Mortgage Lenders and Brokers in Winterville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winterville, North Carolina mortgage lenders include Truist BankTruist Bank101 W Fire Tower Rd, Winterville, NC 28590A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2607 Mill St, Winterville, NC 28590A5.0 ★Texas Ratio: 7.72%, Southern Bank and Trust CompanySouthern Bank and Trust Company4259 Winterville Pkwy, Winterville, NC 28590A+5.0 ★Texas Ratio: 1.13%, State Employees' Credit UnionState Employees' Credit Union135 DAVENPORT FARM RD, WINTERVILLE, NC 28590A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Weyco Community Credit UnionWeyco Community Credit Union316 NC Hwy 149 N, Plymouth, NC 27962A5.0 ★Texas Ratio: 12.95%, and United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winterville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winterville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winterville, North Carolina
Market share is the lender's share of all home loans closed in Winterville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Winterville 101 W Fire Tower Rd, Winterville, NC 28590 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 21 +14 HELOCs |
6.7% | 100% | $284,047 | View |
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1 office in Winterville 2607 Mill St, Winterville, NC 28590 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 6 +8 HELOCs |
1.9% | 100% | $436,666 | View |
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1 office in Winterville 4259 Winterville Pkwy, Winterville, NC 28590 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
1.9% | 100% | $335,000 | View |
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135 DAVENPORT FARM RD, WINTERVILLE, NC 28590 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 34 +36 HELOCs |
10.9% | 81.4% | $227,058 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 7 | 2.2% | 87.5% | $242,142 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.9% | 60% | $200,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $205,000 | |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $200,000 | View |
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316 NC Hwy 149 N, Plymouth, NC 27962 A5.0 ★Texas Ratio: 12.95% |
Conventional | 2 | 0.6% | 100% | $245,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
USDA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $235,000 | View |
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1815 Kildaire Farm Rd, Cary, NC 27518 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA | 9 | 2.9% | 100% | $315,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $415,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 13.8% | 88.2% | $240,813 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 23 | 7.4% | 100% | $261,521 | |
TowneBank
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Conventional, FHA, VA, HELOC | 15 +2 HELOCs |
4.8% | 100% | $210,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 12 | 3.8% | 92.9% | $228,333 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2.9% | 100% | $291,666 | |
United Wholesale Mortgage
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FHA, VA | 9 | 2.9% | 78.6% | $246,111 | |
Newrez LLC
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Conventional, FHA | 6 | 1.9% | 54.5% | $141,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.6% | 100% | $283,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.6% | 55.6% | $251,000 | |
Lower, LLC
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Conventional, FHA, VA | 5 | 1.6% | 55.6% | $189,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.3% | 100% | $287,500 | |
Spring Eq, LLC
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Conventional | 4 | 1.3% | 57.1% | $65,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +4 HELOCs |
1% | 27.3% | $268,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 1% | 100% | $361,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1% | 37.5% | $128,333 | |
Success Mortgage Partners, Inc
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FHA, VA | 3 | 1% | 100% | $271,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1% | 80% | $101,666 | |
Mortgage Research Center
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VA | 3 | 1% | 75% | $258,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $375,000 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 2 | 0.6% | 100% | $255,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 66.7% | $85,000 | |
Legend Lending Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $170,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $90,000 | View |
Nations Lending Corporation
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FHA | 2 | 0.6% | 100% | $185,000 | |
Integrity Home Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.6% | 66.7% | $50,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $210,000 | View |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
Cadence Bank
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.3% | 100% | $325,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 50% | $615,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.3% | 25% | $175,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $95,000 | View |
United Trust Bank
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VA | 1 | 0.3% | 50% | $335,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $305,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $435,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Builders Choice Mortgage LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $305,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $395,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.21% |
FHA | 1 | 0.3% | 100% | $105,000 | View |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Island Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $35,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $265,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 50% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winterville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winterville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Winterville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winterville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winterville, NC
Use these to narrow the list above. Each category shows how many Winterville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Winterville, NC
Independent mortgage companies closed 60.9 percent of home loans in Winterville, North Carolina in 2025, banks 24.7 percent and credit unions 14.4 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winterville, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Winterville, North Carolina with 21 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Winterville, North Carolina in 2025, led by Rocket Mortgage with 8. 24 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 9 credit unions closed home loans in Winterville, North Carolina in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winterville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winterville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winterville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
