Mortgage Lenders and Brokers in Lillington, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lillington, North Carolina mortgage lenders include Truist BankTruist Bank111 W Front St, Lillington, NC 27546A+5.0 ★Texas Ratio: 2.87%, The Fidelity BankThe Fidelity Bank20 Pine State St, Lillington, NC 27546A+5.0 ★Texas Ratio: 3.02%, First BankFirst Bank1000 S Main St, Lillington, NC 27546A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union411 PINE STATE ST, LILLINGTON, NC 27546A-5.0 ★Texas Ratio: 14.13%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%, and PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lillington, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lillington are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lillington, North Carolina
Market share is the lender's share of all home loans closed in Lillington, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Lillington 111 W Front St, Lillington, NC 27546 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 10 +4 HELOCs |
2% | 100% | $252,000 | View |
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1 office in Lillington 20 Pine State St, Lillington, NC 27546 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $111,666 | View |
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1 office in Lillington 1000 S Main St, Lillington, NC 27546 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $295,000 | View |
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411 PINE STATE ST, LILLINGTON, NC 27546 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 20 +20 HELOCs |
4% | 69% | $262,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 6 | 1.2% | 85.7% | $310,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 66.7% | $200,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $277,500 | |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 0.8% | 80% | $330,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 0.4% | 100% | $220,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $235,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
USDA | 1 | 0.2% | 100% | $305,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
American Security Mortgage Cor
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VA, USDA | 4 | 0.8% | 100% | $302,500 | |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.2% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Kbhs Home Loans, LLC
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Conventional, FHA, VA, USDA | 43 | 8.7% | 88% | $256,395 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 32 | 6.5% | 92.3% | $338,750 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 29 | 5.9% | 75% | $239,137 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 26 | 5.3% | 74.3% | $304,615 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 21 | 4.3% | 93.3% | $281,190 | |
Nfm, Inc
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Conventional, FHA, VA | 21 | 4.3% | 100% | $335,476 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA, VA | 18 | 3.6% | 100% | $251,111 | View |
Mattamy Home Funding LLC
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Conventional, FHA, VA, USDA | 17 | 3.4% | 94.4% | $306,176 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 17 | 3.4% | 95.5% | $321,470 | |
Mortgage Research Center
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VA | 17 | 3.4% | 85% | $347,352 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 15 | 3% | 100% | $295,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 15 | 3% | 84.2% | $303,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 2.6% | 82.4% | $218,076 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.8% | 100% | $338,333 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 1.4% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1.2% | 85.7% | $301,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 5 | 1% | 100% | $199,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $407,500 | |
Union Home Mortgage Corp.
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FHA, VA | 4 | 0.8% | 100% | $335,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 0.8% | 100% | $105,000 | |
TowneBank
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Conventional, VA | 4 | 0.8% | 100% | $275,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $277,500 | |
Equity Resources Inc
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Conventional | 3 | 0.6% | 100% | $318,333 | |
Tidewater Mortgage Services, Inc
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Conventional | 3 | 0.6% | 75% | $285,000 | |
Goodleap, LLC
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FHA, VA | 3 | 0.6% | 75% | $315,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 0.6% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 0.6% | 75% | $278,333 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 0.6% | 100% | $138,333 | View |
Sfmc, LP
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Conventional | 3 | 0.6% | 100% | $145,000 | |
Capital Center LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $175,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.6% | 100% | $291,666 | |
Mutual of Omaha Mortgage
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Conventional, VA | 3 | 0.6% | 100% | $305,000 | |
Village Capital & Investment
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VA | 3 | 0.6% | 100% | $341,666 | |
American Financial Resources LLC
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FHA | 2 | 0.4% | 100% | $175,000 | |
Sage Home Loans Corporation
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FHA, VA | 2 | 0.4% | 100% | $385,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.4% | 50% | $180,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 40% | $280,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $195,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $280,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 50% | $300,000 | |
Loan Simple, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Gershman Investment Corp.
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FHA, USDA | 2 | 0.4% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $255,000 | |
PromiseOne Bank
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Success Lending, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $275,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
Howard Hanna Financial Services, Inc
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VA | 1 | 0.2% | 100% | $335,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $455,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 100% | $75,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $105,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $285,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
First Heritage Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Shoreham Bank
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FHA | 1 | 0.2% | 100% | $25,000 | |
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C+4.2 ★Texas Ratio: 24.99% |
VA | 1 | 0.2% | 100% | $365,000 | View |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $555,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Rapid Mortgage Company
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VA | 1 | 0.2% | 100% | $365,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.2% | 100% | $455,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $315,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.2% | 25% | $225,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lillington Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lillington, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Lillington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lillington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lillington, NC
Use these to narrow the list above. Each category shows how many Lillington, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Lillington, NC
Independent mortgage companies closed 82.8 percent of home loans in Lillington, North Carolina in 2025, banks 10.7 percent and credit unions 6.5 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lillington, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Lillington, North Carolina with 10 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Lillington, North Carolina in 2025, led by Kbhs Home Loans, LLC with 16. 49 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 5 credit unions closed home loans in Lillington, North Carolina in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lillington, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lillington, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lillington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
