Mortgage Lenders and Brokers in Beaufort, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beaufort, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1505 Live Oak St, Beaufort, NC 28516A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank617 Front St, Beaufort, NC 28516A+5.0 ★Texas Ratio: 2.87%, First BankFirst Bank1503 Live Oak St, Beaufort, NC 28516A+5.0 ★Texas Ratio: 1.94%, Wells Fargo Bank NAWells Fargo Bank NA1792 Live Oak St, Beaufort, NC 28516A+5.0 ★Texas Ratio: 5.36%, State Employees' Credit UnionState Employees' Credit Union1900 LIVE OAK ST, BEAUFORT, NC 28516A-5.0 ★Texas Ratio: 14.13%, Capital Bank, N.A.Capital Bank, N.A.890 Hendersonville Rd, Asheville, NC 28803A-5.0 ★Texas Ratio: 15.49%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, and First Flight Federal Credit UnionFirst Flight Federal Credit Union1815 Kildaire Farm Rd, Cary, NC 27518A+5.0 ★Texas Ratio: 3.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beaufort, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beaufort are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beaufort, North Carolina
Market share is the lender's share of all home loans closed in Beaufort, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Beaufort 1505 Live Oak St, Beaufort, NC 28516 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 9 +8 HELOCs |
3.8% | 91.7% | $590,555 | View |
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★ 1 stars, 1 review 1 office in Beaufort 617 Front St, Beaufort, NC 28516 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +14 HELOCs |
3.4% | 88.9% | $461,250 | View |
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1 office in Beaufort 1503 Live Oak St, Beaufort, NC 28516 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 66.7% | $345,000 | View |
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1 office in Beaufort 1792 Live Oak St, Beaufort, NC 28516 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $280,000 | View |
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1900 LIVE OAK ST, BEAUFORT, NC 28516 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 30 +23 HELOCs |
12.6% | 93.8% | $348,000 | View |
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890 Hendersonville Rd, Asheville, NC 28803 A-5.0 ★Texas Ratio: 15.49% |
Conventional, VA | 5 | 2.1% | 83.3% | $397,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 80% | $312,500 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.7% | 100% | $762,500 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo | 4 | 1.7% | 100% | $510,000 | |
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1815 Kildaire Farm Rd, Cary, NC 27518 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 2 | 0.8% | 66.7% | $245,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $135,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA | 16 | 6.7% | 100% | $321,875 | |
Corporate Investors Mortgage G
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Conventional, VA | 14 | 5.9% | 100% | $390,714 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.4% | 100% | $595,000 | |
Wolfe Financial Inc
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VA | 1 | 0.4% | 100% | $765,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 10.9% | 81.2% | $271,538 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +5 HELOCs |
4.6% | 100% | $189,545 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 2.5% | 88.9% | $381,666 | |
Guild Mortgage Company
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Conventional, VA | 6 | 2.5% | 100% | $366,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.1% | 100% | $401,000 | |
Freedom Mortgage Corporation
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VA | 4 | 1.7% | 80% | $485,000 | |
Movement Mortgage, LLC
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Conventional, VA | 4 | 1.7% | 100% | $427,500 | |
Newrez LLC
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Conventional, USDA, Jumbo | 3 | 1.3% | 75% | $565,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 1.3% | 100% | $331,666 | |
Mortgage Research Center
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VA | 3 | 1.3% | 75% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.3% | 100% | $351,666 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $315,000 | |
loanDepot.com LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $205,000 | |
Equity Resources Inc
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Conventional, Jumbo | 2 | 0.8% | 100% | $770,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $280,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.8% | 50% | $485,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $295,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.8% | 40% | $180,000 | |
MortgageCountry
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Conventional | 2 | 0.8% | 100% | $495,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.8% | 100% | $380,000 | |
Integrity Home Mortgage Corporation
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Conventional | 2 | 0.8% | 100% | $630,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.8% | 100% | $275,000 | |
Lower, LLC
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Conventional | 2 | 0.8% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.4% | 100% | $345,000 | View |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $505,000 | View |
Resource Financial Services, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.4% | 100% | $395,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 3.15% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $665,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.4% | 100% | $385,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,875,000 | View |
TowneBank
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Texana Bank
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $165,000 | |
Mission Loans, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Beaufort Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beaufort, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Beaufort? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beaufort in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beaufort, NC
Use these to narrow the list above. Each category shows how many Beaufort, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Beaufort, NC
Independent mortgage companies closed 56.3 percent of home loans in Beaufort, North Carolina in 2025, banks 23.1 percent and credit unions 20.6 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beaufort, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Beaufort, North Carolina with 9 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Beaufort, North Carolina in 2025, led by American Security Mortgage Cor with 5. 20 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 8 credit unions closed home loans in Beaufort, North Carolina in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beaufort, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beaufort, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beaufort. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
