Mortgage Lenders and Brokers in Rockfish, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockfish, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, and PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockfish, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockfish are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockfish, North Carolina
Market share is the lender's share of all home loans closed in Rockfish, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.5% | 100% | $200,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $115,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 50% | $85,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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FHA, VA | 4 | 0.9% | 100% | $352,500 | |
Goprime Mortgage, Inc.
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VA | 2 | 0.5% | 66.7% | $295,000 | |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $575,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 54 | 12.2% | 95% | $292,222 | |
Mortgage Research Center
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Conventional, FHA, VA | 39 | 8.8% | 88.9% | $287,051 | |
Freedom Mortgage Corporation
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FHA, VA | 35 | 7.9% | 97.6% | $297,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 6.1% | 84.8% | $238,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 24 +7 HELOCs |
5.4% | 85.7% | $220,416 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 19 | 4.3% | 79.2% | $368,684 | |
Movement Mortgage, LLC
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Conventional, VA, USDA, HELOC | 18 +1 HELOCs |
4.1% | 100% | $306,111 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 14 | 3.2% | 100% | $288,571 | |
Pennymac Loan Services LLC
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VA | 13 | 2.9% | 83.3% | $311,153 | |
Union Home Mortgage Corp.
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Conventional, VA | 11 | 2.5% | 100% | $287,727 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 11 | 2.5% | 91.7% | $242,272 | |
Village Capital & Investment
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FHA, VA | 11 | 2.5% | 83.3% | $272,272 | |
Nationstar Mortgage
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Conventional, VA | 10 | 2.3% | 90.9% | $181,000 | |
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A4.7 ★Texas Ratio: 0.83% |
VA | 9 | 2% | 100% | $307,222 | View |
Guaranteed Rate, Inc.
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FHA, VA, USDA, HELOC | 8 +1 HELOCs |
1.8% | 100% | $271,250 | |
Newrez LLC
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VA | 6 | 1.4% | 75% | $326,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 6 | 1.4% | 100% | $266,666 | View |
New American Funding, LLC.
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FHA, VA | 5 | 1.1% | 100% | $279,000 | |
Lower, LLC
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Conventional, VA | 5 | 1.1% | 100% | $277,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 0.9% | 44.4% | $147,500 | |
New Day Financial, LLC.
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VA | 4 | 0.9% | 44.4% | $340,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 0.9% | 100% | $285,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $211,666 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.7% | 80% | $178,333 | |
Guild Mortgage Company
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FHA, VA | 3 | 0.7% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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VA | 3 | 0.7% | 75% | $328,333 | |
Acopia, LLC
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Conventional, VA, USDA | 3 | 0.7% | 100% | $168,333 | |
Mortgage Solutions of Colorado
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VA | 3 | 0.7% | 100% | $321,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.7% | 100% | $441,666 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.7% | 60% | $185,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $305,000 | |
Primelending
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VA | 2 | 0.5% | 100% | $290,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.5% | 100% | $325,000 | |
ALCOVA Mortgage, LLC
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FHA, VA | 2 | 0.5% | 100% | $205,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.5% | 100% | $355,000 | |
Cmg Mortgage Inc
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VA | 2 | 0.5% | 100% | $300,000 | |
Credit Union Mortgage Associat
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Conventional, VA | 2 | 0.5% | 66.7% | $255,000 | |
ClearPath Lending
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VA | 2 | 0.5% | 100% | $285,000 | |
Nfm, Inc
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VA | 2 | 0.5% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $245,000 | View |
Planet Home Lending, LLC
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VA | 2 | 0.5% | 100% | $370,000 | |
BoxCar Mortgage, LLC
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VA | 2 | 0.5% | 100% | $330,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.5% | 66.7% | $250,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $225,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Plaza Home Mortgage, Inc
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VA | 2 | 0.5% | 66.7% | $325,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.2% | 66.7% | $315,000 | |
Equity Resources Inc
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VA | 1 | 0.2% | 100% | $395,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.2% | 100% | $275,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.2% | 100% | $295,000 | |
Success Lending, LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.2% | 100% | $325,000 | View |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $255,000 | |
Kind Lending, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Loansteady LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.2% | 50% | $355,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $235,000 | |
Directions Equity, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
VA | 1 | 0.2% | 100% | $355,000 | View |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $235,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.2% | 100% | $275,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.2% | 50% | $215,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $225,000 | |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $225,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 25% | $95,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
FedChoice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rockfish Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockfish, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Rockfish? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockfish in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockfish, NC
Use these to narrow the list above. Each category shows how many Rockfish, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Rockfish, NC
Independent mortgage companies closed 87.1 percent of home loans in Rockfish, North Carolina in 2025, banks 6.3 percent and credit unions 6.5 percent. American Security Mortgage Cor was the largest mortgage company, Wells Fargo Bank NA the largest bank and Truliant Federal Credit Union the largest credit union. Among lenders headquartered in North Carolina, The Fidelity Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockfish, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Rockfish, North Carolina with 2 loans, about 0.5 percent of the market. The largest lender headquartered in North Carolina was The Fidelity Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rockfish, North Carolina, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Rockfish, North Carolina in 2025, led by United Wholesale Mortgage with 6. 64 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 8 credit unions closed home loans in Rockfish, North Carolina in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockfish, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockfish, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockfish. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
