Mortgage Lenders and Brokers in Nebo, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nebo, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, TD BankTD Bank335 New Leicester Hwy, Asheville, NC 28806A+5.0 ★Texas Ratio: 3.71%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Skyla Federal Credit UnionSkyla Federal Credit Union148 Charlotte St, Asheville, NC 28801 1923A5.0 ★Texas Ratio: 9.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, blueharbor bankblueharbor bank106 Corporate Park Dr, Mooresville, NC 28117A+5.0 ★Texas Ratio: 0.00%, and Telco Community Credit UnionTelco Community Credit Union198 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nebo, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nebo are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nebo, North Carolina
Market share is the lender's share of all home loans closed in Nebo, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 13 +8 HELOCs |
15.3% | 68.4% | $337,307 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.5% | 75% | $738,333 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 3 | 3.5% | 75% | $108,333 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 3 | 3.5% | 100% | $845,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.4% | 100% | $1,075,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 2.4% | 100% | $530,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $25,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
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106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.2% | 100% | $445,000 | View |
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198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1.2% | 50% | $255,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,125,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 3.5% | 100% | $108,333 | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
Goprime Mortgage, Inc.
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FHA | 1 | 1.2% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA | 7 | 8.2% | 87.5% | $249,285 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 7 | 8.2% | 81.8% | $229,285 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo | 5 | 5.9% | 100% | $347,000 | |
Mortgage Research Center
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FHA, VA | 3 | 3.5% | 100% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 2.4% | 100% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 2.4% | 100% | $155,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2.4% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.4% | 28.6% | $245,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $45,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Nbkc Bank
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VA | 1 | 1.2% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.2% | 100% | $465,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1.2% | 100% | $205,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 1.2% | 100% | $425,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 1.2% | 100% | $205,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 1.2% | 100% | $385,000 | |
American Financing Corporation
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Conventional | 1 | 1.2% | 100% | $595,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $285,000 | |
T2 Financial LLC
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VA, Jumbo | 1 | 1.2% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 1.2% | 100% | $195,000 | View |
Acopia, LLC
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Conventional | 1 | 1.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.2% | 100% | $655,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Nebo Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nebo, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Nebo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nebo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nebo, NC
Use these to narrow the list above. Each category shows how many Nebo, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Nebo, NC
Independent mortgage companies closed 52.9 percent of home loans in Nebo, North Carolina in 2025, banks 28.2 percent and credit unions 18.8 percent. Cardinal Financial Company, Li was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nebo, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Nebo, North Carolina with 13 loans, about 15.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Nebo, North Carolina in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Nebo, North Carolina in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nebo, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nebo, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nebo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
