Mortgage Lenders and Brokers in Shallotte, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shallotte, North Carolina mortgage lenders include First BankFirst Bank347 Whiteville Rd Nw, Shallotte, NC 28470A+5.0 ★Texas Ratio: 1.94%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5043 Main St, Shallotte, NC 28470A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank100 Shallotte Crossing Pkwy, Shallotte, NC 28470A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA5074 Main St, Shallotte, NC 28470A+5.0 ★Texas Ratio: 1.62%, United Bank VaUnited Bank Va200 Smith Ave, Shallotte, NC 28470A+5.0 ★Texas Ratio: 2.15%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, Southstate Bank, National AssociationSouthstate Bank, National Association192 E Woodrow Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.27%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shallotte, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shallotte are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shallotte, North Carolina
Market share is the lender's share of all home loans closed in Shallotte, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shallotte 347 Whiteville Rd Nw, Shallotte, NC 28470 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 8 | 1.5% | 88.9% | $255,000 | View |
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1 office in Shallotte 5043 Main St, Shallotte, NC 28470 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 7 +6 HELOCs |
1.3% | 100% | $169,285 | View |
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★ 1 stars, 1 review 1 office in Shallotte 100 Shallotte Crossing Pkwy, Shallotte, NC 28470 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 6 +8 HELOCs |
1.1% | 85.7% | $198,333 | View |
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1 office in Shallotte 5074 Main St, Shallotte, NC 28470 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +6 HELOCs |
1.1% | 100% | $160,000 | View |
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1 office in Shallotte 200 Smith Ave, Shallotte, NC 28470 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 18 +22 HELOCs |
3.3% | 72% | $252,777 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.6% | 100% | $215,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 2 +4 HELOCs |
0.4% | 100% | $355,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $625,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $190,000 | View |
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6649 Beach Drive, Ocean Isle Beach, NC 28469 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 66.7% | $355,000 | View |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
USDA | 1 | 0.2% | 100% | $295,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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Conventional, FHA | 5 | 0.9% | 87.5% | $301,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 81 | 14.9% | 91% | $207,962 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 75 | 13.8% | 82.4% | $219,133 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 5.9% | 76.1% | $207,187 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 29 | 5.4% | 87.9% | $210,862 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 14 | 2.6% | 80% | $223,571 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 13 | 2.4% | 100% | $202,692 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 2.2% | 92.9% | $227,500 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 9 | 1.7% | 90% | $256,111 | |
T2 Financial LLC
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Conventional, FHA, VA | 9 | 1.7% | 90% | $241,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 1.7% | 24.5% | $133,888 | |
21St Mortgage
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Conventional | 8 | 1.5% | 38.1% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 1.3% | 100% | $230,714 | |
Loansteady LLC
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Conventional, FHA | 7 | 1.3% | 100% | $207,857 | |
Calcon Mutual Mortgage LLC
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FHA, VA | 6 | 1.1% | 100% | $276,666 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.1% | 100% | $223,333 | |
Mortgage Research Center
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VA | 6 | 1.1% | 46.2% | $283,333 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 1.1% | 100% | $251,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.1% | 75% | $323,333 | |
Freedom Mortgage Corporation
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FHA | 5 | 0.9% | 85.7% | $237,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $179,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $167,000 | |
Movement Mortgage, LLC
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Conventional, VA | 5 | 0.9% | 77.8% | $253,000 | |
Planet Home Lending, LLC
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FHA, VA | 5 | 0.9% | 83.3% | $217,000 | |
Nationstar Mortgage
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Conventional | 5 | 0.9% | 100% | $99,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 5 | 0.9% | 81.8% | $179,000 | |
Village Capital & Investment
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FHA, VA | 5 | 0.9% | 70% | $395,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.7% | 80% | $227,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $220,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 0.7% | 80% | $245,000 | |
American Financial Resources LLC
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FHA | 3 | 0.6% | 75% | $241,666 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 3 | 0.6% | 30% | $171,666 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 3 | 0.6% | 100% | $288,333 | View |
Atlantic Bay Mortgage Group
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Conventional | 3 | 0.6% | 100% | $181,666 | |
The Loan Store, Inc
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Conventional, VA | 3 | 0.6% | 100% | $235,000 | |
Lower, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $208,333 | |
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A+5.0 ★Texas Ratio: 0.08% |
Conventional | 2 | 0.4% | 100% | $415,000 | View |
loanDepot.com LLC
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Conventional | 2 | 0.4% | 66.7% | $180,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $295,000 | |
Guild Mortgage Company
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VA | 2 | 0.4% | 100% | $210,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 40% | $45,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
Mid-Continent Funding, Inc.
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VA | 2 | 0.4% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 66.7% | $340,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.4% | 50% | $215,000 | |
TowneBank
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Conventional, FHA | 2 | 0.4% | 100% | $200,000 | |
Mortgage Investors Group
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Conventional | 2 | 0.4% | 100% | $225,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $215,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.4% | 100% | $175,000 | |
Corning Credit Union
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Conventional, HELOC | 1 +5 HELOCs |
0.2% | 66.7% | $145,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $105,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $325,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $195,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 53.3% | $115,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 33.3% | $215,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $175,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $175,000 | |
Honor Credit Union
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Nation One Mortgage Corporatio
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VA | 1 | 0.2% | 100% | $285,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $315,000 | |
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A4.7 ★Texas Ratio: 0.83% |
VA | 1 | 0.2% | 100% | $415,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Acopia, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Excite Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 50% | $325,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $555,000 | |
Texana Bank
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VA | 1 | 0.2% | 100% | $585,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $475,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $75,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 50% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Shallotte Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shallotte, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Shallotte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shallotte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shallotte, NC
Use these to narrow the list above. Each category shows how many Shallotte, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Shallotte, NC
Independent mortgage companies closed 84.1 percent of home loans in Shallotte, North Carolina in 2025, banks 10.5 percent and credit unions 5.4 percent. Cardinal Financial Company, Li was the largest mortgage company, First Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shallotte, NC
By home loans closed in 2025, First Bank was the largest mortgage lender in Shallotte, North Carolina with 8 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Shallotte, North Carolina, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 91 percent, against a 77.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Shallotte, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 15. 30 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Shallotte, North Carolina in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shallotte, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shallotte, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shallotte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
