Mortgage Lenders and Brokers in Roseburg, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roseburg, Oregon mortgage lenders include Columbia BankColumbia Bank445 Se Main St, Roseburg, OR 97470A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.619 Se Main St, Roseburg, OR 97470A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank350 Ne Garden Valley Blvd, Roseburg, OR 97470A+5.0 ★Texas Ratio: 2.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA929 Nw Garden Valley Blvd, Roseburg, OR 97471A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1701 Nw Garden Valley Blvd, Roseburg, OR 97471A+5.0 ★Texas Ratio: 5.36%, First Interstate BankFirst Interstate Bank1700 Nw Mulholland Dr, Roseburg, OR 97470A+5.0 ★Texas Ratio: 4.72%, Rogue Credit UnionRogue Credit Union1337 NE Stephens St, Roseburg, OR 97470 2159A+5.0 ★Texas Ratio: 5.02%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, First Community Credit UnionFirst Community Credit Union1960 W Harvard Ave, Roseburg, OR 97471 2719A+5.0 ★Texas Ratio: 0.21%, and Oregon Community Credit UnionOregon Community Credit Union780 NW Garden Valley Blvd Ste 61, Roseburg, OR 97471 6528A5.0 ★Texas Ratio: 11.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roseburg, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roseburg are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roseburg, Oregon
Market share is the lender's share of all home loans closed in Roseburg, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Roseburg 445 Se Main St, Roseburg, OR 97470 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, Jumbo, HELOC | 16 +3 HELOCs |
4% | 100% | $343,750 | View |
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1 office in Roseburg 619 Se Main St, Roseburg, OR 97470 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1.5% | 54.5% | $235,000 | View |
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1 office in Roseburg 350 Ne Garden Valley Blvd, Roseburg, OR 97470 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.8% | 66.7% | $285,000 | View |
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1 office in Roseburg 929 Nw Garden Valley Blvd, Roseburg, OR 97471 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
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1 office in Roseburg 1701 Nw Garden Valley Blvd, Roseburg, OR 97471 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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★ 1 stars, 1 review 1 office in Roseburg 1700 Nw Mulholland Dr, Roseburg, OR 97470 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1337 NE Stephens St, Roseburg, OR 97470 2159 A+5.0 ★Texas Ratio: 5.02% |
Conventional, HELOC | 28 +2 HELOCs |
7% | 83.3% | $140,357 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $228,333 | View |
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1960 W Harvard Ave, Roseburg, OR 97471 2719 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 2 +11 HELOCs |
0.5% | 100% | $215,000 | View |
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780 NW Garden Valley Blvd Ste 61, Roseburg, OR 97471 6528 A5.0 ★Texas Ratio: 11.19% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $130,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directors Mortgage, Inc
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Conventional, FHA | 7 | 1.8% | 100% | $179,285 | |
Goprime Mortgage, Inc.
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Conventional, FHA, VA | 42 | 10.5% | 100% | $270,476 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 9.8% | 88.6% | $225,512 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 35 +1 HELOCs |
8.8% | 92.5% | $321,571 | |
Kind Lending, LLC
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Conventional, FHA, USDA, HELOC | 19 +1 HELOCs |
4.8% | 95% | $372,894 | |
Mortgage Research Center
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FHA, VA | 18 | 4.5% | 78.3% | $318,888 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 17 | 4.2% | 90% | $306,764 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 2.5% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 9 | 2.2% | 100% | $258,333 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 2.2% | 90% | $161,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 7 | 1.8% | 76.9% | $329,285 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.8% | 72.7% | $153,571 | |
Summit Funding.Inc
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Conventional, VA | 6 | 1.5% | 100% | $305,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 5 | 1.2% | 100% | $307,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 100% | $272,500 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
1% | 100% | $340,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 4 | 1% | 100% | $272,500 | |
Navy Federal Credit Union
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VA, HELOC | 3 +2 HELOCs |
0.8% | 75% | $388,333 | |
Freedom Northwest Credit Union
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Conventional, Jumbo | 3 | 0.8% | 100% | $598,333 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 3 | 0.8% | 100% | $555,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $151,666 | |
Better Mortgage Corporation
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FHA | 3 | 0.8% | 75% | $341,666 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.8% | 100% | $301,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $271,666 | |
Peak Credit Union
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Conventional, HELOC | 2 +18 HELOCs |
0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.5% | 100% | $305,000 | View |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.5% | 100% | $110,000 | |
Success Lending, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $250,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.5% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 0.5% | 66.7% | $280,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 18.2% | $50,000 | |
Synergy One Lending, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $310,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 50% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 66.7% | $270,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $445,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 66.7% | $370,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $25,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $145,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $385,000 | |
NOVA Financial & Investment Corporation
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VA | 1 | 0.2% | 100% | $295,000 | |
Go Mortgage, LLC
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VA | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.70% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
MortgageOne, Inc
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FHA | 1 | 0.2% | 50% | $325,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 33.3% | $245,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $215,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $165,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $285,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $275,000 | |
Royal Pacific Funding
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FHA | 1 | 0.2% | 100% | $325,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Mountain America Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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A-5.0 ★Texas Ratio: 15.49% |
USDA | 1 | 0.2% | 100% | $315,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $295,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
JMAC Lending, Inc.
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USDA | 1 | 0.2% | 50% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spokane Teachers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Roseburg Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roseburg, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Roseburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roseburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roseburg, OR
Use these to narrow the list above. Each category shows how many Roseburg, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Roseburg, OR
Independent mortgage companies closed 79 percent of home loans in Roseburg, Oregon in 2025, banks 10.5 percent and credit unions 10.5 percent. Directors Mortgage, Inc was the largest mortgage company, Columbia Bank the largest bank and Rogue Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roseburg, OR
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Roseburg, Oregon with 16 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Roseburg, Oregon in 2025, led by United Wholesale Mortgage with 14. 26 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 11 credit unions closed home loans in Roseburg, Oregon in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roseburg, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roseburg, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roseburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
