Camden, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union101 Rosabelle Ct, CAMDEN, NC 27921A-5.0 ★Texas Ratio: 14.13%, Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank3101 S Church St, Burlington, NC 27215A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, and PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Camden, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Camden are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Camden, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
101 Rosabelle Ct, CAMDEN, NC 27921 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 6 +11 HELOCs |
3.9% | 70% | $286,666 | View |
|
506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 6 +2 HELOCs |
3.9% | 100% | $516,666 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 1.3% | 100% | $190,000 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $285,000 | View |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $335,000 | View |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AAFMAA Mortgage Services LLC
|
VA | 1 | 0.6% | 100% | $435,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 17 | 11% | 85.7% | $275,588 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +6 HELOCs |
8.4% | 68.4% | $278,076 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA, VA, USDA | 11 | 7.1% | 100% | $326,818 | View |
United Wholesale Mortgage
|
Conventional, VA | 8 | 5.2% | 80% | $421,250 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 7 | 4.5% | 87.5% | $379,285 | |
Mortgage Research Center
|
VA | 6 | 3.9% | 66.7% | $378,333 | |
RW Towne, LLC
|
Conventional, FHA, VA | 6 | 3.9% | 100% | $375,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 5 | 3.2% | 100% | $537,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 5 | 3.2% | 100% | $289,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 2.6% | 88.9% | $417,500 | |
Newrez LLC
|
FHA, VA | 3 | 1.9% | 100% | $395,000 | |
loanDepot.com LLC
|
Conventional, VA | 3 | 1.9% | 75% | $348,333 | |
Pennymac Loan Services LLC
|
FHA, VA | 3 | 1.9% | 60% | $425,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 2 | 1.3% | 100% | $470,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 1.3% | 100% | $310,000 | View |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 1.3% | 100% | $395,000 | View |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 1.3% | 100% | $360,000 | |
Planet Home Lending, LLC
|
Conventional, VA | 2 | 1.3% | 100% | $285,000 | |
Towne Mortgage
|
Conventional | 2 | 1.3% | 66.7% | $525,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 1.3% | 100% | $270,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 1.3% | 100% | $95,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 1.3% | 100% | $340,000 | |
TowneBank
|
VA, HELOC | 1 +3 HELOCs |
0.6% | 100% | $765,000 | |
Tidewater Home Funding, LLC
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.6% | 100% | $375,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $65,000 | |
Primelending
|
VA | 1 | 0.6% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.6% | 100% | $675,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.6% | 100% | $425,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.6% | 100% | $435,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.6% | 100% | $175,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.6% | 100% | $445,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.6% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Union Home Mortgage Corp.
|
VA | 1 | 0.6% | 100% | $285,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.6% | 100% | $225,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.6% | 100% | $445,000 | View |
Nationstar Mortgage
|
FHA | 1 | 0.6% | 100% | $105,000 | |
Saygo Home Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.6% | 50% | $385,000 | |
1St Advantage Federal Credit U
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $925,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.6% | 100% | $45,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.6% | 100% | $315,000 | View |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.6% | 100% | $495,000 | |
Village Capital & Investment
|
VA | 1 | 0.6% | 100% | $535,000 | |
Abnb Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
BayPort Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Camden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Camden in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Camden, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.1 percent of home loans in Camden, North Carolina in 2025, banks 20 percent and credit unions 12.9 percent. AAFMAA Mortgage Services LLC was the largest mortgage company, Southern Bank and Trust Company the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Camden, North Carolina with 6 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Camden, North Carolina in 2025, led by Rocket Mortgage with 6. 31 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Camden, North Carolina in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Camden, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Camden, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Camden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.