Mortgage Lenders and Brokers in North Royalton, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Royalton, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association6465 Royalton Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 3.22%, First National Bank of PAFirst National Bank of PA13901 Ridge Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 1.62%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood6160 Royalton Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 4.66%, Keybank National AssociationKeybank National Association6424 Royalton Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.7951 State Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13955 State Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.6041 Royalton Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 4.24%, Flagstar Bank NAFlagstar Bank NA6520 Royalton Rd, North Royalton, OH 44133D3.3 ★Texas Ratio: 35.11%, Bank of America NABank of America NA5389 Royalton Rd, North Royalton, OH 44133A+5.0 ★Texas Ratio: 4.14%, and Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Royalton, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Royalton are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Royalton, Ohio
Market share is the lender's share of all home loans closed in North Royalton, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Royalton 6465 Royalton Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 20 +35 HELOCs |
4.2% | 87.5% | $328,500 | View |
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1 office in North Royalton 13901 Ridge Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 10 +9 HELOCs |
2.1% | 83.3% | $215,000 | View |
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1 office in North Royalton 6160 Royalton Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 4.66% |
Conventional, FHA, VA, HELOC | 9 +6 HELOCs |
1.9% | 100% | $351,666 | View |
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1 office in North Royalton 6424 Royalton Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 9 +1 HELOCs |
1.9% | 69.2% | $181,666 | View |
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1 office in North Royalton 7951 State Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
1% | 62.5% | $255,000 | View |
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1 office in North Royalton 13955 State Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 0.8% | 66.7% | $322,500 | View |
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★ 1.7 stars, 3 reviews 1 office in North Royalton 6041 Royalton Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +22 HELOCs |
0.6% | 75% | $261,666 | View |
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1 office in North Royalton 6520 Royalton Rd, North Royalton, OH 44133 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $245,000 | View |
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1 office in North Royalton 5389 Royalton Rd, North Royalton, OH 44133 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $345,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 49 +57 HELOCs |
10.3% | 79.7% | $172,142 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 13 +37 HELOCs |
2.7% | 73.7% | $310,384 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 12 +7 HELOCs |
2.5% | 77.8% | $150,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $285,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 0.4% | 100% | $125,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +28 HELOCs |
0.2% | 50% | $565,000 | View |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 33.3% | $435,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1500 Pearl Rd, Brunswick, OH 44212 A5.0 ★Texas Ratio: 6.50% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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645 N Main St, Akron, OH 44310 A+5.0 ★Texas Ratio: 5.84% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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1306 Cleveland Ave, Ashland, OH 44805 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 1 | 0.2% | 100% | $425,000 | |
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404 Main St, Delta, OH 43515 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
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140 Portage Trl, Cuyahoga Falls, OH 44221 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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625 Lake Ave, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 46 +5 HELOCs |
9.6% | 94% | $305,217 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 12 +4 HELOCs |
2.5% | 100% | $247,500 | |
Nations Lending Corporation
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Conventional, FHA, VA | 7 | 1.5% | 100% | $312,142 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 7 | 1.5% | 87.5% | $349,285 | |
Union Capital Mortgage Corp
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Conventional, FHA | 7 | 1.5% | 100% | $353,571 | |
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A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $115,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 10.7% | 89.8% | $224,607 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
5% | 86.2% | $262,916 | |
Reliance First Capital, LLC
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Conventional | 21 | 4.4% | 100% | $234,047 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 18 | 3.8% | 100% | $427,777 | |
Ruoff Mortgage Company
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Conventional, FHA | 13 | 2.7% | 93.3% | $300,384 | |
Howard Hanna Financial Services, Inc
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Conventional | 11 | 2.3% | 91.7% | $258,636 | |
Synergy One Lending, Inc.
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Conventional | 7 | 1.5% | 100% | $262,142 | |
Mortgage Research Center
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VA | 6 | 1.3% | 70% | $353,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
1% | 62.5% | $159,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 5 | 1% | 83.3% | $265,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $340,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $328,333 | |
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A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $208,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.6% | 100% | $251,666 | |
Newrez LLC
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Conventional, VA | 3 | 0.6% | 60% | $278,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 0.6% | 60% | $251,666 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 0.6% | 60% | $221,666 | |
Nations Direct Mortgage, LLC
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Conventional | 3 | 0.6% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $75,000 | |
Loansteady LLC
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Conventional | 2 | 0.4% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 28.6% | $90,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 50% | $280,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $145,000 | |
National Police Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Coast One Mortgage, LLC
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VA | 1 | 0.2% | 100% | $615,000 | |
Your Home Financial LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Mortgage Center LC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
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A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
MMS Mortgage Services, Ltd.
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Conventional | 1 | 0.2% | 100% | $85,000 | |
First Equity Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 50% | $215,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.2% | 100% | $325,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 50% | $175,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
West Penn Financial Service Center, Inc.
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VA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
First Central Savings Bank
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $475,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $195,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $335,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Royalton Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Royalton, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in North Royalton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Royalton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Royalton, OH
Use these to narrow the list above. Each category shows how many North Royalton, OH lenders fit and what that kind of lender is usually best for.
Who Lends in North Royalton, OH
Independent mortgage companies closed 60.8 percent of home loans in North Royalton, Ohio in 2025, banks 35.6 percent and credit unions 3.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Century FCU the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Royalton, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in North Royalton, Ohio with 20 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in North Royalton, Ohio, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.8 percent, against a 85 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in North Royalton, Ohio in 2025, led by CrossCountry Mortgage, LLC with 6. 19 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 13 credit unions closed home loans in North Royalton, Ohio in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Royalton, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Royalton, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Royalton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
