Mortgage Lenders and Brokers in Hendersonville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hendersonville, North Carolina mortgage lenders include HomeTrust BankHomeTrust Bank228 6th Ave E, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 5.53%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1700 Four Seasons Blvd, Hendersonville, NC 28792A5.0 ★Texas Ratio: 7.72%, United Community BankUnited Community Bank2520 Chimney Rock Rd, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA301 S Main St, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA707 N Main St, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.245 N Main St, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 4.24%, The Park National BankThe Park National Bank218 N Main St, Hendersonville, NC 28792A5.0 ★Texas Ratio: 6.62%, First BankFirst Bank601 N Main St, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 1.94%, Truist BankTruist Bank222 S Main St, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 2.87%, and TD BankTD Bank201 Wren Dr, Hendersonville, NC 28792A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hendersonville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hendersonville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hendersonville, North Carolina
Market share is the lender's share of all home loans closed in Hendersonville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hendersonville 228 6th Ave E, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 13 +1 HELOCs |
2.8% | 86.7% | $321,153 | View |
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4 offices in Hendersonville 1700 Four Seasons Blvd, Hendersonville, NC 28792 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 10 +16 HELOCs |
2.2% | 71.4% | $402,000 | View |
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1 office in Hendersonville 2520 Chimney Rock Rd, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 9 +19 HELOCs |
2% | 90% | $459,444 | View |
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1 office in Hendersonville 301 S Main St, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 1.3% | 85.7% | $235,000 | View |
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1 office in Hendersonville 707 N Main St, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +10 HELOCs |
0.9% | 80% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Hendersonville 245 N Main St, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 3 +6 HELOCs |
0.7% | 100% | $221,666 | View |
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1 office in Hendersonville 218 N Main St, Hendersonville, NC 28792 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $295,000 | View |
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1 office in Hendersonville 601 N Main St, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $45,000 | View |
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★ 1 stars, 1 review 1 office in Hendersonville 222 S Main St, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1 office in Hendersonville 201 Wren Dr, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1377 ASHEVILLE HWY, HENDERSONVILLE, NC 28791 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 28 +27 HELOCs |
6.1% | 85.7% | $305,000 | View |
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1452 7th Ave E, Hendersonville, NC 28792 2860 A+5.0 ★Texas Ratio: 5.00% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $321,666 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.4% | 100% | $405,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $605,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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1615 Four Seasons Blvd, Hendersonville, NC 28792 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.2% | 100% | $865,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Goprime Mortgage, Inc.
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Conventional, FHA | 4 | 0.9% | 100% | $330,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.2% | 100% | $155,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 76 | 16.6% | 88.5% | $356,710 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 45 | 9.8% | 83.9% | $231,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 27 | 5.9% | 90.9% | $323,518 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 5.7% | 90% | $328,846 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 22 | 4.8% | 95.7% | $263,181 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 17 | 3.7% | 100% | $262,647 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 11 +5 HELOCs |
2.4% | 84.6% | $327,727 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 2% | 25.7% | $147,222 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.3% | 100% | $320,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 6 | 1.3% | 100% | $295,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 6 | 1.3% | 85.7% | $408,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.1% | 77.8% | $299,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.1% | 85.7% | $335,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.1% | 100% | $331,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.1% | 100% | $255,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $337,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $200,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 0.9% | 44.4% | $62,500 | |
T2 Financial LLC
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Conventional, VA | 4 | 0.9% | 100% | $317,500 | |
Mortgage Research Center
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FHA, VA | 4 | 0.9% | 66.7% | $382,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.9% | 100% | $80,000 | View |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +2 HELOCs |
0.7% | 75% | $371,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 50% | $375,000 | |
New American Funding, LLC.
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Conventional | 3 | 0.7% | 100% | $191,666 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $400,000 | |
Nbkc Bank
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VA | 2 | 0.4% | 100% | $360,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 2 | 0.4% | 23.5% | $60,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.4% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.4% | 100% | $410,000 | |
21St Mortgage
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Conventional | 2 | 0.4% | 13.3% | $30,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 50% | $100,000 | |
Village Capital & Investment
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FHA | 2 | 0.4% | 100% | $400,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $275,000 | View |
Amerisave Mortgage Company
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $395,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Capital Center LLC
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Conventional | 1 | 0.2% | 50% | $315,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
American Heritage Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $145,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Thrivent Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $415,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $185,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Texana Bank
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.2% | 100% | $375,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hendersonville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hendersonville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Hendersonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hendersonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hendersonville, NC
Use these to narrow the list above. Each category shows how many Hendersonville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Hendersonville, NC
Independent mortgage companies closed 72.3 percent of home loans in Hendersonville, North Carolina in 2025, banks 15.9 percent and credit unions 11.8 percent. Goprime Mortgage, Inc. was the largest mortgage company, HomeTrust Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, HomeTrust Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hendersonville, NC
By home loans closed in 2025, HomeTrust Bank was the largest mortgage lender in Hendersonville, North Carolina with 13 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hendersonville, North Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 88.5 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Hendersonville, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 33. 15 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 16 credit unions closed home loans in Hendersonville, North Carolina in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hendersonville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hendersonville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hendersonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
