82% |
Conventional | 2 | 1.7% | 100% | $255,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 2 | 1.7% | 75% | $40,000 | View |
Allentown Federal Credit Union
1325 Oxford Dr, Allentown, PA 18103 |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $145,000 | |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $255,000 | View |
|
950 Mill Creek Rd, Allentown, PA 18106 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.8% | 33.3% | $285,000 | View |
|
1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
|
335 W Butler Ave, Chalfont, PA 18914 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.8% | 100% | $25,000 | |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 100% | $575,000 | View |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Newrez LLC
|
Conventional, FHA | 3 | 2.5% | 75% | $368,333 | |
First Commonwealth Federal Cre
|
Conventional, HELOC | 2 +3 HELOCs |
1.7% | 100% | $75,000 | |
ESSA Bank & Trust
|
Conventional | 1 | 0.8% | 100% | $155,000 | |
Linkbank
|
Conventional | 1 | 0.8% | 100% | $505,000 | |
Rocket Mortgage
|
Conventional, FHA | 17 | 14.3% | 78.3% | $155,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 5.9% | 100% | $397,857 | |
CrossCountry Mortgage, LLC
|
Conventional | 5 | 4.2% | 100% | $349,000 | |
| Conventional, FHA, VA | 3 | 2.5% | 100% | $371,666 | View | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 2.5% | 100% | $338,333 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 1.7% | 100% | $520,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $125,000 | |
Pennymac Loan Services LLC
|
VA | 2 | 1.7% | 100% | $345,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 1.7% | 100% | $340,000 | |
Keystone Funding, Inc
|
Conventional | 2 | 1.7% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 1.7% | 100% | $395,000 | |
New American Funding, LLC.
|
Conventional | 2 | 1.7% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 100% | $90,000 | View |
Contour Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 0.8% | 100% | $285,000 | View |
Equity Prime Mortgage LLC
|
VA | 1 | 0.8% | 100% | $365,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.8% | 100% | $165,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.8% | 100% | $615,000 | |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.8% | 25% | $35,000 | View |
|
A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 0.8% | 100% | $295,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.8% | 100% | $525,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
Franklin Loan Corporation
|
FHA | 1 | 0.8% | 100% | $235,000 | |
T2 Financial LLC
|
FHA | 1 | 0.8% | 100% | $285,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $125,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.8% | 100% | $275,000 | |
Mortgage Research Center
|
VA | 1 | 0.8% | 50% | $365,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.8% | 100% | $165,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.8% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ancient Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ancient Oaks in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ancient Oaks, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.7 percent of home loans in Ancient Oaks, Pennsylvania in 2025, banks 25.2 percent and credit unions 15.1 percent. Mortgage America, Inc. was the largest mortgage company, Embassy Bank For the Lehigh Valley the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Embassy Bank For the Lehigh Valley led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Embassy Bank For the Lehigh Valley was the largest mortgage lender in Ancient Oaks, Pennsylvania with 15 loans, about 12.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Ancient Oaks, Pennsylvania in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Ancient Oaks, Pennsylvania in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ancient Oaks, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ancient Oaks, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ancient Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.