Mortgage Lenders and Brokers in Reidsville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reidsville, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA202 S Main St, Reidsville, NC 27320A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank609 S Main St, Reidsville, NC 27320A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust501 S Main St, Reidsville, NC 27320A5.0 ★Texas Ratio: 7.72%, First Carolina BankFirst Carolina Bank604 S Scales St, Reidsville, NC 27320A+5.0 ★Texas Ratio: 4.89%, Wells Fargo Bank NAWells Fargo Bank NA227 W Morehead St, Reidsville, NC 27320A+5.0 ★Texas Ratio: 5.36%, HomeTrust BankHomeTrust Bank2805 Reid School Rd, Reidsville, NC 27320A+5.0 ★Texas Ratio: 5.53%, Carter Bank and TrustCarter Bank and Trust305 S Main St, Reidsville, NC 27320A5.0 ★Texas Ratio: 7.55%, State Employees' Credit UnionState Employees' Credit Union1601 FREEWAY DR, REIDSVILLE, NC 27320A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, and The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reidsville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reidsville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reidsville, North Carolina
Market share is the lender's share of all home loans closed in Reidsville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Reidsville 202 S Main St, Reidsville, NC 27320 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, HELOC | 24 +10 HELOCs |
4.1% | 83.3% | $143,333 | View |
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★ 1 stars, 1 review 1 office in Reidsville 609 S Main St, Reidsville, NC 27320 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 7 +24 HELOCs |
1.2% | 87.5% | $220,714 | View |
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1 office in Reidsville 501 S Main St, Reidsville, NC 27320 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 7 +10 HELOCs |
1.2% | 100% | $177,857 | View |
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1 office in Reidsville 604 S Scales St, Reidsville, NC 27320 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 4 | 0.7% | 100% | $145,000 | View |
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1 office in Reidsville 227 W Morehead St, Reidsville, NC 27320 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.5% | 50% | $101,666 | View |
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1 office in Reidsville 2805 Reid School Rd, Reidsville, NC 27320 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 2 +21 HELOCs |
0.3% | 100% | $50,000 | View |
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1 office in Reidsville 305 S Main St, Reidsville, NC 27320 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1601 FREEWAY DR, REIDSVILLE, NC 27320 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 41 +33 HELOCs |
6.9% | 60.3% | $209,878 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 9 +8 HELOCs |
1.5% | 60% | $66,111 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, USDA | 7 | 1.2% | 100% | $262,142 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 5 | 0.8% | 100% | $95,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 80% | $152,500 | View |
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400 Pisgah Church Rd, Greensboro, NC 27455 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 4 | 0.7% | 66.7% | $200,000 | |
Wolfe Financial Inc
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Conventional, FHA | 3 | 0.5% | 100% | $248,333 | |
Corporate Investors Mortgage G
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Conventional | 2 | 0.3% | 100% | $245,000 | |
American Security Mortgage Cor
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FHA | 1 | 0.2% | 100% | $205,000 | |
Goprime Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 55 | 9.3% | 79.2% | $186,636 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 37 | 6.3% | 97.4% | $209,864 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
4.1% | 85.7% | $267,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 23 | 3.9% | 88.5% | $249,782 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 19 | 3.2% | 100% | $232,368 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 19 | 3.2% | 100% | $323,421 | View |
Mortgage Research Center
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Conventional, VA, USDA | 19 | 3.2% | 70.4% | $243,421 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 16 | 2.7% | 100% | $182,500 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 2.2% | 87.5% | $143,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 13 | 2.2% | 92.9% | $282,692 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA, HELOC | 12 +1 HELOCs |
2% | 89.5% | $184,166 | |
Equity Resources Inc
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Conventional, FHA, USDA | 10 | 1.7% | 90.9% | $238,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 10 | 1.7% | 100% | $365,000 | |
American Financial Resources LLC
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FHA, VA | 9 | 1.5% | 90% | $250,555 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 1.5% | 7.6% | $92,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.4% | 88.9% | $163,750 | |
Canopy Mortgage, LLC
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Conventional, FHA, USDA | 6 | 1% | 100% | $228,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1% | 100% | $116,666 | |
Howard Hanna Financial Services, Inc
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Conventional | 5 | 0.8% | 100% | $295,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.8% | 26.3% | $123,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 5 | 0.8% | 100% | $423,000 | |
Agfirst Farm Credit Bank
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Conventional | 5 | 0.8% | 100% | $265,000 | |
21St Mortgage
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Conventional | 5 | 0.8% | 19.4% | $49,000 | |
loanDepot.com LLC
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FHA, VA, Jumbo, HELOC | 4 +3 HELOCs |
0.7% | 100% | $382,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $262,500 | |
Envoy Mortgage, Ltd
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FHA, VA | 4 | 0.7% | 100% | $267,500 | |
Triad Financial Services, Inc.
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Conventional | 4 | 0.7% | 35% | $40,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 0.7% | 100% | $127,500 | |
Provident Funding Associates
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Conventional | 4 | 0.7% | 100% | $272,500 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $347,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.7% | 80% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 0.7% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $195,000 | |
Guild Mortgage Company
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Conventional, USDA | 3 | 0.5% | 100% | $341,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.5% | 100% | $238,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $158,333 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 0.5% | 75% | $235,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.5% | 75% | $181,666 | |
Village Capital & Investment
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FHA, VA, Jumbo | 3 | 0.5% | 55.6% | $545,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.5% | 100% | $298,333 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $280,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.3% | 100% | $80,000 | |
Primelending
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Conventional, VA | 2 | 0.3% | 100% | $305,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $65,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 2 | 0.3% | 100% | $375,000 | View |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $135,000 | |
Schumacher Mortgage LLC
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FHA | 2 | 0.3% | 100% | $445,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.3% | 100% | $225,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.3% | 100% | $200,000 | View |
Mortgage Investors Group
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FHA, VA | 2 | 0.3% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 75% | $100,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 40% | $45,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $45,000 | |
Success Lending, LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 75% | $345,000 | |
Marlin Mortgage Capital, LLC
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FHA | 1 | 0.2% | 100% | $155,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $185,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $105,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $145,000 | |
Embrace Home Loans, Inc.
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VA | 1 | 0.2% | 100% | $255,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Milend, Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.2% | 100% | $75,000 | |
Victorian Finance, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 1 | 0.2% | 16.7% | $55,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $415,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $305,000 | |
Keystone Funding, Inc
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USDA | 1 | 0.2% | 100% | $205,000 | |
Veritas Funding, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Summit Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $235,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $295,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Reidsville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reidsville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Reidsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reidsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reidsville, NC
Use these to narrow the list above. Each category shows how many Reidsville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Reidsville, NC
Independent mortgage companies closed 73.3 percent of home loans in Reidsville, North Carolina in 2025, banks 15.9 percent and credit unions 10.8 percent. Cardinal Financial Company, Li was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reidsville, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Reidsville, North Carolina with 24 loans, about 4.1 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Reidsville, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 79.2 percent, against a 69.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
62 lenders closed FHA loans in Reidsville, North Carolina in 2025, led by Rocket Mortgage with 14. 28 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in Reidsville, North Carolina in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reidsville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reidsville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reidsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
