Mortgage Lenders and Brokers in Duncan, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Duncan, Oklahoma mortgage lenders include BancfirstBancfirst1616 W Elk Ave, Duncan, OK 73533A5.0 ★Texas Ratio: 6.40%, First Bank and Trust CoFirst Bank and Trust Co1521 W Plato Rd, Duncan, OK 73533C+4.1 ★Texas Ratio: 25.84%, Arvest BankArvest Bank8th And Walnut, Duncan, OK 73533A5.0 ★Texas Ratio: 7.48%, Legacy BankLegacy Bank3696 N Highway 81, Duncan, OK 73533B-4.4 ★Texas Ratio: 22.58%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, First Bethany Bank & TrustFirst Bethany Bank & Trust6500 Nw 39th Expy, Bethany, OK 73008B+3.8 ★Texas Ratio: 1.96%, FNB & Trust of ArdmoreFNB & Trust of Ardmore1226 W Broadway St, Ardmore, OK 73401A+5.0 ★Texas Ratio: 0.15%, Oklahoma Educators Credit UnionOklahoma Educators Credit Union1006 W MAIN ST, DUNCAN, OK 73533A+5.0 ★Texas Ratio: 1.99%, American Mortgage BankAmerican Mortgage Bank1800 S Elm Pl, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 4.14%, and CorebankCorebank406 Nw 12th Street, Oklahoma City, OK 73103A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Duncan, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Duncan are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Duncan, Oklahoma
Market share is the lender's share of all home loans closed in Duncan, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Duncan 1616 W Elk Ave, Duncan, OK 73533 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 76 +1 HELOCs |
19.5% | 97.6% | $102,500 | View |
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1521 W Plato Rd, Duncan, OK 73533 C+4.1 ★Texas Ratio: 25.84% |
Conventional | 43 | 11.1% | 86% | $113,139 | View |
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2 offices in Duncan 8th And Walnut, Duncan, OK 73533 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 22 +28 HELOCs |
5.7% | 88.9% | $180,454 | View |
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1 office in Duncan 3696 N Highway 81, Duncan, OK 73533 B-4.4 ★Texas Ratio: 22.58% |
Conventional | 13 | 3.3% | 68.4% | $75,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.3% | 100% | $271,000 | View |
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6500 Nw 39th Expy, Bethany, OK 73008 B+3.8 ★Texas Ratio: 1.96% |
Conventional, Jumbo | 5 | 1.3% | 100% | $441,000 | View |
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1226 W Broadway St, Ardmore, OK 73401 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 5 | 1.3% | 100% | $159,000 | View |
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1006 W MAIN ST, DUNCAN, OK 73533 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 5 | 1.3% | 100% | $129,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 0.8% | 100% | $161,666 | View |
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406 Nw 12th Street, Oklahoma City, OK 73103 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.8% | 100% | $25,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $370,000 | View |
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★ 4 stars, 1 review 802 Coblake St, Apache, OK 73006 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 0.5% | 100% | $320,000 | View |
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1117 S Commerce St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 7.35% |
Conventional | 2 | 0.5% | 100% | $70,000 | View |
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201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
FHA | 2 | 0.5% | 100% | $190,000 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0.3% | 100% | $65,000 | View |
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612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44% |
VA | 1 | 0.3% | 100% | $195,000 | View |
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4700 Mow Way Rd, Fort Sill, OK 73503 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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605 S 8th St, Cache, OK 73527 D3.0 ★Texas Ratio: 39.19% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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★ 1 stars, 1 review 2201 S Broadway, Edmond, OK 73013 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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129 S Mississippi Ave, Ada, OK 74820 6632 A5.0 ★Texas Ratio: 6.32% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
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FHA, VA | 5 | 1.3% | 100% | $265,000 | |
Financial Concpepts Mortgage
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USDA | 1 | 0.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 6.2% | 62.5% | $178,333 | |
Mortgage Research Center
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VA | 20 | 5.1% | 74.1% | $188,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 15 +2 HELOCs |
3.9% | 100% | $204,333 | |
United Wholesale Mortgage
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Conventional, VA | 8 | 2.1% | 88.9% | $217,500 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 2.1% | 72.7% | $103,750 | |
Red Diamond Home Loans, LLC
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Conventional, FHA, VA | 8 | 2.1% | 100% | $167,500 | |
Guild Mortgage Company
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FHA, VA | 7 | 1.8% | 87.5% | $257,857 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 1.8% | 100% | $187,857 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 6 | 1.5% | 100% | $121,666 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.3% | 66.7% | $191,000 | |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1% | 66.7% | $82,500 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 4 | 1% | 100% | $205,000 | |
Village Capital & Investment
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FHA, VA | 4 | 1% | 100% | $287,500 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.8% | 100% | $275,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.8% | 100% | $151,666 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA, VA | 3 | 0.8% | 100% | $178,333 | |
New Day Financial, LLC.
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VA | 3 | 0.8% | 60% | $175,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.8% | 100% | $161,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.8% | 50% | $75,000 | |
Newrez LLC
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FHA, VA | 2 | 0.5% | 100% | $260,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.5% | 100% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $90,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 66.7% | $305,000 | View |
Nationstar Mortgage
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Conventional, VA | 2 | 0.5% | 66.7% | $95,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $55,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 100% | $90,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 40% | $90,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.5% | 100% | $130,000 | |
Southwest Funding LP
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Conventional, VA | 2 | 0.5% | 66.7% | $130,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $115,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $95,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.3% | 20% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 63.6% | $75,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
FHA | 1 | 0.3% | 16.7% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Gate City Bank
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Conventional | 1 | 0.3% | 100% | $35,000 | |
American Financing Corporation
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VA | 1 | 0.3% | 33.3% | $275,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.3% | 100% | $145,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $145,000 | View |
Union Square Credit Union
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Conventional | 1 | 0.3% | 100% | $145,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Better Mortgage Corporation
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VA | 1 | 0.3% | 100% | $505,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $215,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.3% | 100% | $525,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Duncan Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Duncan, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Duncan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Duncan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Duncan, OK
Use these to narrow the list above. Each category shows how many Duncan, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Duncan, OK
Independent mortgage companies closed 44.2 percent of home loans in Duncan, Oklahoma in 2025, banks 51.4 percent and credit unions 4.4 percent. Associated Mortgage Corporation was the largest mortgage company, Bancfirst the largest bank and Oklahoma Educators Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 76 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Duncan, OK
By home loans closed in 2025, Bancfirst was the largest mortgage lender in Duncan, Oklahoma with 76 loans, about 19.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Duncan, Oklahoma, Bancfirst approved the highest share of completed applications in 2025 at 97.6 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Duncan, Oklahoma in 2025, led by Bancfirst with 7. 29 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Duncan, Oklahoma in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Duncan, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Duncan, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Duncan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
