Mortgage Lenders and Brokers in Laurinburg, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laurinburg, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA203 Lauchwood Dr, Laurinburg, NC 28352A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank400 S Main St, Laurinburg, NC 28352A+5.0 ★Texas Ratio: 2.87%, First BankFirst Bank601 S Main St, Laurinburg, NC 28352A+5.0 ★Texas Ratio: 1.94%, PNC Bank N.A.PNC Bank N.A.505 S Main St, Laurinburg, NC 28352A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union381 PLAZA RD, LAURINBURG, NC 28352A-5.0 ★Texas Ratio: 14.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, First Capital BankFirst Capital Bank909 S Main St, Laurinburg, NC 28352A+5.0 ★Texas Ratio: 0.91%, Blue Ridge BankBlue Ridge Bank3202 Northline Ave, Greensboro, NC 27408A5.0 ★Texas Ratio: 8.11%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laurinburg, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laurinburg are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laurinburg, North Carolina
Market share is the lender's share of all home loans closed in Laurinburg, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Laurinburg 203 Lauchwood Dr, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 2.6% | 83.3% | $121,000 | View |
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★ 1 stars, 1 review 1 office in Laurinburg 400 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +7 HELOCs |
0.5% | 100% | $245,000 | View |
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1 office in Laurinburg 601 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Laurinburg 505 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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381 PLAZA RD, LAURINBURG, NC 28352 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 16 +21 HELOCs |
8.3% | 66.7% | $201,250 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $95,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1% | 100% | $115,000 | View |
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909 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
FHA | 1 | 0.5% | 100% | $255,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 50% | $115,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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701 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
VA | 1 | 0.5% | 100% | $285,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 9.8% | 80.8% | $161,315 | |
United Wholesale Mortgage
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FHA, VA | 17 | 8.8% | 90% | $216,176 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 3.1% | 75% | $158,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.1% | 100% | $198,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 6 | 3.1% | 85.7% | $161,666 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 3.1% | 60% | $148,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 3.1% | 14.3% | $138,333 | |
Newrez LLC
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Conventional, FHA | 5 | 2.6% | 100% | $89,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 2.6% | 83.3% | $159,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 5 | 2.6% | 62.5% | $227,000 | View |
New American Funding, LLC.
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Conventional, FHA | 5 | 2.6% | 62.5% | $169,000 | |
Guaranteed Rate, Inc.
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Conventional, USDA | 4 | 2.1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.1% | 80% | $152,500 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 2.1% | 66.7% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 2.1% | 83.3% | $140,000 | |
21St Mortgage
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Conventional | 4 | 2.1% | 33.3% | $52,500 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.6% | 37.5% | $88,333 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 1.6% | 100% | $91,666 | |
Reliance First Capital, LLC
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Conventional, FHA | 3 | 1.6% | 100% | $151,666 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 1% | 100% | $60,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $120,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 1% | 66.7% | $280,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 2 | 1% | 100% | $115,000 | View |
Nfm, Inc
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Conventional, FHA | 2 | 1% | 66.7% | $190,000 | |
New Day Financial, LLC.
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VA | 2 | 1% | 66.7% | $110,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 1% | 100% | $90,000 | |
Planet Home Lending, LLC
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VA | 2 | 1% | 100% | $190,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $80,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1% | 100% | $90,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 1% | 100% | $130,000 | |
Village Capital & Investment
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FHA, VA | 2 | 1% | 100% | $260,000 | |
Panorama Mortgage Group, LLC
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VA | 1 | 0.5% | 100% | $185,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.5% | 100% | $175,000 | |
Fourleaf Federal Credit Union
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FHA | 1 | 0.5% | 100% | $135,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
Kind Lending, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Allied Mortgage Group, Inc
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VA | 1 | 0.5% | 100% | $145,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 50% | $45,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $135,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.5% | 100% | $285,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $205,000 | View |
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A4.7 ★Texas Ratio: 0.83% |
FHA | 1 | 0.5% | 100% | $155,000 | View |
T2 Financial LLC
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FHA | 1 | 0.5% | 33.3% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
American Pacific Mortgage Corporation
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VA | 1 | 0.5% | 100% | $215,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Laurinburg Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laurinburg, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Laurinburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laurinburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laurinburg, NC
Use these to narrow the list above. Each category shows how many Laurinburg, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Laurinburg, NC
Independent mortgage companies closed 74.1 percent of home loans in Laurinburg, North Carolina in 2025, banks 13.5 percent and credit unions 12.4 percent. Deephaven Mortgage LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laurinburg, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Laurinburg, North Carolina with 5 loans, about 2.6 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Laurinburg, North Carolina in 2025, led by Rocket Mortgage with 5. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Laurinburg, North Carolina in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laurinburg, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laurinburg, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laurinburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
