Mortgage Lenders and Brokers in Belville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belville, North Carolina mortgage lenders include First BankFirst Bank10 Waterford Business Center Way, Belville, NC 28451A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union51 Gregory Rd, BELVILLE, NC 28451 8577A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Marine Federal Credit UnionMarine Federal Credit Union1231 Birch St, Camp Lejeune, NC 28547 2529A5.0 ★Texas Ratio: 8.11%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, and PNC Bank N.A.PNC Bank N.A.102 Church St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belville, North Carolina
Market share is the lender's share of all home loans closed in Belville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Belville 10 Waterford Business Center Way, Belville, NC 28451 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.9% | 100% | $685,000 | View |
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51 Gregory Rd, BELVILLE, NC 28451 8577 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 6 +9 HELOCs |
5.6% | 85.7% | $245,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $295,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $85,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
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1231 Birch St, Camp Lejeune, NC 28547 2529 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 10.2% | 91.7% | $190,454 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
5.6% | 75% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 3.7% | 100% | $362,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.7% | 100% | $387,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, USDA | 4 | 3.7% | 100% | $382,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 3.7% | 100% | $350,000 | |
TowneBank
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Conventional, FHA | 4 | 3.7% | 100% | $207,500 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 3.7% | 100% | $372,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.8% | 75% | $195,000 | |
Loansteady LLC
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Conventional, FHA, VA | 3 | 2.8% | 100% | $395,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 3 | 2.8% | 100% | $288,333 | View |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.8% | 100% | $405,000 | |
Corning Credit Union
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Conventional, HELOC | 2 +8 HELOCs |
1.9% | 100% | $205,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 1.9% | 100% | $290,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.9% | 100% | $330,000 | |
Newrez LLC
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Conventional | 2 | 1.9% | 60% | $60,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $380,000 | |
loanDepot.com LLC
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VA | 2 | 1.9% | 100% | $285,000 | |
T2 Financial LLC
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Conventional, VA | 2 | 1.9% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 100% | $70,000 | |
Equity Resources Inc
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VA | 1 | 0.9% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.9% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.9% | 100% | $315,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $325,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Loanunited.Com, LLC
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FHA | 1 | 0.9% | 100% | $275,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.9% | 100% | $475,000 | View |
Orangepath Financial Inc
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.9% | 100% | $345,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 50% | $45,000 | |
New Day Financial, LLC.
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VA | 1 | 0.9% | 50% | $155,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $335,000 | |
Excite Credit Union
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $285,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 50% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.9% | 100% | $365,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.9% | 100% | $85,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.9% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Belville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Belville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belville, NC
Use these to narrow the list above. Each category shows how many Belville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Belville, NC
Independent mortgage companies closed 68.5 percent of home loans in Belville, North Carolina in 2025, banks 18.5 percent and credit unions 13 percent. Rocket Mortgage was the largest mortgage company, First Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belville, NC
By home loans closed in 2025, First Bank was the largest mortgage lender in Belville, North Carolina with 1 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Belville, North Carolina in 2025, led by Pennymac Loan Services LLC with 3. 15 lenders closed VA loans, led by Prosperity Home Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Belville, North Carolina in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
