Mortgage Lenders and Brokers in Southport, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Southport, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA101 N Howe St, Southport, NC 28461A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1606 N Howe St, Southport, NC 28461A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust221 N Howe St, Southport, NC 28461A5.0 ★Texas Ratio: 7.72%, United Bank VaUnited Bank Va4945 Southport Supply Rd Se, Southport, NC 28461A+5.0 ★Texas Ratio: 2.15%, First BankFirst Bank5210 Southport Supply Rd Se, Southport, NC 28461A+5.0 ★Texas Ratio: 1.94%, Bank of America NABank of America NA5070 Southport Supply Rd Se, Southport, NC 28461A+5.0 ★Texas Ratio: 4.14%, State Employees' Credit UnionState Employees' Credit Union5190 EASON ST, SOUTHPORT, NC 28461A-5.0 ★Texas Ratio: 14.13%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southport, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southport are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southport, North Carolina
Market share is the lender's share of all home loans closed in Southport, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Southport 101 N Howe St, Southport, NC 28461 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 11 +9 HELOCs |
5.5% | 64.7% | $444,090 | View |
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★ 1 stars, 1 review 1 office in Southport 1606 N Howe St, Southport, NC 28461 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, Jumbo, HELOC | 4 +4 HELOCs |
2% | 100% | $575,000 | View |
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1 office in Southport 221 N Howe St, Southport, NC 28461 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
1.5% | 100% | $698,333 | View |
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1 office in Southport 4945 Southport Supply Rd Se, Southport, NC 28461 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1% | 100% | $945,000 | View |
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1 office in Southport 5210 Southport Supply Rd Se, Southport, NC 28461 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $480,000 | View |
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1 office in Southport 5070 Southport Supply Rd Se, Southport, NC 28461 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5190 EASON ST, SOUTHPORT, NC 28461 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 17 +9 HELOCs |
8.5% | 81% | $325,588 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 3 | 1.5% | 100% | $521,666 | |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 100% | $425,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1% | 100% | $735,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $540,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1% | 100% | $990,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 2 | 1% | 66.7% | $305,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 2 | 1% | 66.7% | $860,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $445,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 50% | $385,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1424 N Howe St, Southport, NC 28461 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 8% | 76.2% | $274,375 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 12 | 6% | 81.2% | $497,500 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 9 | 4.5% | 100% | $386,111 | View |
BoxCar Mortgage, LLC
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Conventional, Jumbo | 5 | 2.5% | 83.3% | $641,000 | |
Integrity Home Mortgage Corporation
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Conventional | 5 | 2.5% | 100% | $317,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 4 | 2% | 100% | $632,500 | |
Movement Mortgage, LLC
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Conventional, VA | 4 | 2% | 100% | $350,000 | |
Corning Credit Union
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Conventional, HELOC | 3 +6 HELOCs |
1.5% | 100% | $258,333 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.5% | 100% | $338,333 | |
Newrez LLC
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Conventional | 3 | 1.5% | 75% | $318,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.5% | 75% | $198,333 | |
The Loan Store, Inc
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Conventional | 3 | 1.5% | 100% | $348,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 2 | 1% | 100% | $315,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1% | 100% | $365,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 1% | 100% | $630,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1% | 100% | $280,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 1% | 100% | $390,000 | |
Loansteady LLC
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Conventional, VA | 2 | 1% | 100% | $505,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1% | 100% | $330,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1% | 100% | $380,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $225,000 | |
Schumacher Mortgage LLC
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VA, Jumbo | 2 | 1% | 100% | $825,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 1% | 100% | $435,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 1% | 100% | $325,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 1% | 50% | $330,000 | |
Lower, LLC
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Conventional | 2 | 1% | 66.7% | $380,000 | |
Mortgage Investors Group
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Conventional | 2 | 1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 1% | 100% | $350,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA, Jumbo | 1 | 0.5% | 100% | $2,005,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Real Genius LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
MassMutual FCU
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $255,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
TowneBank
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $435,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Southport Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southport, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Southport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southport, NC
Use these to narrow the list above. Each category shows how many Southport, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Southport, NC
Independent mortgage companies closed 55.5 percent of home loans in Southport, North Carolina in 2025, banks 28.5 percent and credit unions 16 percent. Deephaven Mortgage LLC was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southport, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Southport, North Carolina with 11 loans, about 5.5 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Southport, North Carolina in 2025, led by United Wholesale Mortgage with 2. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in Southport, North Carolina in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southport, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southport, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
