Mortgage Lenders and Brokers in Rural Hall, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rural Hall, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Allegacy Federal Credit UnionAllegacy Federal Credit Union128 Yadkin Valley Rd, Advance, NC 27006A+5.0 ★Texas Ratio: 4.25%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, and Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rural Hall, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rural Hall are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rural Hall, North Carolina
Market share is the lender's share of all home loans closed in Rural Hall, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 4% | 88.9% | $201,250 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 7 +25 HELOCs |
3.5% | 87.5% | $173,571 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 6 +16 HELOCs |
3% | 85.7% | $228,333 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +5 HELOCs |
3% | 100% | $255,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +5 HELOCs |
2.5% | 83.3% | $179,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 3 +5 HELOCs |
1.5% | 23.1% | $138,333 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 66.7% | $65,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $305,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 2 | 1% | 100% | $1,380,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 1% | 100% | $215,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 1% | 100% | $355,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wolfe Financial Inc
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 14.5% | 76.3% | $193,275 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 14 | 7% | 100% | $210,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
6% | 100% | $330,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 12 | 6% | 100% | $192,500 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 10 | 5% | 100% | $263,000 | |
United Wholesale Mortgage
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FHA, VA | 5 | 2.5% | 85.7% | $299,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 4 | 2% | 100% | $192,500 | |
Mortgage Research Center
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VA | 4 | 2% | 66.7% | $260,000 | |
Equity Resources Inc
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Conventional, FHA | 3 | 1.5% | 100% | $285,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.5% | 100% | $291,666 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 1.5% | 100% | $241,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.5% | 80% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 1% | 100% | $230,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1% | 100% | $280,000 | View |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $200,000 | |
AdvantageFirst Lending Inc
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VA | 2 | 1% | 66.7% | $220,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 2 | 1% | 100% | $210,000 | |
Milend, Inc
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FHA | 2 | 1% | 100% | $240,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $100,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 100% | $215,000 | |
Reliance First Capital, LLC
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Conventional, VA | 2 | 1% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 1% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Primelending
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VA | 1 | 0.5% | 100% | $375,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Canopy Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $375,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $185,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Onward Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 100% | $385,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Capital Center LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
T2 Financial LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.5% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Summit Mortgage Corporation
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FHA | 1 | 0.5% | 50% | $255,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 50% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 40% | $165,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $25,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rural Hall Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rural Hall, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Rural Hall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rural Hall in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rural Hall, NC
Use these to narrow the list above. Each category shows how many Rural Hall, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Rural Hall, NC
Independent mortgage companies closed 72 percent of home loans in Rural Hall, North Carolina in 2025, banks 17.5 percent and credit unions 10.5 percent. Wolfe Financial Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and Allegacy Federal Credit Union the largest credit union. Among lenders headquartered in North Carolina, Allegacy Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rural Hall, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Rural Hall, North Carolina with 8 loans, about 4 percent of the market. The largest lender headquartered in North Carolina was Allegacy Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Rural Hall, North Carolina in 2025, led by Rocket Mortgage with 8. 14 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Rural Hall, North Carolina in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rural Hall, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rural Hall, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rural Hall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
