Gladstone, Oregon mortgage lenders include OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, and First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gladstone, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gladstone are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gladstone, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 6 +27 HELOCs |
3.7% | 100% | $363,333 | View |
|
231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.5% | 100% | $382,500 | View |
|
4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 2 +7 HELOCs |
1.2% | 100% | $445,000 | View |
|
2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $355,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional, FHA | 2 | 1.2% | 100% | $450,000 | |
|
2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $155,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $125,000 | |
|
1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $255,000 | View |
|
128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
|
75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
|
1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
|
11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
|
2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $205,000 | View |
|
715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
|
223 NE 2ND AVE, CANBY, OR 97013 A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
|
Conventional, FHA, VA | 7 | 4.3% | 100% | $380,714 | |
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 18 | 11.2% | 95% | $446,666 | |
Rocket Mortgage
|
Conventional, FHA, VA | 15 | 9.3% | 88.9% | $351,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 10 | 6.2% | 100% | $489,000 | |
Guild Mortgage Company
|
Conventional, FHA | 9 | 5.6% | 100% | $401,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 3.7% | 100% | $311,666 | |
Nations Direct Mortgage, LLC
|
Conventional, VA | 6 | 3.7% | 100% | $366,666 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 3.1% | 62.5% | $413,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 5 | 3.1% | 100% | $415,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 4 | 2.5% | 80% | $440,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $301,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 1.9% | 100% | $338,333 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 1.9% | 100% | $195,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1.9% | 100% | $271,666 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.2% | 100% | $445,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 1.2% | 100% | $345,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 1.2% | 100% | $485,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.2% | 66.7% | $360,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.2% | 50% | $110,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 1.2% | 100% | $285,000 | View |
Mortgage Research Center
|
VA | 2 | 1.2% | 100% | $425,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 33.3% | $65,000 | |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $455,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.6% | 100% | $415,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Alameda Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
RANLife, Inc.
|
FHA | 1 | 0.6% | 100% | $235,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.6% | 50% | $445,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $455,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.6% | 100% | $275,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.6% | 100% | $555,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.6% | 100% | $365,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $465,000 | |
American Financing Corporation
|
Conventional | 1 | 0.6% | 33.3% | $165,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.6% | 100% | $465,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $585,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.6% | 100% | $375,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $525,000 | |
Operating Engineers Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gladstone? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gladstone in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gladstone, OR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83.2 percent of home loans in Gladstone, Oregon in 2025, banks 8.1 percent and credit unions 8.7 percent. Summit Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
By home loans closed in 2025, OnPoint Community Credit Union was the largest mortgage lender in Gladstone, Oregon with 6 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Gladstone, Oregon in 2025, led by United Wholesale Mortgage with 3. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 11 credit unions closed home loans in Gladstone, Oregon in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gladstone, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gladstone, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gladstone. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.