Mortgage Lenders and Brokers in Dallas, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dallas, North Carolina mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association3135 Dallas High Shoal Hwy, Dallas, NC 28034A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank501 W Trade St, Dallas, NC 28034A+5.0 ★Texas Ratio: 2.87%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Uwharrie BankUwharrie Bank800 Highway 24 27 Bypass, Albemarle, NC 28001A+5.0 ★Texas Ratio: 0.72%, and Wells Fargo Bank NAWells Fargo Bank NA1018 Dallas Cherryville Hwy, Dallas, NC 28034A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dallas, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dallas are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dallas, North Carolina
Market share is the lender's share of all home loans closed in Dallas, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Dallas 3135 Dallas High Shoal Hwy, Dallas, NC 28034 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 75% | $291,666 | View |
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★ 1 stars, 1 review 1 office in Dallas 501 W Trade St, Dallas, NC 28034 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +8 HELOCs |
0.8% | 100% | $250,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 11 +10 HELOCs |
4.3% | 68.8% | $221,363 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 7 +4 HELOCs |
2.7% | 58.3% | $63,571 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 6 | 2.3% | 75% | $141,666 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 1.6% | 100% | $265,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 1.2% | 75% | $155,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.8% | 100% | $295,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
FHA | 2 | 0.8% | 100% | $240,000 | View |
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1018 Dallas Cherryville Hwy, Dallas, NC 28034 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 50% | $195,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional | 2 | 0.8% | 100% | $450,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $325,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
American Security Mortgage Cor
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Conventional, FHA, USDA | 6 | 2.3% | 100% | $248,333 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.8% | 100% | $190,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 10.9% | 77.5% | $158,214 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 28 | 10.9% | 87.5% | $300,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 17 | 6.6% | 100% | $233,235 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 5.8% | 88.9% | $267,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 10 | 3.9% | 100% | $301,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.7% | 88.9% | $222,142 | |
Howard Hanna Financial Services, Inc
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Conventional, VA, USDA | 6 | 2.3% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.9% | 83.3% | $309,000 | |
Pennymac Loan Services LLC
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FHA | 5 | 1.9% | 100% | $281,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 4 | 1.6% | 80% | $155,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.6% | 100% | $327,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $161,666 | |
Newrez LLC
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FHA, VA | 3 | 1.2% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.2% | 40% | $91,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $345,000 | |
New American Funding, LLC.
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FHA, VA | 3 | 1.2% | 60% | $265,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 40% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $220,000 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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FHA | 2 | 0.8% | 100% | $370,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.8% | 66.7% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.8% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.8% | 100% | $325,000 | View |
American Financial Network, Inc.
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VA, USDA | 2 | 0.8% | 100% | $400,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.8% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 0.8% | 100% | $190,000 | View |
Nationstar Mortgage
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FHA | 2 | 0.8% | 100% | $265,000 | |
TowneBank
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Conventional, FHA | 2 | 0.8% | 100% | $310,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.8% | 37.5% | $95,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $385,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.4% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $195,000 | |
Goodleap, LLC
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VA | 1 | 0.4% | 50% | $155,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $285,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 0.4% | 100% | $215,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $335,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 33.3% | $295,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Nation One Mortgage Corporatio
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FHA | 1 | 0.4% | 100% | $305,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.4% | 100% | $315,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 0.4% | 100% | $285,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $215,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.4% | 50% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.21% |
FHA | 1 | 0.4% | 100% | $375,000 | View |
RoundPoint Mortgage Servicing LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 50% | $325,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 0.4% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $35,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Consolidated Community Credit
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dallas Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dallas, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Dallas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dallas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dallas, NC
Use these to narrow the list above. Each category shows how many Dallas, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Dallas, NC
Independent mortgage companies closed 74.3 percent of home loans in Dallas, North Carolina in 2025, banks 15.2 percent and credit unions 10.5 percent. American Security Mortgage Cor was the largest mortgage company, Southstate Bank, National Association the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dallas, NC
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Dallas, North Carolina with 3 loans, about 1.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Dallas, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 13. 19 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 9 credit unions closed home loans in Dallas, North Carolina in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dallas, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dallas, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dallas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
