Mortgage Lenders and Brokers in Yadkinville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Yadkinville, North Carolina mortgage lenders include Truist BankTruist Bank101 E Main St, Yadkinville, NC 27055A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA104 Progress Ln, Yadkinville, NC 27055A+5.0 ★Texas Ratio: 1.62%, Skyline National BankSkyline National Bank532 E Main St, Yadkinville, NC 27055A+5.0 ★Texas Ratio: 3.31%, First Horizon BankFirst Horizon Bank200 S State St, Yadkinville, NC 27055A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union233 N LEE AVE, YADKINVILLE, NC 27055A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Allegacy Federal Credit UnionAllegacy Federal Credit Union912 S State St, Yadkinville, NC 27055 6765A+5.0 ★Texas Ratio: 4.25%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yadkinville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yadkinville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Yadkinville, North Carolina
Market share is the lender's share of all home loans closed in Yadkinville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Yadkinville 101 E Main St, Yadkinville, NC 27055 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +5 HELOCs |
2.5% | 100% | $151,666 | View |
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1 office in Yadkinville 104 Progress Ln, Yadkinville, NC 27055 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $120,000 | View |
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1 office in Yadkinville 532 E Main St, Yadkinville, NC 27055 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 2 | 1.6% | 100% | $180,000 | View |
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★ 5 stars, 1 review 1 office in Yadkinville 200 S State St, Yadkinville, NC 27055 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $285,000 | View |
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233 N LEE AVE, YADKINVILLE, NC 27055 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 23 +21 HELOCs |
18.9% | 88.5% | $200,217 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 33.3% | $100,000 | View |
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912 S State St, Yadkinville, NC 27055 6765 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 50% | $45,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $45,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Piedmont Advantage Credit Unio
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 9% | 78.6% | $233,181 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 11 | 9% | 85.7% | $278,636 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 10 | 8.2% | 100% | $178,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 4.1% | 100% | $153,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 3.3% | 80% | $205,000 | |
Movement Mortgage, LLC
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Conventional, USDA | 3 | 2.5% | 100% | $161,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.5% | 100% | $138,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 3 | 2.5% | 100% | $311,666 | |
Mortgage Research Center
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VA | 3 | 2.5% | 75% | $275,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 1.6% | 100% | $125,000 | |
Towne Mortgage Company
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Conventional | 2 | 1.6% | 100% | $240,000 | |
Summit Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $125,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional | 1 | 0.8% | 50% | $265,000 | |
American Financial Resources LLC
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USDA | 1 | 0.8% | 100% | $275,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Goodleap, LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $195,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Howard Hanna Financial Services, Inc
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VA | 1 | 0.8% | 100% | $335,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $255,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.8% | 25% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.8% | 100% | $675,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.8% | 100% | $255,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.8% | 100% | $255,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $445,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 9.1% | $65,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Yadkinville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Yadkinville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Yadkinville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yadkinville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Yadkinville, NC
Use these to narrow the list above. Each category shows how many Yadkinville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Yadkinville, NC
Independent mortgage companies closed 61.5 percent of home loans in Yadkinville, North Carolina in 2025, banks 12.3 percent and credit unions 26.2 percent. Rocket Mortgage was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Yadkinville, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Yadkinville, North Carolina with 3 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Yadkinville, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 7. 8 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Yadkinville, North Carolina in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yadkinville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yadkinville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yadkinville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
