Mortgage Lenders and Brokers in Half Moon, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Half Moon, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Marine Federal Credit UnionMarine Federal Credit Union1231 Birch St, Camp Lejeune, NC 28547 2529A5.0 ★Texas Ratio: 8.11%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Providence BankProvidence Bank300 Us Highway 17 N, Holly Ridge, NC 28445A+5.0 ★Texas Ratio: 0.81%, PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%, and Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Half Moon, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Half Moon are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Half Moon, North Carolina
Market share is the lender's share of all home loans closed in Half Moon, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 9 +11 HELOCs |
1.2% | 75% | $238,333 | View |
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1231 Birch St, Camp Lejeune, NC 28547 2529 A5.0 ★Texas Ratio: 8.11% |
Conventional, VA | 6 | 0.8% | 75% | $176,666 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 4 +4 HELOCs |
0.5% | 100% | $227,500 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.5% | 66.7% | $125,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $175,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $60,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.3% | 100% | $170,000 | View |
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300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.3% | 100% | $100,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $205,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $255,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
VA | 1 | 0.1% | 100% | $335,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $295,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.1% | 100% | $85,000 | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.1% | 100% | $125,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AAFMAA Mortgage Services LLC
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VA | 2 | 0.3% | 100% | $285,000 | |
American Security Mortgage Cor
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FHA, USDA | 2 | 0.3% | 100% | $305,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Goprime Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 79 +15 HELOCs |
10.7% | 88% | $216,898 | |
Newrez LLC
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Conventional, FHA, VA | 65 | 8.8% | 87.8% | $278,384 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 60 | 8.2% | 100% | $301,166 | |
Mortgage Research Center
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Conventional, VA | 56 | 7.6% | 69.1% | $279,821 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 51 | 6.9% | 88.9% | $284,215 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 40 | 5.4% | 89.8% | $286,750 | |
Jet HomeLoans, LP
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FHA, VA | 40 | 5.4% | 97.6% | $329,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 36 +6 HELOCs |
4.9% | 100% | $282,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 4.2% | 88.9% | $214,354 | |
Integrity Home Mortgage Corporation
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FHA, VA | 17 | 2.3% | 94.4% | $284,411 | |
Pennymac Loan Services LLC
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FHA, VA | 16 | 2.2% | 94.4% | $263,750 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 14 | 1.9% | 100% | $240,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 13 | 1.8% | 82.4% | $297,307 | |
Fairway Independent Mort Corp
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Conventional, VA | 10 | 1.4% | 100% | $289,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.2% | 100% | $302,777 | |
Guaranteed Rate, Inc.
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FHA, VA | 9 | 1.2% | 90% | $265,000 | |
Village Capital & Investment
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VA | 9 | 1.2% | 86.7% | $283,888 | |
Loansteady LLC
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Conventional, FHA, VA | 7 | 1% | 100% | $307,857 | |
New Day Financial, LLC.
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VA | 5 | 0.7% | 62.5% | $335,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 5 | 0.7% | 100% | $287,000 | |
Planet Home Lending, LLC
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Conventional, VA | 5 | 0.7% | 100% | $193,000 | |
T2 Financial LLC
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FHA, VA | 5 | 0.7% | 100% | $293,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 5 | 0.7% | 100% | $139,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 0.7% | 100% | $307,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 4 | 0.5% | 26.7% | $157,500 | |
Zillow Home Loans, LLC
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Conventional, VA | 4 | 0.5% | 80% | $300,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 4 | 0.5% | 66.7% | $275,000 | View |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.4% | 37.5% | $335,000 | |
Cmg Mortgage Inc
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VA, HELOC | 3 +1 HELOCs |
0.4% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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VA | 3 | 0.4% | 60% | $331,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 3 | 0.4% | 100% | $295,000 | View |
AdvantageFirst Lending Inc
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VA | 3 | 0.4% | 100% | $291,666 | |
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A+5.0 ★Texas Ratio: 0.01% |
VA | 3 | 0.4% | 75% | $428,333 | View |
Mid-Continent Funding, Inc.
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VA | 3 | 0.4% | 100% | $218,333 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.4% | 30% | $88,333 | |
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A+5.0 ★Texas Ratio: 3.36% |
VA | 2 | 0.3% | 100% | $410,000 | View |
Nbkc Bank
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VA | 2 | 0.3% | 100% | $250,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.3% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 2 | 0.3% | 100% | $340,000 | View |
Advisors Mortgage Group, LLC
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VA | 2 | 0.3% | 100% | $300,000 | |
Intercoastal Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $245,000 | |
SIRVA Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 100% | $280,000 | View |
Pentagon Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $185,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.3% | 100% | $245,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 10% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.1% | 100% | $335,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $315,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.1% | 100% | $235,000 | |
Goodleap, LLC
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VA | 1 | 0.1% | 100% | $255,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.1% | 100% | $225,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.1% | 16.7% | $205,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.1% | 100% | $295,000 | View |
NOVA Financial & Investment Corporation
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VA | 1 | 0.1% | 100% | $275,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.1% | 100% | $215,000 | |
American Financial Network, Inc.
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VA | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.1% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.1% | 100% | $215,000 | View |
Success Mortgage Partners, Inc
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VA | 1 | 0.1% | 100% | $395,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 60% | $275,000 | |
Schumacher Mortgage LLC
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VA, Jumbo | 1 | 0.1% | 100% | $1,035,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $235,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.1% | 100% | $175,000 | |
Nfm, Inc
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VA | 1 | 0.1% | 100% | $315,000 | |
Capital Center LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional | 1 | 0.1% | 100% | $445,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Milend, Inc
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VA | 1 | 0.1% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
Radius Financial Group Inc
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VA | 1 | 0.1% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $225,000 | |
Keystone Funding, Inc
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VA | 1 | 0.1% | 100% | $375,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Lower, LLC
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Conventional | 1 | 0.1% | 50% | $215,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.1% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Half Moon Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Half Moon, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Half Moon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Half Moon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Half Moon, NC
Use these to narrow the list above. Each category shows how many Half Moon, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Half Moon, NC
Independent mortgage companies closed 80.3 percent of home loans in Half Moon, North Carolina in 2025, banks 6.2 percent and credit unions 13.5 percent. AAFMAA Mortgage Services LLC was the largest mortgage company, First Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Half Moon, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Half Moon, North Carolina with 9 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Half Moon, North Carolina, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Half Moon, North Carolina in 2025, led by Newrez LLC with 6. 71 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Half Moon, North Carolina in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Half Moon, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Half Moon, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Half Moon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
