Mortgage Lenders and Brokers in Siler City, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Siler City, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA413 N 2nd Ave, Siler City, NC 27344A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank1426 E 11th St, Siler City, NC 27344A+5.0 ★Texas Ratio: 3.02%, First Horizon BankFirst Horizon Bank300 E Raleigh St, Siler City, NC 27344A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank501 N 2nd Ave, Siler City, NC 27344A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.100 N 2nd Ave, Siler City, NC 27344A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union1131 N GLENN AVE, SILER CITY, NC 27344 2361A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Select BankSelect Bank3158 S Church Street, Burlington, NC 27215A5.0 ★Texas Ratio: 11.24%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Siler City, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Siler City are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Siler City, North Carolina
Market share is the lender's share of all home loans closed in Siler City, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Siler City 413 N 2nd Ave, Siler City, NC 27344 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 5.1% | 83.3% | $199,000 | View |
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1 office in Siler City 1426 E 11th St, Siler City, NC 27344 A+5.0 ★Texas Ratio: 3.02% |
Conventional, Jumbo, HELOC | 4 +8 HELOCs |
4% | 100% | $550,000 | View |
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★ 5 stars, 1 review 1 office in Siler City 300 E Raleigh St, Siler City, NC 27344 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 50% | $495,000 | View |
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★ 1 stars, 1 review 1 office in Siler City 501 N 2nd Ave, Siler City, NC 27344 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Siler City 100 N 2nd Ave, Siler City, NC 27344 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1131 N GLENN AVE, SILER CITY, NC 27344 2361 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 9 +13 HELOCs |
9.1% | 60% | $187,222 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 5 +2 HELOCs |
5.1% | 27.8% | $97,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 66.7% | $315,000 | |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 1% | 100% | $195,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 50% | $205,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 1% | 100% | $175,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1% | 100% | $35,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
FHA | 1 | 1% | 100% | $255,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wolfe Financial Inc
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Conventional | 1 | 1% | 100% | $295,000 | |
Goprime Mortgage, Inc.
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FHA | 1 | 1% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 11.1% | 78.6% | $200,454 | |
United Wholesale Mortgage
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Conventional, VA | 9 | 9.1% | 90% | $367,222 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 5 | 5.1% | 100% | $217,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 3% | 80% | $308,333 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 3% | 100% | $255,000 | |
Pennymac Loan Services LLC
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FHA, USDA | 3 | 3% | 75% | $171,666 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 2% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 2 | 2% | 100% | $50,000 | |
New American Funding, LLC.
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FHA | 2 | 2% | 66.7% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 2% | 100% | $500,000 | |
21St Mortgage
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Conventional | 2 | 2% | 40% | $110,000 | |
Village Capital & Investment
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FHA, VA | 2 | 2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1% | 100% | $1,005,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 1% | 100% | $295,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 1% | 100% | $285,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 1% | 100% | $465,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1% | 100% | $235,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 1% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 1% | 100% | $505,000 | View |
Cmg Mortgage Inc
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VA | 1 | 1% | 100% | $265,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 1% | 100% | $155,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $235,000 | View |
Mortgage Research Center
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VA | 1 | 1% | 100% | $295,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 1% | 100% | $135,000 | |
Towne Mortgage Company
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VA | 1 | 1% | 100% | $365,000 | |
CSL Financial, LLC
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Conventional | 1 | 1% | 100% | $125,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 100% | $295,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 14.3% | $115,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 1% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Siler City Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Siler City, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Siler City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Siler City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Siler City, NC
Use these to narrow the list above. Each category shows how many Siler City, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Siler City, NC
Independent mortgage companies closed 62.6 percent of home loans in Siler City, North Carolina in 2025, banks 17.2 percent and credit unions 20.2 percent. Wolfe Financial Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, The Fidelity Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Siler City, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Siler City, North Carolina with 5 loans, about 5.1 percent of the market. The largest lender headquartered in North Carolina was The Fidelity Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Siler City, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 2. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Siler City, North Carolina in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Siler City, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Siler City, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Siler City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
