Mortgage Lenders and Brokers in Reading, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reading, Ohio mortgage lenders include Valley Central BankValley Central Bank115 W Benson St, Reading, OH 45215A5.0 ★Texas Ratio: 8.10%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank2923 Smith Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.21%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, General Electric Credit UnionGeneral Electric Credit Union11370 Reed Hartman Hwy, Blue Ash, OH 45241A5.0 ★Texas Ratio: 6.06%, Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, and Cincinnati Ohio Police Federal Credit UnionCincinnati Ohio Police Federal Credit Union9300 Kenwood Rd, Blue Ash, OH 45242 6826A5.0 ★Texas Ratio: 10.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reading, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reading are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reading, Ohio
Market share is the lender's share of all home loans closed in Reading, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Reading 115 W Benson St, Reading, OH 45215 A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1% | 100% | $50,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 10 +21 HELOCs |
5.2% | 92.3% | $143,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 8 +2 HELOCs |
4.1% | 100% | $113,750 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 7 +5 HELOCs |
3.6% | 88.9% | $166,428 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, HELOC | 7 +3 HELOCs |
3.6% | 100% | $250,714 | |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 6 +3 HELOCs |
3.1% | 100% | $216,666 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 4 +1 HELOCs |
2.1% | 100% | $160,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 50% | $198,333 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 1.6% | 75% | $268,333 | View |
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9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75% |
Conventional | 3 | 1.6% | 100% | $75,000 | |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional, FHA | 3 | 1.6% | 100% | $188,333 | View |
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1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional, FHA | 3 | 1.6% | 100% | $205,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $250,000 | View |
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★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 2 | 1% | 100% | $65,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 2 | 1% | 66.7% | $90,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.5% | 100% | $175,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $125,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.5% | 100% | $265,000 | View |
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225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2651 Observatory Ave Ste 102, Cincinnati, OH 45208 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
3.1% | 100% | $225,000 | |
Sibcy Cline Mortgage Services, Inc.
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Conventional | 3 | 1.6% | 75% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1% | 100% | $205,000 | |
Rapid Mortgage Company
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FHA | 2 | 1% | 100% | $215,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 5.7% | 64.7% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 3.6% | 87.5% | $242,142 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 7 | 3.6% | 100% | $230,714 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 6 +1 HELOCs |
3.1% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 3.1% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 5 | 2.6% | 83.3% | $167,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 2.6% | 100% | $103,000 | |
Primelending
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Conventional | 4 | 2.1% | 100% | $107,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.1% | 80% | $185,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.1% | 100% | $170,000 | |
Stockton Mortgage Corporation
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Conventional | 3 | 1.6% | 100% | $205,000 | |
Goodleap, LLC
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FHA | 2 | 1% | 50% | $150,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1% | 100% | $190,000 | |
Newrez LLC
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FHA, VA | 2 | 1% | 66.7% | $335,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 1% | 100% | $250,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1% | 100% | $200,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 1% | 100% | $365,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.5% | 100% | $325,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.5% | 100% | $225,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $185,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $205,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.5% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $125,000 | |
Loansteady LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 33.3% | $405,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.5% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $285,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $235,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 50% | $285,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $15,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $45,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Reading Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reading, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Reading? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reading in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reading, OH
Use these to narrow the list above. Each category shows how many Reading, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Reading, OH
Independent mortgage companies closed 53.9 percent of home loans in Reading, Ohio in 2025, banks 37.8 percent and credit unions 8.3 percent. Union Home Mortgage Corp. was the largest mortgage company, Valley Central Bank the largest bank and General Electric Credit Union the largest credit union. Among lenders headquartered in Ohio, Valley Central Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reading, OH
By home loans closed in 2025, Valley Central Bank was the largest mortgage lender in Reading, Ohio with 2 loans, about 1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Reading, Ohio in 2025, led by Rocket Mortgage with 5. 7 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Reading, Ohio in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reading, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reading, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reading. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
