Mortgage Lenders and Brokers in Pendleton, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pendleton, Oregon mortgage lenders include Banner BankBanner Bank125 Se Court Ave, Pendleton, OR 97801A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.105 SW Court, Pendleton, OR 97801A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank2101 Sw Court Place, Pendleton, OR 97801A+5.0 ★Texas Ratio: 2.28%, Bank of Eastern OregonBank of Eastern Oregon800 Sw Dorion Avenue, Pendleton, OR 97801A5.0 ★Texas Ratio: 7.84%, BMO Harris Bank NABMO Harris Bank NA416 Sw 20th St, Pendleton, OR 97801A+5.0 ★Texas Ratio: 3.54%, First Community Credit UnionFirst Community Credit Union705 SW Emigrant Ave, Pendleton, OR 97801 2044A+5.0 ★Texas Ratio: 0.21%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, and OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pendleton, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pendleton are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pendleton, Oregon
Market share is the lender's share of all home loans closed in Pendleton, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pendleton 125 Se Court Ave, Pendleton, OR 97801 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, USDA, HELOC | 15 +1 HELOCs |
4.9% | 93.8% | $251,666 | View |
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1 office in Pendleton 105 SW Court, Pendleton, OR 97801 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 13 +5 HELOCs |
4.3% | 92.9% | $176,538 | View |
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1 office in Pendleton 2101 Sw Court Place, Pendleton, OR 97801 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, HELOC | 9 +5 HELOCs |
3% | 100% | $307,222 | View |
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1 office in Pendleton 800 Sw Dorion Avenue, Pendleton, OR 97801 A5.0 ★Texas Ratio: 7.84% |
Conventional | 2 | 0.7% | 100% | $165,000 | View |
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1 office in Pendleton 416 Sw 20th St, Pendleton, OR 97801 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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705 SW Emigrant Ave, Pendleton, OR 97801 2044 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 9 +31 HELOCs |
3% | 100% | $247,222 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional | 2 | 0.7% | 100% | $155,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.7% | 100% | $105,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 63088 18th St, Bend, OR 97701 7102 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA, USDA | 5 | 1.6% | 100% | $263,000 | |
Lpmc, LLC dba Landmark Profess
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Conventional | 2 | 0.7% | 100% | $390,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 99 | 32.6% | 97.3% | $239,747 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 10.2% | 86.5% | $178,548 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 31 | 10.2% | 88.6% | $291,774 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 10 | 3.3% | 90.9% | $233,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 2.6% | 69.2% | $310,000 | |
Mortgage Research Center
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VA | 8 | 2.6% | 61.5% | $326,250 | |
Newrez LLC
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FHA, VA | 4 | 1.3% | 80% | $262,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.3% | 66.7% | $152,500 | |
Bayshore Mortgage Funding
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FHA, VA | 4 | 1.3% | 100% | $297,500 | |
Freedom Mortgage Corporation
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VA | 3 | 1% | 100% | $295,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1% | 60% | $218,333 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 28.6% | $45,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 50% | $80,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $55,000 | |
Spokane Teachers Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $65,000 | |
Empeople Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 100% | $245,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $85,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 37.5% | $55,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $235,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $285,000 | |
American Financing Corporation
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VA | 1 | 0.3% | 100% | $315,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Hapo Communtiy Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $235,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $345,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $245,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pendleton Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pendleton, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Pendleton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pendleton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pendleton, OR
Use these to narrow the list above. Each category shows how many Pendleton, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Pendleton, OR
Independent mortgage companies closed 78.9 percent of home loans in Pendleton, Oregon in 2025, banks 15.8 percent and credit unions 5.3 percent. Mortgage Express was the largest mortgage company, Banner Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pendleton, OR
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Pendleton, Oregon with 15 loans, about 4.9 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pendleton, Oregon, Guild Mortgage Company approved the highest share of completed applications in 2025 at 97.3 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Pendleton, Oregon in 2025, led by Guild Mortgage Company with 45. 15 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 12 credit unions closed home loans in Pendleton, Oregon in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pendleton, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pendleton, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pendleton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
