Piedmont, Oklahoma mortgage lenders include F&M BankF&M Bank1216 Piedmont Rd N, Piedmont, OK 73078A+5.0 ★Texas Ratio: 2.45%, BancfirstBancfirst410 Piedmont Rd, Piedmont, OK 73078A5.0 ★Texas Ratio: 6.40%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, Communication Federal Credit UnionCommunication Federal Credit Union129 S Mississippi Ave, Ada, OK 74820 6632A5.0 ★Texas Ratio: 6.32%, WEOKIE Federal Credit UnionWEOKIE Federal Credit Union310 S Kelly Ave, Edmond, OK 73003 5630A+5.0 ★Texas Ratio: 3.25%, Stride Bank, National AssociationStride Bank, National Association1902 Se Washington Blvd, Bartlesville, OK 74006A5.0 ★Texas Ratio: 6.15%, Great Plains National BankGreat Plains National Bank201 N Glenn L English St, Cordell, OK 73632A5.0 ★Texas Ratio: 12.14%, Oklahoma's Credit UnionOklahoma's Credit Union15100 N May Ave, Edmond, OK 73013 8803, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, and Bank of America NABank of America NA1800 S Elm Pl, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Piedmont, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Piedmont are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Piedmont, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Piedmont 1216 Piedmont Rd N, Piedmont, OK 73078 A+5.0 ★Texas Ratio: 2.45% |
Conventional, VA | 11 | 6% | 91.7% | $284,090 | View |
|
1 office in Piedmont 410 Piedmont Rd, Piedmont, OK 73078 A5.0 ★Texas Ratio: 6.40% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.2% | 100% | $395,000 | View |
|
221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, HELOC | 7 +2 HELOCs |
3.8% | 100% | $230,714 | View |
|
129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 7 | 3.8% | 100% | $307,857 | View |
|
310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
Conventional, HELOC | 5 +2 HELOCs |
2.7% | 71.4% | $193,000 | View |
|
1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA, VA | 4 | 2.2% | 100% | $427,500 | View |
|
201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional, USDA | 4 | 2.2% | 80% | $225,000 | View |
|
15100 N May Ave, Edmond, OK 73013 8803 |
Conventional | 3 | 1.6% | 100% | $108,333 | View |
|
3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional, VA, HELOC | 2 +3 HELOCs |
1.1% | 100% | $430,000 | View |
|
1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $490,000 | View |
|
1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 33.3% | $90,000 | View |
|
119 S Broadway, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 1.1% | 100% | $305,000 | View |
|
301 West Main Street, Stonewall, OK 74871 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 2 | 1.1% | 100% | $195,000 | View |
|
422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 1.1% | 100% | $385,000 | View |
|
218 N Mustang Rd, Mustang, OK 73064 A5.0 ★Texas Ratio: 10.11% |
Conventional | 2 | 1.1% | 100% | $200,000 | View |
|
★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $225,000 | View |
|
1925 S Kelly Ave, Edmond, OK 73013 3686 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 0.5% | 50% | $225,000 | View |
|
422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71% |
USDA | 1 | 0.5% | 100% | $325,000 | View |
US Employees OC Federal Credit Union
9244 E Reno Ave, Midwest City, OK 73130 |
Conventional | 1 | 0.5% | 50% | $75,000 | |
|
213 N Main St, Noble, OK 73068 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
|
612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44% |
VA | 1 | 0.5% | 100% | $395,000 | View |
|
12201 N May Ave, Oklahoma City, OK 73120 A5.0 ★Texas Ratio: 6.61% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
|
102 South Main Street, Alex, OK 73002 A5.0 ★Texas Ratio: 11.57% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
3800 Journey Pkwy, Norman, OK 73072 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
|
7136 S Yale Ave, Tulsa, OK 74136 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
|
100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1020 Nw 150th St, Edmond, OK 73013 A5.0 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
|
Conventional, FHA, VA | 6 | 3.3% | 100% | $411,666 | |
Financial Concpepts Mortgage
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Rocket Mortgage
|
Conventional, VA | 15 | 8.2% | 71.4% | $243,666 | |
Mortgage Research Center
|
VA | 11 | 6% | 78.6% | $372,272 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 3.3% | 87.5% | $396,666 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 2.7% | 83.3% | $341,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 2.7% | 83.3% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, USDA | 5 | 2.7% | 100% | $299,000 | View |
SWBC Mortgage Corporation
|
Conventional, FHA | 4 | 2.2% | 100% | $290,000 | |
loanDepot.com LLC
|
Conventional | 4 | 2.2% | 80% | $157,500 | |
Newrez LLC
|
Conventional, VA | 3 | 1.6% | 100% | $385,000 | |
Kind Lending, LLC
|
Conventional | 3 | 1.6% | 60% | $378,333 | |
Waterstone Mortgage Corporation
|
Conventional | 3 | 1.6% | 100% | $365,000 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 1.6% | 100% | $521,666 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 1.6% | 100% | $228,333 | |
Better Mortgage Corporation
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $285,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 1.1% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $45,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $215,000 | View |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
American Financial Resources LLC
|
VA | 1 | 0.5% | 100% | $545,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Everett Financial, Inc.
|
VA | 1 | 0.5% | 100% | $235,000 | |
Nbkc Bank
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.5% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 75% | $155,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.5% | 100% | $615,000 | |
United Trust Bank
|
VA | 1 | 0.5% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.5% | 100% | $405,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.5% | 100% | $555,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $395,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
V.I.P. Mortgage, Inc.
|
VA | 1 | 0.5% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 50% | $295,000 | |
21St Mortgage
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Paramount Residential Mortgage
|
Conventional, Jumbo | 1 | 0.5% | 100% | $855,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
The Mortgage Link, Inc.
|
FHA | 1 | 0.5% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Piedmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Piedmont in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Piedmont, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.5 percent of home loans in Piedmont, Oklahoma in 2025, banks 36.1 percent and credit unions 11.5 percent. Associated Mortgage Corporation was the largest mortgage company, F&M Bank the largest bank and Communication Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, F&M Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, F&M Bank was the largest mortgage lender in Piedmont, Oklahoma with 11 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Piedmont, Oklahoma in 2025, led by Pennymac Loan Services LLC with 3. 21 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 8 credit unions closed home loans in Piedmont, Oklahoma in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Piedmont, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Piedmont, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Piedmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.