Mortgage Lenders and Brokers in Clinton, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clinton, North Carolina mortgage lenders include Truist BankTruist Bank501 Warsaw Rd, Clinton, NC 28328A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust200 Fayetteville St, Clinton, NC 28328A5.0 ★Texas Ratio: 7.72%, Southern Bank and Trust CompanySouthern Bank and Trust Company1008 Sunset Ave, Clinton, NC 28328A+5.0 ★Texas Ratio: 1.13%, PNC Bank N.A.PNC Bank N.A.300 Fayetteville St, Clinton, NC 28328A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union221 NORTH BLVD, CLINTON, NC 28328A-5.0 ★Texas Ratio: 14.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, First Federal BankFirst Federal Bank110 W Dupree St, Angier, NC 27501A4.8 ★Texas Ratio: 5.15%, Ks Bank, Inc.Ks Bank, Inc.6374 Deans St, Bailey, NC 27807A+5.0 ★Texas Ratio: 1.78%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, and Summit Credit UnionSummit Credit Union8210 W Market St, Greensboro, NC 27409A+5.0 ★Texas Ratio: 2.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clinton, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clinton, North Carolina
Market share is the lender's share of all home loans closed in Clinton, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Clinton 501 Warsaw Rd, Clinton, NC 28328 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 12 +7 HELOCs |
5.7% | 85.7% | $175,833 | View |
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2 offices in Clinton 200 Fayetteville St, Clinton, NC 28328 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
1.4% | 60% | $151,666 | View |
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1 office in Clinton 1008 Sunset Ave, Clinton, NC 28328 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $320,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Clinton 300 Fayetteville St, Clinton, NC 28328 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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221 NORTH BLVD, CLINTON, NC 28328 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 14 +19 HELOCs |
6.6% | 70% | $214,285 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 6 | 2.8% | 100% | $355,000 | View |
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110 W Dupree St, Angier, NC 27501 A4.8 ★Texas Ratio: 5.15% |
Conventional | 2 | 0.9% | 100% | $285,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 2 | 0.9% | 100% | $255,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 33.3% | $55,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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VA | 1 | 0.5% | 100% | $335,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 10% | 100% | $251,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 6.2% | 92.9% | $243,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 12 | 5.7% | 92.3% | $230,833 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 4.7% | 55.6% | $167,000 | |
Panorama Mortgage Group, LLC
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FHA, VA, USDA | 9 | 4.3% | 100% | $276,111 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 7 | 3.3% | 100% | $177,857 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 3.3% | 17.1% | $133,571 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 2.4% | 71.4% | $141,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 5 | 2.4% | 100% | $337,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.9% | 57.1% | $115,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.4% | 100% | $241,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.4% | 100% | $171,666 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 1.4% | 100% | $188,333 | |
Mortgage Research Center
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VA | 3 | 1.4% | 100% | $281,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.4% | 100% | $118,333 | |
Village Capital & Investment
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FHA, VA | 3 | 1.4% | 75% | $251,666 | |
Cmg Mortgage Inc
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Conventional, USDA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $90,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.9% | 66.7% | $220,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.9% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.9% | 100% | $315,000 | View |
VanDyk Mortgage Corporation
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FHA | 2 | 0.9% | 100% | $245,000 | |
Capital Center LLC
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Conventional | 2 | 0.9% | 100% | $245,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 100% | $200,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $150,000 | |
Nationstar Mortgage
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FHA | 2 | 0.9% | 100% | $150,000 | |
TowneBank
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Conventional, FHA | 2 | 0.9% | 100% | $90,000 | |
21St Mortgage
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Conventional | 2 | 0.9% | 33.3% | $110,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $285,000 | View |
Polaris Home Funding Corp.
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $375,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.5% | 100% | $515,000 | View |
SWBC Mortgage Corporation
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VA | 1 | 0.5% | 100% | $475,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 33.3% | $265,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 100% | $35,000 | |
United Trust Bank
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VA | 1 | 0.5% | 100% | $235,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Network Capital Funding Corporation
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Conventional | 1 | 0.5% | 100% | $285,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $345,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $215,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $335,000 | |
Nfm, Inc
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VA | 1 | 0.5% | 100% | $235,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.5% | 100% | $145,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.5% | 50% | $215,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clinton Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clinton, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clinton, NC
Use these to narrow the list above. Each category shows how many Clinton, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Clinton, NC
Independent mortgage companies closed 72.5 percent of home loans in Clinton, North Carolina in 2025, banks 20.4 percent and credit unions 7.1 percent. Cardinal Financial Company, Li was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clinton, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Clinton, North Carolina with 12 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Clinton, North Carolina in 2025, led by United Wholesale Mortgage with 10. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Clinton, North Carolina in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clinton, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
