Mortgage Lenders and Brokers in Cedar Hills, Oregon
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cedar Hills, Oregon mortgage lenders include OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Bank of America NABank of America NA1375 Nw 185th Ave, Aloha, OR 97006A+5.0 ★Texas Ratio: 4.14%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, BMO Harris Bank NABMO Harris Bank NA2495 Ne Town Center Dr, Beaverton, OR 97006A+5.0 ★Texas Ratio: 3.54%, Rivermark Community Credit UnionRivermark Community Credit Union4875 SW Griffith Dr, Beaverton, OR 97005 8722A5.0 ★Texas Ratio: 9.96%, and Selco Community Credit UnionSelco Community Credit Union1823 14th Ave SE, Albany, OR 97322A+5.0 ★Texas Ratio: 1.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Hills, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Hills are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Hills, Oregon
Market share is the lender's share of all home loans closed in Cedar Hills, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 9 +10 HELOCs |
10.5% | 100% | $547,222 | View |
|
1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
2.3% | 100% | $450,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, HELOC | 2 +2 HELOCs |
2.3% | 100% | $510,000 | |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
FHA, VA | 2 | 2.3% | 100% | $425,000 | |
|
2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $55,000 | View |
|
333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1.2% | 100% | $575,000 | View |
|
2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.2% | 100% | $645,000 | View |
|
2495 Ne Town Center Dr, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
|
4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
15725 Nw Blueridge Dr, Beaverton, OR 97006 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
|
Conventional | 4 | 4.7% | 100% | $415,000 | |
Consolidated Community Credit
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, HELOC | 8 +1 HELOCs |
9.3% | 100% | $240,000 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 6 | 7% | 100% | $380,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 5 | 5.8% | 100% | $507,000 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 5.8% | 100% | $339,000 | |
Fairway Independent Mort Corp
|
Conventional, HELOC | 2 +1 HELOCs |
2.3% | 100% | $280,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 2.3% | 100% | $455,000 | |
Go Mortgage, LLC
|
Conventional | 2 | 2.3% | 100% | $570,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 2.3% | 100% | $200,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 2.3% | 100% | $190,000 | |
Provident Funding Associates
|
Conventional | 2 | 2.3% | 100% | $445,000 | |
New American Funding, LLC.
|
Conventional | 2 | 2.3% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $565,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.2% | 100% | $165,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.2% | 100% | $155,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $555,000 | |
Newrez LLC
|
Conventional | 1 | 1.2% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 5.70% |
Conventional | 1 | 1.2% | 100% | $485,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $485,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $385,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $685,000 | |
Filo Mortgage, LLC
|
FHA | 1 | 1.2% | 100% | $415,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.2% | 100% | $145,000 | |
Sammamish Mortgage Company
|
Conventional | 1 | 1.2% | 100% | $475,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 1.2% | 100% | $385,000 | |
AmWest Funding Corp
|
Conventional | 1 | 1.2% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
Mountain America Federal Credit Union
|
Conventional | 1 | 1.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.2% | 100% | $425,000 | View |
American Pacific Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $505,000 | |
Mortgage Research Center
|
VA | 1 | 1.2% | 100% | $405,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $455,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.2% | 100% | $595,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.2% | 100% | $315,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.2% | 100% | $405,000 | View |
DHI Mortgage Company, LTD.
|
Conventional | 1 | 1.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 50% | $95,000 | View |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Cedar Hills Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Hills, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Hills, OR
Use these to narrow the list above. Each category shows how many Cedar Hills, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Hills, OR
Independent mortgage companies closed 75.6 percent of home loans in Cedar Hills, Oregon in 2025, banks 10.5 percent and credit unions 14 percent. Summit Mortgage Corporation was the largest mortgage company, Bank of America NA the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, OnPoint Community Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Hills, OR
By home loans closed in 2025, OnPoint Community Credit Union was the largest mortgage lender in Cedar Hills, Oregon with 9 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Cedar Hills, Oregon in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by Summit Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 7 credit unions closed home loans in Cedar Hills, Oregon in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Hills, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Hills, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
