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Mortgage Lenders and Brokers in Monroe, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Monroe, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association3033 Heritage Green Dr, Monroe, OH 45050A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1 East Ave, Monroe, OH 45050A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.5 N Main St, Monroe, OH 45050A+5.0 ★Texas Ratio: 2.85%, Lcnb National BankLcnb National Bank101 Clarence F Warner Dr, Monroe, OH 45050A+5.0 ★Texas Ratio: 2.05%, First Financial BankFirst Financial Bank108 S Main St, Monroe, OH 45050A+5.0 ★Texas Ratio: 3.21%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%, and Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Monroe, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monroe are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Monroe, Ohio

Market share is the lender's share of all home loans closed in Monroe, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fifth Third Bank, National Association 1 office in Monroe 3033 Heritage Green Dr, Monroe, OH 45050 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	23 +59 HELOCs	3%	78.8%	$230,217	View
JPMorgan Chase Bank, NA 1 office in Monroe 1 East Ave, Monroe, OH 45050 A+5.0 ★Texas Ratio: 3.68%	Conventional	13	1.7%	92.9%	$340,384	View
US Bank, N.A. 1 office in Monroe 5 N Main St, Monroe, OH 45050 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +15 HELOCs	1.3%	78.6%	$304,000	View
Lcnb National Bank 1 office in Monroe 101 Clarence F Warner Dr, Monroe, OH 45050 A+5.0 ★Texas Ratio: 2.05%	Conventional	6	0.8%	80%	$123,333	View
First Financial Bank 1 office in Monroe 108 S Main St, Monroe, OH 45050 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	5 +31 HELOCs	0.7%	62.5%	$207,000	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, FHA, VA, HELOC	54 +8 HELOCs	7.1%	93.1%	$367,407
Huntington National Bank 3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	22 +19 HELOCs	2.9%	95.7%	$384,090	View
Wright Patt Credit Union Inc 1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22%	Conventional, VA, HELOC	11 +6 HELOCs	1.4%	70%	$324,090	View
Guardian Savings Bank 11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35%	Conventional	11	1.4%	100%	$327,727	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	10 +11 HELOCs	1.3%	83.3%	$259,000	View
1st National Bank 1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63%	Conventional	9	1.2%	90%	$328,333	View
Superior Credit Union, Inc. 39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82%	Conventional, HELOC	7 +2 HELOCs	0.9%	100%	$476,428	View
AurGroup Financial Credit Union 8811 Holden Blvd, Fairfield, OH 45014 A+5.0 ★Texas Ratio: 2.46%	Conventional	6	0.8%	85.7%	$133,333	View
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	5 +1 HELOCs	0.7%	100%	$293,000	View
Valley Central Bank 6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10%	Conventional	4	0.5%	100%	$285,000	View
Kemba Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo, HELOC	3 +7 HELOCs	0.4%	100%	$741,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +18 HELOCs	0.3%	66.7%	$255,000	View
General Electric Credit Union 11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06%	Conventional, HELOC	2 +12 HELOCs	0.3%	50%	$170,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +4 HELOCs	0.3%	100%	$245,000	View
Republic Bank & Trust 4030 Smith Rd, Cincinnati, OH 45209 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$225,000	View
Somerville Bank ★ 5 stars, 1 review 4 S Main St, Camden, OH 45311 A5.0 ★Texas Ratio: 9.58%	Conventional	2	0.3%	100%	$360,000	View
German American Bank 7755 Montgomery Rd, Cincinnati, OH 45236 A+5.0 ★Texas Ratio: 1.93%	Conventional	2	0.3%	100%	$320,000	View
Wesbanco Bank, Inc. 112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$435,000	View
First Commonwealth Bank 4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$625,000	View
Peoples Bank 158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$405,000	View
Keybank National Association 3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$165,000	View
Cinfed Federal Credit Union 550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,605,000	View
Truist Bank ★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000	View
Miami University Community Federal Credit Union 1601 University Blvd, Hamilton, OH 45011 3316 A5.0 ★Texas Ratio: 8.63%	Conventional	1	0.1%	100%	$55,000	View
Flagstar Bank NA 1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$395,000	View
Cincinnati Ohio Police Federal Credit Union 9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75%	Conventional	1	0.1%	100%	$95,000
River Valley Credit Union 3927 Indian Ripple Rd, Dayton, OH 45440 3449 A+5.0 ★Texas Ratio: 2.96%	Conventional	1	0.1%	100%	$65,000	View
KH Credit Union 7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33%	Conventional	1	0.1%	100%	$75,000	View
First Bank of Berne ★ 4 stars, 1 review 102 Christopher Xing, Van Wert, OH 45891 A4.9 ★Texas Ratio: 5.48%	Conventional	1	0.1%	100%	$465,000	View
Warsaw Federal Savings and Loan Association 6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$485,000	View
Telhio Credit Union, Inc. 201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81%	Conventional	1	0.1%	50%	$435,000	View
Heritage Bank, INC 9749 Montgomery Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$115,000	View
Peoples First Savings Bank 225 Reading Rd, Mason, OH 45040 B4.6 ★Texas Ratio: 20.46%	Conventional	1	0.1%	100%	$155,000	View
The Park National Bank 1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62%	Conventional	1	0.1%	50%	$405,000	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0.1%	100%	$215,000	View
Cincinnatus Savings & Loan 3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17%	Conventional	1	0.1%	100%	$525,000	View
Cfbank NA ★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$255,000	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$695,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
North Side Bank & Trust Company 633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	25 +1 HELOCs	3.3%	100%	$356,600
CrossCountry Mortgage, LLC	Conventional, FHA	15	2%	100%	$407,000
3rd Street Financial Corp	Conventional, FHA, VA	8	1.1%	100%	$327,500
Rapid Mortgage Company	Conventional, FHA, USDA	8	1.1%	100%	$431,250
M/I Financial. LLC	Conventional, FHA	4	0.5%	100%	$442,500
Sibcy Cline Mortgage Services, Inc.	Conventional, VA	4	0.5%	100%	$377,500
Equity Resources Inc	Conventional	1	0.1%	100%	$125,000
T2 Financial LLC	Conventional	1	0.1%	100%	$355,000
Rocket Mortgage	Conventional, FHA, VA	66	8.7%	82.9%	$246,060
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	56 +4 HELOCs	7.4%	98.3%	$401,607
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, USDA	25	3.3%	100%	$322,200	View
RMC Home Mortgage, LLC	Conventional, FHA, VA	21	2.8%	95.8%	$396,904
Victory Mortgage, LLC	Conventional, FHA, VA	21	2.8%	91.3%	$457,380
First Equity Mortgage Inc	Conventional, VA	15	2%	68.2%	$502,333
Nationstar Mortgage	Conventional, FHA	14	1.8%	88.2%	$190,000
Pennymac Loan Services LLC	Conventional, FHA, VA	12	1.6%	92.3%	$219,166
Guaranteed Rate Affinity, LLC	Conventional, VA	10	1.3%	100%	$326,000
Primelending	Conventional	10	1.3%	100%	$334,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	9 +2 HELOCs	1.2%	81.8%	$313,888
Newrez LLC	Conventional, VA	9	1.2%	75%	$341,666
Das Acquisition Company, LLC	Conventional, FHA	9	1.2%	100%	$339,444
Ruoff Mortgage Company	Conventional	7	0.9%	87.5%	$362,142
Freedom Mortgage Corporation	Conventional, FHA, VA	7	0.9%	78.6%	$322,142
Fairway Independent Mort Corp	Conventional, FHA	7	0.9%	100%	$376,428
Mortgage Research Center	VA	6	0.8%	66.7%	$341,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.8%	100%	$158,333	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	6	0.8%	100%	$310,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	5 +2 HELOCs	0.7%	83.3%	$311,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	5	0.7%	100%	$369,000
VanDyk Mortgage Corporation	Conventional, FHA	5	0.7%	100%	$383,000
Mutual of Omaha Mortgage	Conventional, VA	5	0.7%	71.4%	$499,000
Lower, LLC	Conventional, FHA, VA	5	0.7%	100%	$285,000
Cmg Mortgage Inc	Conventional, FHA	4	0.5%	100%	$347,500
Bayshore Mortgage Funding	Conventional, VA	4	0.5%	80%	$417,500
Zillow Home Loans, LLC	Conventional	4	0.5%	100%	$260,000
Prosperity Home Mortgage, LLC	Conventional, Jumbo	4	0.5%	100%	$507,500
Village Capital & Investment	FHA, VA	4	0.5%	71.4%	$327,500
Goodleap, LLC	Conventional, FHA	3	0.4%	75%	$205,000
PHH Mortgage Corporation	Conventional, VA	3	0.4%	100%	$378,333
Amerisave Mortgage Company	Conventional, FHA	3	0.4%	42.9%	$128,333
Guild Mortgage Company	Conventional, VA	3	0.4%	100%	$238,333
General Mortgage Capital Corporation	Conventional	3	0.4%	100%	$285,000
Discover Bank	Conventional	3	0.4%	60%	$61,666
First Colony Mortgage Corporat	Conventional, FHA	3	0.4%	100%	$461,666
Planet Home Lending, LLC	Conventional, FHA	3	0.4%	75%	$408,333
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.4%	100%	$381,666	View
21St Mortgage	Conventional	3	0.4%	37.5%	$41,666
Tomo Mortgage LLC	Conventional	3	0.4%	100%	$395,000
Polaris Home Funding Corp.	FHA	2	0.3%	100%	$205,000
Resicentral LLC	Conventional	2	0.3%	100%	$340,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.3%	100%	$365,000
Sun West Mortgage Company, Inc	VA	2	0.3%	66.7%	$345,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.3%	100%	$400,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.3%	100%	$395,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	2	0.3%	100%	$255,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.3%	100%	$560,000	View
Carrington Mortgage Services LLC	Conventional, VA	2	0.3%	25%	$190,000
Leaderone Financial Corp.	Conventional, FHA	2	0.3%	100%	$420,000
Spring Eq, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$85,000
The Loan Store, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
EMM Loans LLC	FHA	1	0.1%	100%	$325,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$515,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Liberty Federal Credit Union	Conventional	1	0.1%	33.3%	$635,000
American Financial Resources LLC	FHA	1	0.1%	50%	$225,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$295,000	View
Greenstate Credit Union	Conventional	1	0.1%	33.3%	$85,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$405,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$175,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$285,000
Gvc Mortgage, Inc.	Conventional	1	0.1%	100%	$155,000
Equity Prime Mortgage LLC	VA	1	0.1%	100%	$415,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$225,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$305,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$295,000
AdvantageFirst Lending Inc	FHA	1	0.1%	33.3%	$435,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$245,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$345,000	View
Click n' Close, Inc.	Conventional	1	0.1%	100%	$595,000
American Financing Corporation	Conventional	1	0.1%	33.3%	$75,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$185,000
Bay Equity LLC	FHA	1	0.1%	100%	$365,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$205,000
Nfm, Inc	FHA	1	0.1%	100%	$325,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$355,000
New Day Financial, LLC.	VA	1	0.1%	50%	$395,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Provident Funding Associates	Conventional	1	0.1%	100%	$515,000
Eclipse Bank Inc A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0.1%	100%	$525,000	View
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$635,000	View
Three Rivers Federal Crediit U	Conventional	1	0.1%	100%	$515,000
Milend, Inc	FHA	1	0.1%	100%	$175,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$545,000
Towne Mortgage Company	USDA	1	0.1%	100%	$295,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
City & County Credit Union	Conventional	1	0.1%	100%	$105,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$155,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$385,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$265,000
Farm Credit Mid-America, Aca	Conventional	1	0.1%	100%	$415,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$305,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$595,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	VA	1	0.1%	50%	$435,000
Texana Bank	Conventional	1	0.1%	100%	$205,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$335,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Monroe Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Monroe, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Monroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monroe in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Monroe, OH

Use these to narrow the list above. Each category shows how many Monroe, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 88 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 43 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OH 41 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Monroe, OH

Independent mortgage companies closed 60.4 percent of home loans in Monroe, Ohio in 2025, banks 33.5 percent and credit unions 6 percent. Union Home Mortgage Corp. was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 23 loans.

60.4%

Mortgage companies

33.5%

Banks

Credit unions

13%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Monroe, OH

Who is the largest mortgage lender in Monroe, OH?

By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Monroe, Ohio with 23 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Monroe, OH have the highest approval rates?

Among lenders with meaningful volume in Monroe, Ohio, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 98.3 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Monroe, OH mortgage lenders offer FHA, VA and USDA loans?

43 lenders closed FHA loans in Monroe, Ohio in 2025, led by Rocket Mortgage with 14. 36 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Monroe, OH lender list?

Yes. 54 banks and 19 credit unions closed home loans in Monroe, Ohio in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Monroe, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Monroe, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monroe, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.