Mortgage Lenders and Brokers in Centerville, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centerville, Ohio mortgage lenders include Huntington National BankHuntington National Bank500 Miamisburg Centerville Rd, Centerville, OH 45459A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association925 S Main St, Centerville, OH 45458A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6000 Far Hills Ave, Centerville, OH 45459A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.360 N Main St, Centerville, OH 45459A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.1001 E Centerville Station Rd, Centerville, OH 45459A+5.0 ★Texas Ratio: 4.24%, First Financial BankFirst Financial Bank5361 Cornerstone North Blvd, Centerville, OH 45440A+5.0 ★Texas Ratio: 3.21%, Lcnb National BankLcnb National Bank9605 Dayton Lebanon Pike St Rt 48, Centerville, OH 45458A+5.0 ★Texas Ratio: 2.05%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Wright Patt Credit Union IncWright Patt Credit Union Inc277 E Alex Bell Rd, Centerville, OH 45459 2706A5.0 ★Texas Ratio: 6.22%, and Day Air Credit UnionDay Air Credit Union9655 Dayton Lebanon Pike, Centerville, OH 45458 4225A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centerville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centerville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centerville, Ohio
Market share is the lender's share of all home loans closed in Centerville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centerville 500 Miamisburg Centerville Rd, Centerville, OH 45459 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 38 +34 HELOCs |
3.7% | 95.1% | $400,263 | View |
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2 offices in Centerville 925 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 28 +91 HELOCs |
2.7% | 87.5% | $173,571 | View |
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2 offices in Centerville 6000 Far Hills Ave, Centerville, OH 45459 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 19 +3 HELOCs |
1.9% | 86.4% | $314,473 | View |
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1 office in Centerville 360 N Main St, Centerville, OH 45459 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 7 +10 HELOCs |
0.7% | 70% | $193,571 | View |
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★ 1.7 stars, 3 reviews 1 office in Centerville 1001 E Centerville Station Rd, Centerville, OH 45459 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 6 +33 HELOCs |
0.6% | 100% | $195,000 | View |
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2 offices in Centerville 5361 Cornerstone North Blvd, Centerville, OH 45440 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +19 HELOCs |
0.4% | 100% | $147,500 | View |
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1 office in Centerville 9605 Dayton Lebanon Pike St Rt 48, Centerville, OH 45458 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 3 | 0.3% | 100% | $285,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, FHA, VA, Jumbo, HELOC | 147 +31 HELOCs |
14.4% | 93.7% | $351,598 | |
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277 E Alex Bell Rd, Centerville, OH 45459 2706 A5.0 ★Texas Ratio: 6.22% |
Conventional, FHA, VA, Jumbo, HELOC | 116 +74 HELOCs |
11.4% | 88.4% | $298,706 | View |
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9655 Dayton Lebanon Pike, Centerville, OH 45458 4225 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 32 +20 HELOCs |
3.1% | 88.9% | $185,937 | View |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 7 | 0.7% | 100% | $192,142 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 5 +2 HELOCs |
0.5% | 100% | $253,000 | View |
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2450 Esquire Dr, Beavercreek, OH 45431 2573 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 4 +4 HELOCs |
0.4% | 80% | $232,500 | View |
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250 Regency Ridge Dr, Centerville, OH 45459 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 4 | 0.4% | 100% | $420,000 | View |
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7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 4 | 0.4% | 100% | $97,500 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $181,666 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +10 HELOCs |
0.2% | 66.7% | $180,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $485,000 | View |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA | 2 | 0.2% | 100% | $415,000 | View |
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6291 Wilmington Pike, Centerville, OH 45459 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +12 HELOCs |
0.1% | 100% | $395,000 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.1% | 100% | $925,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $155,000 | View |
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★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 1 | 0.1% | 100% | $15,000 | View |
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2251 Rombach Ave, Wilmington, OH 45177 A5.0 ★Texas Ratio: 12.97% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75% |
Conventional | 1 | 0.1% | 100% | $25,000 | |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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251 Washington Jackson Rd, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
New Carlisle Federal Savings Bank
400 N Main St, New Carlisle, OH 45344 |
Conventional | 1 | 0.1% | 100% | $205,000 | |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
FHA | 1 | 0.1% | 100% | $515,000 | View |
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6550 Princeton Glendale Rd, Liberty Township, OH 45011 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
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1100 US Highway 52, Aberdeen, OH 45101 9377 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Honda Federal Credit Union
12500 Meranda Rd, Anna, OH 45302 9604 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
M/I Financial. LLC
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Conventional, FHA, VA | 57 | 5.6% | 100% | $475,877 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 18 | 1.8% | 94.7% | $250,555 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 10 | 1% | 100% | $278,000 | |
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A5.0 ★Texas Ratio: 7.47% |
Conventional | 3 | 0.3% | 100% | $198,333 | View |
3rd Street Financial Corp
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Conventional, FHA | 3 | 0.3% | 100% | $241,666 | |
T2 Financial LLC
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Conventional | 2 | 0.2% | 66.7% | $255,000 | |
Equity Resources Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 61 | 6% | 84.4% | $223,032 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 42 | 4.1% | 89.6% | $366,428 | |
Primelending
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Conventional, FHA, VA | 27 | 2.6% | 96.8% | $330,185 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 23 | 2.3% | 92% | $230,217 | |
Mortgage Research Center
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Conventional, VA | 20 | 2% | 76.9% | $350,500 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 18 | 1.8% | 100% | $304,444 | |
Cornerstone First Mortgage, LLC
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Conventional, VA | 17 | 1.7% | 100% | $355,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 17 | 1.7% | 100% | $379,705 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 13 | 1.3% | 100% | $405,769 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +9 HELOCs |
1.1% | 91.7% | $305,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 11 +1 HELOCs |
1.1% | 100% | $219,545 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA, VA | 11 | 1.1% | 100% | $269,545 | View |
Newrez LLC
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Conventional, FHA, VA | 11 | 1.1% | 78.6% | $311,363 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 10 | 1% | 90.9% | $326,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 1% | 90.9% | $305,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 0.9% | 100% | $297,222 | |
Fairway Independent Mort Corp
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Conventional | 7 | 0.7% | 100% | $197,857 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 0.6% | 85.7% | $266,666 | |
Amerisave Mortgage Company
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Conventional | 5 | 0.5% | 38.5% | $153,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 0.5% | 100% | $357,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 5 | 0.5% | 100% | $283,000 | |
Provident Funding Associates
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Conventional | 5 | 0.5% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.4% | 100% | $407,500 | |
Lower, LLC
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Conventional | 4 | 0.4% | 80% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 4 | 0.4% | 100% | $182,500 | View |
Polaris Home Funding Corp.
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Conventional, FHA | 3 | 0.3% | 100% | $278,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.3% | 100% | $521,666 | View |
Gvc Mortgage, Inc.
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Conventional, VA | 3 | 0.3% | 100% | $351,666 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 0.3% | 100% | $368,333 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.3% | 100% | $271,666 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.3% | 100% | $501,666 | |
Tjc Mortgage Inc
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Conventional | 3 | 0.3% | 100% | $231,666 | |
Uif Corporation
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Conventional | 3 | 0.3% | 100% | $368,333 | |
Better Mortgage Corporation
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Conventional | 3 | 0.3% | 75% | $321,666 | |
The Loan Store, Inc
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Conventional | 3 | 0.3% | 100% | $308,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 0.3% | 100% | $431,666 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 0.3% | 75% | $265,000 | |
Ruoff Mortgage Company
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FHA, VA | 2 | 0.2% | 100% | $520,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.2% | 100% | $265,000 | |
Residential Wholesale Mortgage
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Conventional | 2 | 0.2% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.2% | 42.9% | $395,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.2% | 100% | $465,000 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 2 | 0.2% | 100% | $445,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.2% | 100% | $250,000 | View |
AdvantageFirst Lending Inc
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VA | 2 | 0.2% | 100% | $400,000 | |
HomeXpress Mortgage Corp.
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Conventional, VA | 2 | 0.2% | 100% | $355,000 | |
Bayshore Mortgage Funding
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Conventional | 2 | 0.2% | 100% | $360,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 28.6% | $60,000 | |
Click n' Close, Inc.
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FHA | 2 | 0.2% | 100% | $440,000 | |
Nfm, Inc
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Conventional, VA | 2 | 0.2% | 100% | $370,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.2% | 40% | $395,000 | View |
Churchill Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $265,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.2% | 100% | $385,000 | |
Direct Mortgage Loans, LLC
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Conventional, VA | 2 | 0.2% | 100% | $250,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.2% | 100% | $265,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.2% | 100% | $130,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.2% | 100% | $210,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 50% | $110,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $245,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $75,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 50% | $135,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 50% | $255,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.1% | 100% | $345,000 | |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.1% | 100% | $535,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.1% | 100% | $225,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.1% | 50% | $175,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $455,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $655,000 | |
Point Mortgage Corp
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VA | 1 | 0.1% | 100% | $385,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
Milend, Inc
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FHA | 1 | 0.1% | 100% | $265,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Geneva Financial LLC
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VA | 1 | 0.1% | 100% | $325,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.1% | 100% | $395,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +14 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Centerville Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centerville, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Centerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centerville, OH
Use these to narrow the list above. Each category shows how many Centerville, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Centerville, OH
Independent mortgage companies closed 48 percent of home loans in Centerville, Ohio in 2025, banks 34.7 percent and credit unions 17.2 percent. M/I Financial. LLC was the largest mortgage company, Huntington National Bank the largest bank and Wright Patt Credit Union Inc the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centerville, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Centerville, Ohio with 38 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Centerville, Ohio, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 90.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Centerville, Ohio in 2025, led by Union Savings Bank with 7. 40 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 14 credit unions closed home loans in Centerville, Ohio in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centerville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centerville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
