Mortgage Lenders and Brokers in Cedar Mill, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedar Mill, Oregon mortgage lenders include OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, and Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Mill, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Mill are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Mill, Oregon
Market share is the lender's share of all home loans closed in Cedar Mill, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 14 +33 HELOCs |
5.3% | 100% | $638,571 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, Jumbo, HELOC | 12 +18 HELOCs |
4.6% | 88.2% | $776,666 | |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 11 | 4.2% | 91.7% | $713,181 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +12 HELOCs |
2.7% | 100% | $452,142 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
2.3% | 70% | $753,333 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.9% | 83.3% | $571,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $715,000 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.4% | 100% | $815,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $165,000 | View |
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $945,000 | View |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
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715 Laneda Avenue, Manzanita, OR 97130 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
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1219 Ne 3rd St, Bend, OR 97701 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2235 Ashland St, Ashland, OR 97520 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Mortgage Express
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Conventional, VA | 7 | 2.7% | 100% | $679,285 | |
Directors Mortgage, Inc
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Conventional | 4 | 1.5% | 100% | $670,000 | |
SunsetFCU
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Conventional | 3 | 1.1% | 100% | $128,333 | |
Consolidated Community Credit
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 19 | 7.2% | 95% | $623,421 | |
Guild Mortgage Company
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Conventional, Jumbo | 16 | 6.1% | 100% | $591,250 | |
Rocket Mortgage
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Conventional, VA | 12 | 4.6% | 92.3% | $312,500 | |
Provident Funding Associates
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Conventional | 11 | 4.2% | 100% | $633,181 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 8 | 3% | 88.9% | $635,000 | |
Nations Direct Mortgage, LLC
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Conventional | 6 | 2.3% | 100% | $501,666 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 5 | 1.9% | 100% | $639,000 | |
Newrez LLC
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Conventional, Jumbo | 5 | 1.9% | 100% | $615,000 | |
Go Mortgage, LLC
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Conventional | 5 | 1.9% | 100% | $533,000 | |
New American Funding, LLC.
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Conventional | 5 | 1.9% | 100% | $681,000 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 4 +3 HELOCs |
1.5% | 100% | $1,085,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 4 | 1.5% | 80% | $627,500 | |
Movement Mortgage, LLC
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Conventional, VA | 4 | 1.5% | 100% | $712,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.5% | 100% | $647,500 | |
Paramount Residential Mortgage
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Conventional | 4 | 1.5% | 100% | $662,500 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 1.1% | 100% | $595,000 | |
Better Mortgage Corporation
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Conventional | 3 | 1.1% | 75% | $548,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 1.1% | 100% | $671,666 | View |
Navy Federal Credit Union
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VA, HELOC | 2 +4 HELOCs |
0.8% | 100% | $520,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $510,000 | |
Genisys Credit Union
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Conventional, Jumbo | 2 | 0.8% | 100% | $1,135,000 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.8% | 100% | $560,000 | |
Primelending
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Conventional | 2 | 0.8% | 100% | $150,000 | |
AAA Capital Investment, Inc
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Conventional, Jumbo | 2 | 0.8% | 100% | $955,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.8% | 100% | $380,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $490,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $395,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.8% | 100% | $485,000 | |
Generations Home Loans, LLC
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Conventional | 2 | 0.8% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $85,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.8% | 100% | $655,000 | |
Summit Mortgage Corporation
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Conventional, Jumbo | 2 | 0.8% | 100% | $685,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.8% | 100% | $770,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.8% | 100% | $565,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $805,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $965,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 20% | $255,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.4% | 100% | $895,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.4% | 100% | $625,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 50% | $635,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.4% | 100% | $705,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $385,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $585,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.4% | 100% | $695,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Home Mortgage Advisors, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.4% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $495,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $175,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.4% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Banc One Mortage Corporation
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Yakima Federal Savings & Loan
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Conventional | 1 | 0.4% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 1 | 0.4% | 100% | $945,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Gte Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Peak Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wsecu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cedar Mill Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Mill, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Mill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Mill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Mill, OR
Use these to narrow the list above. Each category shows how many Cedar Mill, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Mill, OR
Independent mortgage companies closed 65.8 percent of home loans in Cedar Mill, Oregon in 2025, banks 18.6 percent and credit unions 15.6 percent. Mortgage Express was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Mill, OR
By home loans closed in 2025, OnPoint Community Credit Union was the largest mortgage lender in Cedar Mill, Oregon with 14 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Cedar Mill, Oregon in 2025, led by United Wholesale Mortgage with 1. 7 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 20 credit unions closed home loans in Cedar Mill, Oregon in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Mill, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Mill, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Mill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
