Mortgage Lenders and Brokers in Three Rivers, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Three Rivers, Oregon mortgage lenders include US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, Mid Oregon Federal Credit UnionMid Oregon Federal Credit Union63088 18th St, Bend, OR 97701 7102A+5.0 ★Texas Ratio: 0.98%, Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, and Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Three Rivers, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Three Rivers are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Three Rivers, Oregon
Market share is the lender's share of all home loans closed in Three Rivers, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +5 HELOCs |
5.3% | 68.8% | $1,005,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
3.3% | 87.5% | $663,571 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, VA, HELOC | 4 +15 HELOCs |
1.9% | 100% | $277,500 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 3 +3 HELOCs |
1.4% | 75% | $365,000 | View |
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★ 5 stars, 1 review 63088 18th St, Bend, OR 97701 7102 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 2 +13 HELOCs |
1% | 100% | $260,000 | View |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 2 +6 HELOCs |
1% | 100% | $205,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1% | 66.7% | $1,070,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1% | 100% | $695,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 2 | 1% | 100% | $1,635,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1% | 50% | $2,120,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 2 | 1% | 100% | $435,000 | View |
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★ 1 stars, 1 review 2235 Ashland St, Ashland, OR 97520 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $15,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $505,000 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $615,000 | View |
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1219 Ne 3rd St, Bend, OR 97701 A+5.0 ★Texas Ratio: 4.63% |
Conventional, Jumbo | 1 | 0.5% | 50% | $2,685,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lpmc, LLC dba Landmark Profess
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FHA | 1 | 0.5% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 8.1% | 73.9% | $452,647 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 11 | 5.3% | 61.9% | $628,636 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 9 | 4.3% | 100% | $482,777 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 3.8% | 88.9% | $313,750 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 8 | 3.8% | 88.9% | $392,500 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 7 | 3.3% | 87.5% | $427,857 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.9% | 100% | $366,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 2.9% | 100% | $443,333 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 6 | 2.9% | 100% | $598,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 2.9% | 100% | $340,000 | |
Newrez LLC
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Conventional, VA | 5 | 2.4% | 62.5% | $377,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 2.4% | 100% | $369,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 5 | 2.4% | 100% | $661,000 | |
The Loan Store, Inc
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Conventional | 5 | 2.4% | 83.3% | $431,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 4 | 1.9% | 100% | $797,500 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 4 | 1.9% | 100% | $912,500 | View |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.9% | 80% | $487,500 | |
American Financial Network, Inc.
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FHA | 3 | 1.4% | 75% | $461,666 | |
Mortgage Research Center
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VA | 3 | 1.4% | 100% | $435,000 | |
New American Funding, LLC.
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Conventional | 3 | 1.4% | 75% | $621,666 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
1% | 66.7% | $320,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1% | 100% | $1,015,000 | View |
Canopy Mortgage, LLC
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Conventional | 2 | 1% | 100% | $565,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1% | 100% | $530,000 | |
Lower, LLC
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Conventional | 2 | 1% | 100% | $425,000 | |
Select Lending Services, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $275,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $385,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Residential Wholesale Mortgage
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Conventional, Jumbo | 1 | 0.5% | 100% | $995,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 66.7% | $515,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Golden Empire Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $905,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.5% | 100% | $535,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,105,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $435,000 | |
Bay Equity LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,145,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $255,000 | |
Franklin Loan Corporation
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Member First Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $455,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,795,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.5% | 100% | $785,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 33.3% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Three Rivers Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Three Rivers, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Three Rivers? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Three Rivers in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Three Rivers, OR
Use these to narrow the list above. Each category shows how many Three Rivers, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Three Rivers, OR
Independent mortgage companies closed 69.4 percent of home loans in Three Rivers, Oregon in 2025, banks 22 percent and credit unions 8.6 percent. Lpmc, LLC dba Landmark Profess was the largest mortgage company, US Bank, N.A. the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Three Rivers, OR
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Three Rivers, Oregon with 11 loans, about 5.3 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Three Rivers, Oregon in 2025, led by Paramount Residential Mortgage with 3. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 13 credit unions closed home loans in Three Rivers, Oregon in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Three Rivers, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Three Rivers, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Three Rivers. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
