Mortgage Lenders and Brokers in St. Helens, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
St. Helens, Oregon mortgage lenders include Wauna Federal Credit UnionWauna Federal Credit Union595 Marine Dr, Astoria, OR 97103 4202A5.0 ★Texas Ratio: 6.12%, InRoads Federal Credit UnionInRoads Federal Credit Union6175 NE Cornell Rd, Hillsboro, OR 97124 5410A5.0 ★Texas Ratio: 9.98%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA2495 Ne Town Center Dr, Beaverton, OR 97006A+5.0 ★Texas Ratio: 3.54%, and Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Helens, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Helens are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in St. Helens, Oregon
Market share is the lender's share of all home loans closed in St. Helens, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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595 Marine Dr, Astoria, OR 97103 4202 A5.0 ★Texas Ratio: 6.12% |
Conventional | 15 | 4.3% | 83.3% | $129,000 | View |
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6175 NE Cornell Rd, Hillsboro, OR 97124 5410 A5.0 ★Texas Ratio: 9.98% |
Conventional | 15 | 4.3% | 83.3% | $157,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +11 HELOCs |
2.6% | 75% | $236,111 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, VA, HELOC | 8 +30 HELOCs |
2.3% | 100% | $423,750 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 100% | $282,500 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
VA, USDA | 3 | 0.9% | 100% | $345,000 | |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 50% | $55,000 | |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $355,000 | View |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $830,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.6% | 100% | $390,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $805,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $475,000 | View |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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1004 Pacific Ave, Hood River, OR 97031 1961 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $35,000 | |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $275,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA | 5 | 1.4% | 85.7% | $393,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.3% | 33.3% | $265,000 | |
Lpmc, LLC dba Landmark Profess
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Conventional | 1 | 0.3% | 100% | $545,000 | |
First Federal
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 60 | 17.4% | 100% | $374,666 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 30 | 8.7% | 100% | $413,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 7.8% | 79.4% | $223,518 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
5.2% | 94.7% | $352,777 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 3.8% | 100% | $271,923 | |
Newrez LLC
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FHA, VA | 8 | 2.3% | 88.9% | $532,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.3% | 100% | $128,750 | |
Mortgage Research Center
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VA | 6 | 1.7% | 85.7% | $421,666 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $131,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $463,000 | |
Go Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.4% | 100% | $433,000 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA | 5 | 1.4% | 100% | $397,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.9% | 100% | $341,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.9% | 100% | $281,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $401,666 | |
Union Home Mortgage Corp.
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Conventional, USDA | 3 | 0.9% | 100% | $335,000 | |
New American Funding, LLC.
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FHA, VA | 3 | 0.9% | 100% | $438,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $458,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $70,000 | |
Alameda Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $570,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.6% | 100% | $350,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.6% | 50% | $440,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 33.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.6% | 100% | $590,000 | View |
Bay Equity LLC
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Conventional, FHA | 2 | 0.6% | 100% | $470,000 | |
Peoples Mortgage Company
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FHA | 2 | 0.6% | 100% | $370,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, VA | 2 | 0.6% | 100% | $440,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 66.7% | $465,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $45,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 66.7% | $190,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 0.6% | 100% | $460,000 | View |
Alliant Credit Union
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VA, HELOC | 1 +4 HELOCs |
0.3% | 100% | $405,000 | |
Fibre Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $305,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $385,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.3% | 100% | $495,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $575,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
iQ Credit Union
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Conventional | 1 | 0.3% | 100% | $505,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
American Financial Network, Inc.
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VA | 1 | 0.3% | 100% | $595,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 50% | $225,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $105,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 33.3% | $405,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $345,000 | View |
Credence Funding Corporation
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VA | 1 | 0.3% | 100% | $495,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 50% | $345,000 | |
Peak Credit Union
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $395,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $575,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
St. Helens Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in St. Helens, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in St. Helens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Helens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in St. Helens, OR
Use these to narrow the list above. Each category shows how many St. Helens, OR lenders fit and what that kind of lender is usually best for.
Who Lends in St. Helens, OR
Independent mortgage companies closed 75.4 percent of home loans in St. Helens, Oregon in 2025, banks 8.7 percent and credit unions 15.9 percent. Summit Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Wauna Federal Credit Union the largest credit union. Among lenders headquartered in Oregon, Wauna Federal Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in St. Helens, OR
By home loans closed in 2025, Wauna Federal Credit Union was the largest mortgage lender in St. Helens, Oregon with 15 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in St. Helens, Oregon, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in St. Helens, Oregon in 2025, led by Guild Mortgage Company with 21. 22 lenders closed VA loans, led by Guild Mortgage Company, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 21 credit unions closed home loans in St. Helens, Oregon in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Helens, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Helens, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Helens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
