Mortgage Lenders and Brokers in Swansboro, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Swansboro, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust302 Main Street, Swansboro, NC 28584A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union1412 W CORBETT AVE, SWANSBORO, NC 28584A-5.0 ★Texas Ratio: 14.13%, Marine Federal Credit UnionMarine Federal Credit Union673 W Corbett Ave, Swansboro, NC 28584 8451A5.0 ★Texas Ratio: 8.11%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Providence BankProvidence Bank300 Us Highway 17 N, Holly Ridge, NC 28445A+5.0 ★Texas Ratio: 0.81%, Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, Atlantic Union BankAtlantic Union Bank3101 S Church St, Burlington, NC 27215A+5.0 ★Texas Ratio: 2.51%, and PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Swansboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Swansboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Swansboro, North Carolina
Market share is the lender's share of all home loans closed in Swansboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Swansboro 302 Main Street, Swansboro, NC 28584 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 8 +11 HELOCs |
1.5% | 81.8% | $403,750 | View |
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1412 W CORBETT AVE, SWANSBORO, NC 28584 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 5 +7 HELOCs |
0.9% | 71.4% | $303,000 | View |
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673 W Corbett Ave, Swansboro, NC 28584 8451 A5.0 ★Texas Ratio: 8.11% |
Conventional | 4 | 0.7% | 100% | $232,500 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 4 | 0.7% | 100% | $652,500 | View |
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300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 3 | 0.6% | 100% | $318,333 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $250,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $185,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.4% | 100% | $665,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,165,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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620 W Corbett Ave, Swansboro, NC 28584 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Security Mortgage Cor
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Conventional, VA | 4 | 0.7% | 100% | $210,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $415,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 9.2% | 85.2% | $233,400 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 48 +14 HELOCs |
8.8% | 88.9% | $270,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 40 | 7.4% | 78.4% | $273,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 37 | 6.8% | 93.2% | $290,405 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 36 | 6.6% | 97.4% | $358,888 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 35 +3 HELOCs |
6.4% | 100% | $208,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
4.6% | 86.7% | $303,400 | |
Newrez LLC
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Conventional, FHA, VA | 17 | 3.1% | 100% | $228,529 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 16 | 2.9% | 100% | $288,750 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA, USDA | 14 | 2.6% | 87.5% | $279,285 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 12 | 2.2% | 100% | $340,833 | |
Pennymac Loan Services LLC
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FHA, VA | 11 | 2% | 92.3% | $247,727 | |
Guild Mortgage Company
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Conventional, FHA, VA | 9 | 1.7% | 100% | $228,333 | |
Lower, LLC
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Conventional, VA | 9 | 1.7% | 90% | $316,111 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 8 | 1.5% | 100% | $260,000 | |
Nationstar Mortgage
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Conventional, VA | 8 | 1.5% | 100% | $110,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 8 | 1.5% | 100% | $370,000 | |
T2 Financial LLC
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Conventional, FHA, VA | 7 | 1.3% | 100% | $296,428 | |
CrossCountry Mortgage, LLC
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FHA, VA | 6 | 1.1% | 100% | $253,333 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 100% | $271,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 0.9% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.7% | 57.1% | $390,000 | View |
Village Capital & Investment
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VA | 4 | 0.7% | 100% | $230,000 | |
Residential Wholesale Mortgage
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FHA, VA | 3 | 0.6% | 100% | $308,333 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.6% | 40% | $231,666 | |
Nbkc Bank
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Conventional, FHA, VA | 3 | 0.6% | 100% | $308,333 | |
Equity Prime Mortgage LLC
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VA | 3 | 0.6% | 60% | $371,666 | |
Loansteady LLC
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FHA, VA | 3 | 0.6% | 100% | $251,666 | |
Republic State Mortgage Company
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Conventional, VA | 3 | 0.6% | 100% | $171,666 | |
New Day Financial, LLC.
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VA | 3 | 0.6% | 66.7% | $198,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 0.6% | 75% | $168,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.6% | 60% | $365,000 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.4% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 50% | $100,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 2 | 0.4% | 100% | $195,000 | View |
Cmg Mortgage Inc
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VA | 2 | 0.4% | 100% | $605,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.4% | 100% | $125,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.4% | 75% | $300,000 | |
Radius Financial Group Inc
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Conventional, VA | 2 | 0.4% | 100% | $390,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.4% | 100% | $210,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.4% | 100% | $290,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 33.3% | $100,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 2 | 0.4% | 100% | $440,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
EMM Loans LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Alameda Mortgage Corporation
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VA | 1 | 0.2% | 100% | $495,000 | |
Everett Financial, Inc.
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VA | 1 | 0.2% | 100% | $585,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $105,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $185,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
USDA | 1 | 0.2% | 100% | $285,000 | View |
Nation One Mortgage Corporatio
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FHA | 1 | 0.2% | 100% | $205,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Network Capital Funding Corporation
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VA | 1 | 0.2% | 100% | $235,000 | |
American Financing Corporation
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VA | 1 | 0.2% | 50% | $235,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $205,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $225,000 | View |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
TowneBank
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VA | 1 | 0.2% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Mortgage Investors Group
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 66.7% | $55,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Swansboro Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Swansboro, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Swansboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Swansboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Swansboro, NC
Use these to narrow the list above. Each category shows how many Swansboro, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Swansboro, NC
Independent mortgage companies closed 81.6 percent of home loans in Swansboro, North Carolina in 2025, banks 7.7 percent and credit unions 10.7 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Swansboro, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Swansboro, North Carolina with 8 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Swansboro, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.2 percent, against a 88.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Swansboro, North Carolina in 2025, led by Movement Mortgage, LLC with 9. 58 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Swansboro, North Carolina in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Swansboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Swansboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Swansboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
