Mortgage Lenders and Brokers in Burnsville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Burnsville, North Carolina mortgage lenders include United Community BankUnited Community Bank291 East Us Highway 19e, Burnsville, NC 28714A+5.0 ★Texas Ratio: 2.97%, TD BankTD Bank600 W Us Highway 19e Byp, Burnsville, NC 28714A+5.0 ★Texas Ratio: 3.71%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust364 East Bypass, Burnsville, NC 28714A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA109 Town Sq, Burnsville, NC 28714A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.530 W Bypass, Burnsville, NC 28714A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union40 CHARLIE BROWN RD, BURNSVILLE, NC 28714A-5.0 ★Texas Ratio: 14.13%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Telco Community Credit UnionTelco Community Credit Union198 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.00%, and Bank of Oak RidgeBank of Oak Ridge400 Pisgah Church Rd, Greensboro, NC 27455A+5.0 ★Texas Ratio: 2.92%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Burnsville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Burnsville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Burnsville, North Carolina
Market share is the lender's share of all home loans closed in Burnsville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Burnsville 291 East Us Highway 19e, Burnsville, NC 28714 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, USDA, HELOC | 12 +10 HELOCs |
11.9% | 76.5% | $201,666 | View |
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1 office in Burnsville 600 W Us Highway 19e Byp, Burnsville, NC 28714 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $330,000 | View |
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1 office in Burnsville 364 East Bypass, Burnsville, NC 28714 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 50% | $315,000 | View |
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1 office in Burnsville 109 Town Sq, Burnsville, NC 28714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Burnsville 530 W Bypass, Burnsville, NC 28714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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40 CHARLIE BROWN RD, BURNSVILLE, NC 28714 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 13 +6 HELOCs |
12.9% | 72.2% | $200,384 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $235,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $105,000 | View |
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198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
USDA | 1 | 1% | 100% | $245,000 | View |
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400 Pisgah Church Rd, Greensboro, NC 27455 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 1% | 100% | $265,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AgSouth Farm Credit
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Conventional | 1 | 1% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 10.9% | 64.7% | $246,818 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
8.9% | 69.2% | $243,888 | |
Movement Mortgage, LLC
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Conventional | 4 | 4% | 100% | $257,500 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 3% | 100% | $321,666 | View |
Plaza Home Mortgage, Inc
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Conventional | 3 | 3% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $105,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 2% | 100% | $275,000 | |
T2 Financial LLC
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Conventional | 2 | 2% | 100% | $265,000 | |
21St Mortgage
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Conventional | 2 | 2% | 100% | $75,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2% | 25% | $115,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 1% | 100% | $485,000 | View |
American Financial Resources LLC
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USDA | 1 | 1% | 100% | $205,000 | |
Everett Financial, Inc.
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FHA | 1 | 1% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 100% | $365,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $325,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1% | 100% | $325,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 1% | 100% | $325,000 | |
Click n' Close, Inc.
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USDA | 1 | 1% | 100% | $295,000 | |
Bay Equity LLC
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Conventional | 1 | 1% | 100% | $235,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 1% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $155,000 | View |
Agfirst Farm Credit Bank
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Conventional | 1 | 1% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 1% | 100% | $535,000 | |
Milend, Inc
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Conventional | 1 | 1% | 100% | $175,000 | |
The Mortgage Firm
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Conventional | 1 | 1% | 100% | $765,000 | |
Mortgage Research Center
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VA | 1 | 1% | 50% | $335,000 | |
CB&S Bank
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Conventional | 1 | 1% | 100% | $615,000 | |
Towne Mortgage Company
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USDA | 1 | 1% | 100% | $245,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $65,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1% | 100% | $355,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Burnsville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Burnsville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Burnsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Burnsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Burnsville, NC
Use these to narrow the list above. Each category shows how many Burnsville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Burnsville, NC
Independent mortgage companies closed 56.4 percent of home loans in Burnsville, North Carolina in 2025, banks 23.8 percent and credit unions 19.8 percent. AgSouth Farm Credit was the largest mortgage company, United Community Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Burnsville, NC
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Burnsville, North Carolina with 12 loans, about 11.9 percent of the market. The largest lender headquartered in North Carolina was First Ciitizens Bank and Trust with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Burnsville, North Carolina in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Burnsville, North Carolina in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Burnsville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Burnsville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Burnsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
