Mortgage Lenders and Brokers in Sneads Ferry, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sneads Ferry, North Carolina mortgage lenders include Truist BankTruist Bank934 Nc Highway 210, Sneads Ferry, NC 28460A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust960 Nc Highway 210, Sneads Ferry, NC 28460A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Marine Federal Credit UnionMarine Federal Credit Union1231 Birch St, Camp Lejeune, NC 28547 2529A5.0 ★Texas Ratio: 8.11%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Providence BankProvidence Bank300 Us Highway 17 N, Holly Ridge, NC 28445A+5.0 ★Texas Ratio: 0.81%, Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%, United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%, and First Federal BankFirst Federal Bank110 W Dupree St, Angier, NC 27501A4.8 ★Texas Ratio: 5.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sneads Ferry, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sneads Ferry are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sneads Ferry, North Carolina
Market share is the lender's share of all home loans closed in Sneads Ferry, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Sneads Ferry 934 Nc Highway 210, Sneads Ferry, NC 28460 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +5 HELOCs |
1.2% | 100% | $277,000 | View |
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1 office in Sneads Ferry 960 Nc Highway 210, Sneads Ferry, NC 28460 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $675,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 5 +4 HELOCs |
1.2% | 71.4% | $315,000 | View |
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1231 Birch St, Camp Lejeune, NC 28547 2529 A5.0 ★Texas Ratio: 8.11% |
Conventional | 3 | 0.7% | 100% | $265,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 0.7% | 100% | $391,666 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.5% | 100% | $215,000 | View |
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300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 2 | 0.5% | 100% | $560,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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110 W Dupree St, Angier, NC 27501 A4.8 ★Texas Ratio: 5.15% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AAFMAA Mortgage Services LLC
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Conventional, VA | 4 | 0.9% | 100% | $335,000 | |
American Security Mortgage Cor
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Conventional, VA | 3 | 0.7% | 100% | $355,000 | |
Goprime Mortgage, Inc.
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VA | 2 | 0.5% | 100% | $420,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 52 | 12.3% | 82.5% | $368,269 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 40 +9 HELOCs |
9.5% | 87.2% | $294,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 7.1% | 86.5% | $256,333 | |
Mortgage Research Center
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FHA, VA | 26 | 6.2% | 84.8% | $385,769 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 21 +1 HELOCs |
5% | 88% | $417,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 20 | 4.7% | 93.1% | $387,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 19 +5 HELOCs |
4.5% | 100% | $318,684 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 18 | 4.3% | 94.7% | $461,666 | |
Guild Mortgage Company
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Conventional, VA | 13 | 3.1% | 100% | $387,307 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 11 | 2.6% | 100% | $245,909 | |
Loansteady LLC
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Conventional, VA | 10 | 2.4% | 100% | $295,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.4% | 81.2% | $390,000 | |
CrossCountry Mortgage, LLC
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VA, HELOC | 7 +1 HELOCs |
1.7% | 100% | $349,285 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.7% | 100% | $412,142 | |
T2 Financial LLC
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Conventional, FHA, VA | 6 | 1.4% | 100% | $368,333 | |
Atlantic Bay Mortgage Group
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Conventional, VA, Jumbo | 5 | 1.2% | 100% | $537,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.9% | 62.5% | $335,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 4 | 0.9% | 100% | $320,000 | View |
Intercoastal Mortgage, LLC
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Conventional, VA | 4 | 0.9% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 4 | 0.9% | 100% | $310,000 | |
Fairway Independent Mort Corp
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FHA, VA | 4 | 0.9% | 100% | $340,000 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 4 | 0.9% | 100% | $367,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 0.9% | 83.3% | $250,000 | |
American Financial Resources LLC
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Conventional, VA | 3 | 0.7% | 100% | $321,666 | |
New Day Financial, LLC.
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VA | 3 | 0.7% | 75% | $308,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.7% | 50% | $128,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 3 | 0.7% | 75% | $578,333 | View |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.5% | 100% | $410,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 2 | 0.5% | 100% | $315,000 | View |
Schumacher Mortgage LLC
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VA, Jumbo | 2 | 0.5% | 100% | $765,000 | |
Corning Credit Union
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Conventional | 2 | 0.5% | 100% | $280,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $290,000 | View |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $450,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.5% | 100% | $275,000 | |
Plaza Home Mortgage, Inc
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VA | 2 | 0.5% | 100% | $270,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.2% | 100% | $365,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.2% | 100% | $425,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.2% | 100% | $355,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
VA | 1 | 0.2% | 50% | $475,000 | View |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
American Financing Corporation
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VA | 1 | 0.2% | 50% | $325,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 50% | $385,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Jet HomeLoans, LP
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VA | 1 | 0.2% | 100% | $455,000 | |
Capital Center LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 50% | $345,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Direct Mortgage Loans, LLC
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VA | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 50% | $615,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $315,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $325,000 | |
New American Funding, LLC.
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VA | 1 | 0.2% | 100% | $395,000 | |
Lower, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 66.7% | $85,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Eastman Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
TowneBank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sneads Ferry Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sneads Ferry, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Sneads Ferry? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sneads Ferry in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sneads Ferry, NC
Use these to narrow the list above. Each category shows how many Sneads Ferry, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Sneads Ferry, NC
Independent mortgage companies closed 78.7 percent of home loans in Sneads Ferry, North Carolina in 2025, banks 9.2 percent and credit unions 12.1 percent. AAFMAA Mortgage Services LLC was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sneads Ferry, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Sneads Ferry, North Carolina with 5 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sneads Ferry, North Carolina, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 82.5 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Sneads Ferry, North Carolina in 2025, led by Vanderbilt Mortgage and Finance, Inc with 5. 49 lenders closed VA loans, led by Vanderbilt Mortgage and Finance, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Sneads Ferry, North Carolina in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sneads Ferry, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sneads Ferry, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sneads Ferry. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
