Mortgage Lenders and Brokers in Stony Point, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stony Point, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Skyline National BankSkyline National Bank1641 Blowing Rock Road, Boone, NC 28607A+5.0 ★Texas Ratio: 3.31%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, First Community BankFirst Community Bank115 Main St E, Banner Elk, NC 28604A+5.0 ★Texas Ratio: 3.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, and Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stony Point, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stony Point are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stony Point, North Carolina
Market share is the lender's share of all home loans closed in Stony Point, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 23 +13 HELOCs |
12.5% | 85.2% | $216,739 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, VA, HELOC | 2 +2 HELOCs |
1.1% | 100% | $185,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 2 | 1.1% | 100% | $215,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $265,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $165,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | View |
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115 Main St E, Banner Elk, NC 28604 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $165,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.5% | 100% | $355,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.5% | 100% | $3,005,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.5% | 33.3% | $25,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 7 | 3.8% | 87.5% | $202,142 | View |
American Security Mortgage Cor
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 15.2% | 87.9% | $191,785 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
4.9% | 88.9% | $310,555 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 9 | 4.9% | 100% | $182,777 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 3.3% | 66.7% | $256,666 | |
United Wholesale Mortgage
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FHA, VA | 4 | 2.2% | 66.7% | $230,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 2.2% | 100% | $202,500 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 2.2% | 100% | $155,000 | |
Lower, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $190,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.2% | 100% | $175,000 | |
Newrez LLC
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FHA, VA | 3 | 1.6% | 100% | $208,333 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.6% | 100% | $251,666 | |
21St Mortgage
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Conventional | 3 | 1.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 50% | $110,000 | View |
Goodleap, LLC
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FHA | 2 | 1.1% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1.1% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $250,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 100% | $190,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.1% | 100% | $175,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 1.1% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 1.1% | 100% | $130,000 | View |
Intercoastal Mortgage, LLC
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Conventional, VA | 2 | 1.1% | 100% | $365,000 | |
T2 Financial LLC
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FHA | 2 | 1.1% | 100% | $385,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.1% | 100% | $330,000 | |
New American Funding, LLC.
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FHA | 2 | 1.1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1.1% | 66.7% | $350,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $235,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.5% | 100% | $265,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.5% | 100% | $215,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.5% | 100% | $225,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 20% | $55,000 | |
Mortgage Assurance Inc
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FHA | 1 | 0.5% | 100% | $245,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $175,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $265,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.5% | 100% | $285,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
Nations Lending Corporation
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VA | 1 | 0.5% | 100% | $285,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Suffolk Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Summit Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $365,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.5% | 100% | $345,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 28.6% | $165,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 50% | $85,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.5% | 100% | $145,000 | |
AmeriChoice Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stony Point Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stony Point, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Stony Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stony Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stony Point, NC
Use these to narrow the list above. Each category shows how many Stony Point, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Stony Point, NC
Independent mortgage companies closed 69 percent of home loans in Stony Point, North Carolina in 2025, banks 15.2 percent and credit unions 15.8 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stony Point, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Stony Point, North Carolina with 23 loans, about 12.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Stony Point, North Carolina in 2025, led by Rocket Mortgage with 6. 16 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Stony Point, North Carolina in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stony Point, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stony Point, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stony Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
