Mortgage Lenders and Brokers in Apple Valley, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Apple Valley, Ohio mortgage lenders include The Park National BankThe Park National Bank1187 W Ohio Pike, Amelia, OH 45102A5.0 ★Texas Ratio: 6.62%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, and Mechanics BankMechanics Bank65 Main St, Bellville, OH 44813A+5.0 ★Texas Ratio: 4.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Apple Valley, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Apple Valley are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Apple Valley, Ohio
Market share is the lender's share of all home loans closed in Apple Valley, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, FHA, HELOC | 23 +18 HELOCs |
9.7% | 85.2% | $228,043 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 8 +6 HELOCs |
3.4% | 80% | $248,750 | View |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +1 HELOCs |
2.5% | 100% | $371,666 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 6 | 2.5% | 100% | $265,000 | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +2 HELOCs |
1.7% | 80% | $307,500 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 1.3% | 75% | $271,666 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 1.3% | 100% | $315,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +6 HELOCs |
0.8% | 100% | $225,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $220,000 | View |
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65 Main St, Bellville, OH 44813 A+5.0 ★Texas Ratio: 4.43% |
Conventional | 2 | 0.8% | 100% | $270,000 | View |
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1055 Sugarbush Dr, Ashland, OH 44805 A+5.0 ★Texas Ratio: 5.62% |
Conventional, Jumbo | 2 | 0.8% | 100% | $895,000 | View |
The Home Loan Savings Bank
413 Main St, Coshocton, OH 43812 |
Conventional | 2 | 0.8% | 100% | $280,000 | |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 0.8% | 100% | $220,000 | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $185,000 | View |
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201 Outerbelt St, Columbus, OH 43213 1529 A-4.9 ★Texas Ratio: 15.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | View |
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3606 State Rd, Ashtabula, OH 44004 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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1300 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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760 Kinnear Rd, Columbus, OH 43212 1488 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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106 East Main Street, Junction City, OH 43748 A+5.0 ★Texas Ratio: 5.65% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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4587 State Route 39, Berlin, OH 44610 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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3650 Olentangy River Rd Ste 100, Columbus, OH 43214 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 10 | 4.2% | 100% | $302,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 2.9% | 100% | $276,428 | |
Equity Resources Inc
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Conventional, FHA | 3 | 1.3% | 60% | $221,666 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.8% | 66.7% | $120,000 | View |
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A5.0 ★Texas Ratio: 6.79% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.4% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 8.8% | 87.5% | $160,238 | |
Fairway Independent Mort Corp
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Conventional, VA, USDA | 18 | 7.6% | 100% | $304,444 | |
Nfm, Inc
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Conventional, FHA | 11 | 4.6% | 100% | $297,727 | |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 9 | 3.8% | 100% | $330,555 | |
United Wholesale Mortgage
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Conventional, Jumbo | 6 | 2.5% | 85.7% | $400,000 | |
Mortgage Research Center
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VA | 6 | 2.5% | 87.5% | $351,666 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.1% | 100% | $219,000 | |
Ruoff Mortgage Company
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Conventional | 4 | 1.7% | 100% | $287,500 | |
Lower, LLC
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Conventional | 4 | 1.7% | 100% | $210,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.3% | 100% | $448,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 100% | $215,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.3% | 60% | $168,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.3% | 50% | $48,333 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 1.3% | 100% | $241,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $70,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.8% | 100% | $250,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.8% | 50% | $140,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $275,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $175,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.8% | 66.7% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.8% | 66.7% | $285,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.8% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
VA | 1 | 0.4% | 100% | $255,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 0.4% | 100% | $125,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.4% | 100% | $415,000 | |
Your Home Financial LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.4% | 100% | $335,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 100% | $265,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 100% | $375,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $305,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $795,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 100% | $245,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,125,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,185,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 50% | $135,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Apple Valley Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Apple Valley, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Apple Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Apple Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Apple Valley, OH
Use these to narrow the list above. Each category shows how many Apple Valley, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Apple Valley, OH
Independent mortgage companies closed 63.9 percent of home loans in Apple Valley, Ohio in 2025, banks 32.8 percent and credit unions 3.4 percent. Union Home Mortgage Corp. was the largest mortgage company, The Park National Bank the largest bank and Cme Federal Credit Union the largest credit union. Among lenders headquartered in Ohio, The Park National Bank led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Apple Valley, OH
By home loans closed in 2025, The Park National Bank was the largest mortgage lender in Apple Valley, Ohio with 23 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Apple Valley, Ohio in 2025, led by Union Home Mortgage Corp. with 4. 14 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 8 credit unions closed home loans in Apple Valley, Ohio in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Apple Valley, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Apple Valley, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Apple Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
