Mortgage Lenders and Brokers in King, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
King, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA647 S Main St, King, NC 27021A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank601 S Main St, King, NC 27021A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust604 S Main St, King, NC 27021A5.0 ★Texas Ratio: 7.72%, First Horizon BankFirst Horizon Bank105 Post Office St, King, NC 27021A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union205 INGRAM DR, KING, NC 27021A-5.0 ★Texas Ratio: 14.13%, Allegacy Federal Credit UnionAllegacy Federal Credit Union109 Carmel Dr, King, NC 27021A+5.0 ★Texas Ratio: 4.25%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Piedmont Federal Savings BankPiedmont Federal Savings Bank1399 Blowing Rock Rd, Boone, NC 28607A+5.0 ★Texas Ratio: 0.60%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in King, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in King are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in King, North Carolina
Market share is the lender's share of all home loans closed in King, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in King 647 S Main St, King, NC 27021 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 8 +5 HELOCs |
2.2% | 88.9% | $338,750 | View |
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★ 1 stars, 1 review 1 office in King 601 S Main St, King, NC 27021 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +11 HELOCs |
0.8% | 100% | $178,333 | View |
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1 office in King 604 S Main St, King, NC 27021 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 50% | $265,000 | View |
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★ 5 stars, 1 review 1 office in King 105 Post Office St, King, NC 27021 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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205 INGRAM DR, KING, NC 27021 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 18 +8 HELOCs |
4.9% | 85.7% | $237,222 | View |
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109 Carmel Dr, King, NC 27021 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 11 +35 HELOCs |
3% | 85.7% | $192,272 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 7 +3 HELOCs |
1.9% | 40% | $143,571 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 100% | $161,666 | View |
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1399 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 2 | 0.5% | 100% | $150,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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115 Main St E, Banner Elk, NC 28604 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Piedmont Advantage Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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Conventional, FHA, VA | 34 | 9.2% | 56.7% | $298,823 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 32 | 8.6% | 97% | $286,875 | |
Rocket Mortgage
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Conventional, FHA | 26 | 7% | 73.7% | $168,461 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 26 | 7% | 89.7% | $290,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 23 | 6.2% | 92% | $202,826 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 17 | 4.6% | 100% | $199,705 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 11 | 3% | 80% | $347,727 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.7% | 100% | $187,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.9% | 100% | $290,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.6% | 87.5% | $263,333 | |
Pennymac Loan Services LLC
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FHA, VA | 6 | 1.6% | 85.7% | $278,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 1.6% | 46.2% | $241,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $273,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.4% | 62.5% | $171,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 5 | 1.4% | 83.3% | $241,000 | |
Mortgage Investors Group
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Conventional, VA | 5 | 1.4% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 5 | 1.4% | 27.8% | $153,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 4 | 1.1% | 100% | $205,000 | |
Summit Mortgage Corporation
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Conventional, FHA | 4 | 1.1% | 100% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.8% | 75% | $508,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.8% | 42.9% | $105,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.8% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 100% | $108,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.8% | 50% | $165,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $290,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.5% | 66.7% | $250,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 2 | 0.5% | 100% | $225,000 | View |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.5% | 100% | $225,000 | |
First Colony Mortgage Corporat
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Conventional, VA | 2 | 0.5% | 100% | $490,000 | |
Service Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $190,000 | |
Milend, Inc
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FHA | 2 | 0.5% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 2 | 0.5% | 66.7% | $225,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.5% | 66.7% | $145,000 | |
The Loan Store, Inc
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FHA | 2 | 0.5% | 100% | $340,000 | |
Lower, LLC
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FHA, VA | 2 | 0.5% | 100% | $325,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 25% | $195,000 | |
American Financial Resources LLC
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USDA | 1 | 0.3% | 50% | $155,000 | |
Primelending
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VA | 1 | 0.3% | 100% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
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USDA | 1 | 0.3% | 100% | $265,000 | |
Go Mortgage, LLC
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VA | 1 | 0.3% | 100% | $285,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.3% | 100% | $255,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $365,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Nation One Mortgage Corporatio
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
3rd Street Financial Corp
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VA | 1 | 0.3% | 100% | $655,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $225,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $345,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $265,000 | |
CPM Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $75,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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FHA | 1 | 0.3% | 100% | $295,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $75,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Together Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
King Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in King, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in King? The list below shows the banks, credit unions and mortgage brokers that closed home loans in King in 2025, with lenders based there listed first.
Types of Mortgage Lenders in King, NC
Use these to narrow the list above. Each category shows how many King, NC lenders fit and what that kind of lender is usually best for.
Who Lends in King, NC
Independent mortgage companies closed 79.2 percent of home loans in King, North Carolina in 2025, banks 7.8 percent and credit unions 13 percent. Deephaven Mortgage LLC was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in King, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in King, North Carolina with 8 loans, about 2.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in King, North Carolina in 2025, led by loanDepot.com LLC with 20. 22 lenders closed VA loans, led by loanDepot.com LLC, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 11 credit unions closed home loans in King, North Carolina in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in King, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in King, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up King. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
