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Mortgage Lenders and Brokers in Huber Heights, Ohio

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Huber Heights, Ohio mortgage lenders include Huntington National BankHuntington National Bank7690 Old Troy Pike, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.8520 Old Troy Pike, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6130 Chambersburg Rd, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.5116 Brandt Pike, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 4.24%, First Financial BankFirst Financial Bank6325 Brandt Pike, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 3.21%, Keybank National AssociationKeybank National Association5001 Chambersburg Rd, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 4.81%, Civista BankCivista Bank7455 Old Troy Pike, Huber Heights, OH 45424A+5.0 ★Texas Ratio: 4.72%, Wright Patt Credit Union IncWright Patt Credit Union Inc7345 Old Troy Pike, Huber Heights, OH 45424 2664A5.0 ★Texas Ratio: 6.22%, and Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Huber Heights, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huber Heights are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Huber Heights, Ohio

Market share is the lender's share of all home loans closed in Huber Heights, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Huntington National Bank 1 office in Huber Heights 7690 Old Troy Pike, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	35 +14 HELOCs	3.4%	83.7%	$229,000	View
Fifth Third Bank, National Association 1 office in Huber Heights 1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, HELOC	28 +38 HELOCs	2.7%	62.2%	$163,928	View
US Bank, N.A. 1 office in Huber Heights 8520 Old Troy Pike, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	16 +6 HELOCs	1.5%	69.6%	$140,000	View
JPMorgan Chase Bank, NA 1 office in Huber Heights 6130 Chambersburg Rd, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	12 +2 HELOCs	1.2%	66.7%	$165,833	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Huber Heights 5116 Brandt Pike, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	10 +12 HELOCs	1%	100%	$192,000	View
First Financial Bank 1 office in Huber Heights 6325 Brandt Pike, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, HELOC	9 +9 HELOCs	0.9%	81.8%	$160,555	View
Keybank National Association 1 office in Huber Heights 5001 Chambersburg Rd, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	2 +2 HELOCs	0.2%	50%	$50,000	View
Civista Bank 1 office in Huber Heights 7455 Old Troy Pike, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$385,000	View
Wright Patt Credit Union Inc 7345 Old Troy Pike, Huber Heights, OH 45424 2664 A5.0 ★Texas Ratio: 6.22%	Conventional, FHA, VA, HELOC	118 +65 HELOCs	11.4%	75.3%	$153,644	View
Union Savings Bank 1240 N Bridge Street, Chillicothe, OH 45601	Conventional, FHA, VA, HELOC	49 +11 HELOCs	4.7%	92.9%	$231,734
Day Air Credit Union 2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	21 +3 HELOCs	2%	80.8%	$110,238	View
Universal 1 Credit Union Inc. 2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	9 +4 HELOCs	0.9%	81.8%	$70,555	View
River Valley Credit Union 6595 Brandt Pike, Huber Heights, OH 45424 A+5.0 ★Texas Ratio: 2.96%	Conventional	4	0.4%	80%	$67,500	View
Monroe Federal Savings and Loan Association 8512 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 2.24%	Conventional	4	0.4%	100%	$185,000	View
Bank of America NA 3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$165,000	View
Abbey Credit Union 5129 S County Road 25A, Tipp City, OH 45371 A5.0 ★Texas Ratio: 13.11%	Conventional	3	0.3%	100%	$88,333	View
New Carlisle Federal Savings Bank 400 N Main St, New Carlisle, OH 45344	Conventional	3	0.3%	100%	$231,666
Peoples Bank 158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39%	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$205,000	View
CODE Credit union 4916 National Rd, Clayton, OH 45315 A+5.0 ★Texas Ratio: 4.49%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$60,000	View
Greenville Federal 100 Lease Ave, Greenville, OH 45331 A+5.0 ★Texas Ratio: 5.18%	Conventional	2	0.2%	100%	$370,000	View
The Park National Bank 1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$175,000	View
Third Federal Savings and Loan 35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$105,000	View
Bridge Credit Union 425 Rona Pkwy, Brookville, OH 45309 1117	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000	View
The State Bank & Trust Company 1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000	View
Lcnb National Bank 225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05%	Conventional	1	0.1%	100%	$195,000	View
Flagstar Bank NA 1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11%	VA	1	0.1%	100%	$245,000	View
Ih Credit Union 1464 N Fairfield Rd, Beavercreek, OH 45432 2638 A+5.0 ★Texas Ratio: 5.64%	Conventional	1	0.1%	100%	$105,000	View
Citizens Bank, NA 2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44%	VA	1	0.1%	100%	$305,000	View
Cincinnati Ohio Police Federal Credit Union 9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75%	Conventional	1	0.1%	100%	$25,000
The Farmers State Bank 1107 Sweitzer St, Greenville, OH 45331 A+5.0 ★Texas Ratio: 1.79%	Conventional	1	0.1%	100%	$365,000	View
First Federal S&L of Lakewood 36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66%	Conventional	1	0.1%	100%	$85,000	View
First National Bank of PA 3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	50%	$505,000	View
Valley Central Bank 6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10%	Conventional	1	0.1%	100%	$265,000	View
S&T Bank 491 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +2 HELOCs	0%	n/a		View
Kemba Credit Union 1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
General Electric Credit Union 11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06%	HELOC	0 +1 HELOCs	0%	n/a		View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	32 +1 HELOCs	3.1%	94.1%	$223,750
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	7 +2 HELOCs	0.7%	87.5%	$243,571
Treadwell Credit Union A5.0 ★Texas Ratio: 7.47%	Conventional, HELOC	4 +3 HELOCs	0.4%	100%	$110,000	View
Equity Resources Inc	Conventional	3	0.3%	75%	$251,666
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
3rd Street Financial Corp	Conventional	1	0.1%	100%	$325,000
T2 Financial LLC	FHA	1	0.1%	100%	$145,000
Rapid Mortgage Company	FHA	1	0.1%	100%	$185,000
Liberty Home Mortgage Corp	FHA	1	0.1%	100%	$205,000
Rocket Mortgage	Conventional, FHA, VA	88	8.5%	80.5%	$200,795
Mortgage Research Center	Conventional, VA	56	5.4%	83.6%	$279,464
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	50 +1 HELOCs	4.8%	84.1%	$231,000
Freedom Mortgage Corporation	Conventional, FHA, VA	27	2.6%	87.5%	$241,296
loanDepot.com LLC	Conventional, FHA, VA, HELOC	26 +1 HELOCs	2.5%	78.8%	$185,769
Cornerstone First Mortgage, LLC	Conventional, FHA, VA, USDA	26	2.5%	100%	$206,538
Primelending	Conventional, FHA, VA	26	2.5%	100%	$226,153
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	24	2.3%	80%	$381,666
New American Funding, LLC.	Conventional, FHA, VA	22	2.1%	91.7%	$183,181
Pennymac Loan Services LLC	Conventional, FHA, VA	19	1.8%	80%	$203,947
Guaranteed Rate, Inc.	Conventional, FHA, VA	14	1.4%	100%	$240,000
Newrez LLC	Conventional, FHA, VA	14	1.4%	66.7%	$260,714
Fairway Independent Mort Corp	Conventional, FHA, VA	14	1.4%	100%	$242,142
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA	12	1.2%	88.2%	$205,833	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +3 HELOCs	1%	90.9%	$207,000
Das Acquisition Company, LLC	Conventional, FHA, VA	9	0.9%	100%	$207,222
Movement Mortgage, LLC	Conventional, FHA	8	0.8%	100%	$297,500
Nationstar Mortgage	Conventional, FHA, VA	8	0.8%	72.7%	$158,750
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	6	0.6%	85.7%	$111,666	View
Geneva Financial LLC	Conventional, FHA	6	0.6%	100%	$108,333
New Day Financial, LLC.	VA	6	0.6%	46.2%	$216,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.5%	83.3%	$187,000	View
Better Mortgage Corporation	Conventional, FHA, VA	5	0.5%	100%	$289,000
The Loan Store, Inc	Conventional, FHA, VA	5	0.5%	100%	$243,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.5%	100%	$163,000	View
Mutual of Omaha Mortgage	FHA, VA, HELOC	4 +1 HELOCs	0.4%	100%	$455,000
Ruoff Mortgage Company	Conventional, FHA, VA	4	0.4%	100%	$197,500
American Financial Resources LLC	Conventional, FHA	4	0.4%	100%	$230,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	4	0.4%	100%	$282,500
VanDyk Mortgage Corporation	Conventional	4	0.4%	100%	$147,500
ClearPath Lending	VA	4	0.4%	100%	$195,000
Nfm, Inc	Conventional, FHA, VA	4	0.4%	100%	$242,500
Spring Eq, LLC	Conventional	4	0.4%	62.5%	$70,000
Polaris Home Funding Corp.	Conventional, FHA	3	0.3%	60%	$201,666
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	FHA, VA	3	0.3%	100%	$255,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	3	0.3%	50%	$188,333
Equity Prime Mortgage LLC	FHA, VA	3	0.3%	60%	$248,333
Howard Hanna Financial Services, Inc	Conventional, VA	3	0.3%	100%	$235,000
Guild Mortgage Company	Conventional, VA	3	0.3%	100%	$278,333
American Financial Network, Inc.	VA	3	0.3%	100%	$451,666
HomeBridge Financial Services, Inc	VA	3	0.3%	75%	$315,000
Milend, Inc	Conventional, FHA	3	0.3%	100%	$195,000
Zillow Home Loans, LLC	Conventional, FHA, VA	3	0.3%	100%	$211,666
Lower, LLC	Conventional, VA	3	0.3%	100%	$221,666
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	2	0.2%	100%	$420,000	View
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$155,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.2%	66.7%	$180,000
Gvc Mortgage, Inc.	Conventional	2	0.2%	100%	$280,000
Triad Financial Services, Inc.	Conventional	2	0.2%	100%	$80,000
PHH Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$165,000
AdvantageFirst Lending Inc	FHA	2	0.2%	50%	$240,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.2%	100%	$230,000
Discover Bank	Conventional	2	0.2%	22.2%	$95,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	66.7%	$95,000
First National Bank Texas A4.7 ★Texas Ratio: 3.20%	Conventional	2	0.2%	100%	$220,000	View
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$210,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.2%	50%	$350,000	View
American Pacific Mortgage Corporation	Conventional, VA	2	0.2%	66.7%	$315,000
Tjc Mortgage Inc	Conventional, FHA	2	0.2%	100%	$245,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$420,000	View
Paramount Residential Mortgage	FHA	2	0.2%	100%	$320,000
Carrington Mortgage Services LLC	FHA	2	0.2%	42.9%	$150,000
Village Capital & Investment	VA	2	0.2%	50%	$415,000
EMM Loans LLC	FHA	1	0.1%	100%	$165,000
Panorama Mortgage Group, LLC	Conventional	1	0.1%	100%	$365,000
Guaranteed Rate Affinity, LLC	FHA	1	0.1%	100%	$265,000
Residential Wholesale Mortgage	VA	1	0.1%	100%	$315,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$265,000	View
Goodleap, LLC	FHA	1	0.1%	100%	$165,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	100%	$495,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$205,000
Nbkc Bank	Conventional	1	0.1%	100%	$245,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$115,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	66.7%	$335,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$95,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	VA	1	0.1%	100%	$345,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	9.1%	$145,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$165,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$175,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$155,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$325,000
Sun West Mortgage Company, Inc	VA	1	0.1%	50%	$425,000
American Financing Corporation	Conventional	1	0.1%	33.3%	$165,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$495,000
First Colony Mortgage Corporat	VA	1	0.1%	100%	$365,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$135,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$535,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$195,000
Waterstone Mortgage Corporation	VA	1	0.1%	100%	$235,000
BoxCar Mortgage, LLC	VA	1	0.1%	100%	$185,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$205,000
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$185,000
Towne Mortgage Company	VA	1	0.1%	100%	$215,000
Uif Corporation	Conventional	1	0.1%	100%	$515,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$335,000
Victory Mortgage, LLC	VA	1	0.1%	100%	$265,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$395,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	100%	$315,000	View
Farm Credit Mid-America, Aca	Conventional	1	0.1%	100%	$415,000
21St Mortgage	Conventional	1	0.1%	100%	$25,000
Reliance First Capital, LLC	VA	1	0.1%	100%	$105,000
Texana Bank	FHA	1	0.1%	100%	$385,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$405,000
Leaderone Financial Corp.	FHA	1	0.1%	100%	$465,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Huber Heights Mortgage Rate Trends

Daily average mortgage rates for Ohio compared with the national average, updated every evening.

30-Year Fixed OH Avg

7.439%

▲ 0.137 vs 7 days ago

15-Year Fixed OH Avg

6.765%

▲ 0.103 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Huber Heights, Ohio

Looking for mortgage lenders near me or mortgage brokers near me in Huber Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huber Heights in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Huber Heights, OH

Use these to narrow the list above. Each category shows how many Huber Heights, OH lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 14 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 63 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in OH 39 lenders headquartered in Ohio, the closest thing to a mortgage lender near you

Who Lends in Huber Heights, OH

Independent mortgage companies closed 58.2 percent of home loans in Huber Heights, Ohio in 2025, banks 25 percent and credit unions 16.8 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 35 loans.

58.2%

Mortgage companies

25%

Banks

16.8%

Credit unions

18%

FHA loans

23%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.

More Ohio Mortgage Lender Pages

All Ohio lenders 868 lenders Columbus 360 lenders Cincinnati 249 lenders Toledo 190 lenders Cleveland 203 lenders Akron 189 lenders Delaware 201 lenders Dayton 172 lenders Hamilton 172 lenders Dublin 152 lenders Canton 127 lenders Parma 145 lenders Elyria 130 lenders

Frequently Asked Questions About Mortgage Lenders in Huber Heights, OH

Who is the largest mortgage lender in Huber Heights, OH?

By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Huber Heights, Ohio with 35 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Huber Heights, OH have the highest approval rates?

Among lenders with meaningful volume in Huber Heights, Ohio, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.1 percent, against a 81.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Huber Heights, OH mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Huber Heights, Ohio in 2025, led by Rocket Mortgage with 20. 63 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Huber Heights, OH lender list?

Yes. 45 banks and 14 credit unions closed home loans in Huber Heights, Ohio in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Huber Heights, OH ranked on this page?

Lenders are ranked only by the number of home loans they closed in Huber Heights, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huber Heights, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huber Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.