Mortgage Lenders and Brokers in Ardmore, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ardmore, Oklahoma mortgage lenders include BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%, FNB & Trust of ArdmoreFNB & Trust of Ardmore1226 W Broadway St, Ardmore, OK 73401A+5.0 ★Texas Ratio: 0.15%, American Nation BankAmerican Nation Bank1117 S Commerce St, Ardmore, OK 73401A5.0 ★Texas Ratio: 7.35%, BMO Harris Bank NABMO Harris Bank NA321 N Commerce St, Ardmore, OK 73401A+5.0 ★Texas Ratio: 3.54%, Simmons BankSimmons Bank2525 N Commerce St, Ardmore, OK 73401A+5.0 ★Texas Ratio: 5.33%, First United Bank and Trust CoFirst United Bank and Trust Co1520 N Commerce St, Ardmore, OK 73401A5.0 ★Texas Ratio: 10.43%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, First Bank and Trust CoFirst Bank and Trust Co1720 Mclish St, Ardmore, OK 73401C+4.1 ★Texas Ratio: 25.84%, Communication Federal Credit UnionCommunication Federal Credit Union1549 N Rockford Rd, Ardmore, OK 73401 9225A5.0 ★Texas Ratio: 6.32%, and Chickasaw Community BankChickasaw Community Bank115 Park Ave, Oklahoma City, OK 73102A5.0 ★Texas Ratio: 13.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ardmore, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ardmore are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ardmore, Oklahoma
Market share is the lender's share of all home loans closed in Ardmore, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Ardmore 310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, Jumbo, HELOC | 28 +5 HELOCs |
8.3% | 85% | $146,785 | View |
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3 offices in Ardmore 1226 W Broadway St, Ardmore, OK 73401 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 23 | 6.8% | 88.9% | $132,826 | View |
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3 offices in Ardmore 1117 S Commerce St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 7.35% |
Conventional | 15 | 4.5% | 88.2% | $165,000 | View |
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1 office in Ardmore 321 N Commerce St, Ardmore, OK 73401 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Ardmore 2525 N Commerce St, Ardmore, OK 73401 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1520 N Commerce St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 22 +5 HELOCs |
6.5% | 95.7% | $221,363 | View |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 19 | 5.6% | 95% | $138,157 | View |
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1720 Mclish St, Ardmore, OK 73401 C+4.1 ★Texas Ratio: 25.84% |
Conventional | 13 | 3.9% | 100% | $76,538 | View |
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1549 N Rockford Rd, Ardmore, OK 73401 9225 A5.0 ★Texas Ratio: 6.32% |
Conventional | 5 | 1.5% | 78.6% | $85,000 | View |
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115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
FHA | 4 | 1.2% | 66.7% | $142,500 | View |
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1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA | 3 | 0.9% | 100% | $135,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $250,000 | View |
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225 W Main St, Binger, OK 73009 B-4.4 ★Texas Ratio: 22.58% |
Conventional | 2 | 0.6% | 100% | $50,000 | View |
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116 S Grand St, Crescent, OK 73028 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 66.7% | $115,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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7300 NW 23RD ST, BETHANY, OK 73008 5128 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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311 West Main Street, Glencoe, OK 74032 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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1200 East 12th Street, Ada, OK 74820 C+4.2 ★Texas Ratio: 25.17% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.3% | 50% | $315,000 | View |
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13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Associated Mortgage Corporation
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Conventional, FHA, VA | 28 | 8.3% | 100% | $161,071 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $211,666 | View |
Success Mortgage Partners, Inc
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Conventional, FHA, VA, USDA | 20 | 5.9% | 100% | $181,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 5% | 72% | $192,647 | |
Mortgage Research Center
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Conventional, VA | 11 | 3.3% | 73.3% | $231,363 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 3% | 76.9% | $174,000 | |
21St Mortgage
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Conventional | 9 | 2.7% | 48% | $125,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.5% | 62.5% | $141,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 1.5% | 83.3% | $181,000 | |
United Wholesale Mortgage
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Conventional, VA | 4 | 1.2% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.2% | 80% | $155,000 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 1.2% | 100% | $170,000 | |
Southwest Stage Funding LLC
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Conventional | 4 | 1.2% | 75% | $135,000 | |
MTC Federal Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
0.9% | 60% | $148,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $195,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.9% | 100% | $251,666 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $88,333 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $208,333 | |
Mortgage Solutions of Colorado
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FHA | 3 | 0.9% | 100% | $98,333 | |
Royal United Mortgage LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $295,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.6% | 38.9% | $100,000 | View |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $360,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 2 | 0.6% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $95,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 33.3% | $45,000 | |
Flat Branch Mortgage, Inc.
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FHA | 2 | 0.6% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 2 | 0.6% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 66.7% | $255,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $100,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 75% | $90,000 | |
Cadence Bank
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $85,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $155,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $185,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $175,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 50% | $255,000 | View |
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A5.0 ★Texas Ratio: 7.83% |
VA | 1 | 0.3% | 100% | $655,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.3% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $125,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $145,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 33.3% | $235,000 | |
Southwest Funding LP
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Tomo Mortgage LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ardmore Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ardmore, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Ardmore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ardmore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ardmore, OK
Use these to narrow the list above. Each category shows how many Ardmore, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Ardmore, OK
Independent mortgage companies closed 50.7 percent of home loans in Ardmore, Oklahoma in 2025, banks 45.4 percent and credit unions 3.9 percent. Associated Mortgage Corporation was the largest mortgage company, Bancfirst the largest bank and Communication Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ardmore, OK
By home loans closed in 2025, Bancfirst was the largest mortgage lender in Ardmore, Oklahoma with 28 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Ardmore, Oklahoma in 2025, led by Associated Mortgage Corporation with 16. 21 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Ardmore, Oklahoma in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ardmore, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ardmore, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ardmore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
