Mortgage Lenders and Brokers in West Babylon, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Babylon, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA523 W Montauk Hwy, West Babylon, NY 11704A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank701 W Montauk Hwy, West Babylon, NY 11704A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank955 Little East Neck Rd, West Babylon, NY 11704A+5.0 ★Texas Ratio: 4.11%, Flagstar Bank NAFlagstar Bank NA653 W Montauk Hwy, West Babylon, NY 11704D3.3 ★Texas Ratio: 35.11%, Teachers Federal Credit UnionTeachers Federal Credit Union355 Broadway, Amityville, NY 11701, United Mortgage Corp.United Mortgage Corp.252 Broadway, Brooklyn, NY 11211A5.0 ★Texas Ratio: 9.27%, Fourleaf Federal Credit UnionFourleaf Federal Credit Union555 W Montauk Hwy, West Babylon, NY 11704B+4.8 ★Texas Ratio: 17.52%, Citizens Bank, NACitizens Bank, NA1440 Central Ave, Albany, NY 12205A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, and Bank of America NABank of America NA1450 Western Ave, Albany, NY 12203A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Babylon, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Babylon are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Babylon, New York
Market share is the lender's share of all home loans closed in West Babylon, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in West Babylon 523 W Montauk Hwy, West Babylon, NY 11704 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 15 +4 HELOCs |
3.1% | 80% | $482,333 | View |
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1 office in West Babylon 701 W Montauk Hwy, West Babylon, NY 11704 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 6 +4 HELOCs |
1.2% | 60% | $98,333 | View |
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1 office in West Babylon 955 Little East Neck Rd, West Babylon, NY 11704 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in West Babylon 653 W Montauk Hwy, West Babylon, NY 11704 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
Conventional, VA, HELOC | 19 +13 HELOCs |
3.9% | 95.2% | $195,526 | |
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252 Broadway, Brooklyn, NY 11211 A5.0 ★Texas Ratio: 9.27% |
Conventional, FHA | 17 | 3.5% | 90.5% | $635,588 | View |
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555 W Montauk Hwy, West Babylon, NY 11704 B+4.8 ★Texas Ratio: 17.52% |
Conventional, FHA, HELOC | 9 +43 HELOCs |
1.9% | 100% | $328,333 | View |
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1440 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 7 +20 HELOCs |
1.5% | 100% | $380,714 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.2% | 85.7% | $375,000 | View |
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1450 Western Ave, Albany, NY 12203 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +7 HELOCs |
1% | 83.3% | $459,000 | View |
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1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 5 +3 HELOCs |
1% | 83.3% | $483,000 | View |
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50 Route 109 # 110, West Babylon, NY 11704 6208 A+5.0 ★Texas Ratio: 3.84% |
Conventional, HELOC | 4 +24 HELOCs |
0.8% | 44.4% | $177,500 | View |
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7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 4 | 0.8% | 100% | $335,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 75% | $125,000 | View |
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★ 1 stars, 1 review 50 Farmingdale Road (nys Route 109), West Babylon, NY 11704 A5.0 ★Texas Ratio: 9.37% |
Conventional | 3 | 0.6% | 100% | $355,000 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 66.7% | $155,000 | View |
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2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $190,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $125,000 | |
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20907 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 2 | 0.4% | 100% | $460,000 | View |
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3201 31st Ave, Astoria, NY 11106 2408 A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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3502 Broadway, Astoria, NY 11106 A+5.0 ★Texas Ratio: 4.00% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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5402 8th Ave, Brooklyn, NY 11220 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA, Jumbo | 28 | 5.8% | 96.7% | $610,000 | |
Contour Mortgage Corporation
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Conventional, FHA, VA | 18 | 3.7% | 100% | $571,111 | |
Cliffco, Inc.
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Conventional, FHA | 14 | 2.9% | 100% | $537,857 | |
East Coast Capital Corp.
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Conventional, FHA | 11 | 2.3% | 73.3% | $604,090 | |
Interstate Home Loan Center, Inc.
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Conventional, FHA | 11 | 2.3% | 84.6% | $547,727 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA, VA | 9 | 1.9% | 100% | $467,222 | |
UNMB Home Loans Inc
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Conventional, FHA, VA | 4 | 0.8% | 100% | $647,500 | |
Jet Direct Funding Corp.
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Conventional | 3 | 0.6% | 66.7% | $478,333 | |
Reliant Home Funding, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $481,666 | |
Hartford Funding, Ltd.
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Conventional, FHA | 2 | 0.4% | 66.7% | $595,000 | |
Mid-Island Mortgage Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $590,000 | View |
Lynx Mortgage Bank LLC
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Conventional | 2 | 0.4% | 100% | $375,000 | |
Reliance First Capital, LLC
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FHA | 2 | 0.4% | 100% | $460,000 | |
Lyons Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $835,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Jovia Financial Federal Credit
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HELOC | 0 +13 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, HELOC | 61 +2 HELOCs |
12.7% | 84.7% | $551,065 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 10% | 81.7% | $290,833 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 19 | 3.9% | 95% | $555,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 13 +1 HELOCs |
2.7% | 100% | $450,384 | |
Newrez LLC
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Conventional, FHA | 13 | 2.7% | 56.5% | $328,846 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.9% | 76.9% | $587,222 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 1.9% | 100% | $500,555 | |
Discover Bank
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Conventional | 8 | 1.7% | 45% | $112,500 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 8 | 1.7% | 100% | $477,500 | |
American Financial Network, Inc.
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Conventional, FHA | 6 | 1.2% | 100% | $593,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 1% | 71.4% | $359,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $545,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.8% | 100% | $540,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 75% | $491,666 | |
loanDepot.com LLC
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Conventional | 3 | 0.6% | 50% | $148,333 | |
Nqm Funding, LLC
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Conventional | 3 | 0.6% | 57.1% | $511,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 60% | $488,333 | |
Arc Home LLC
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Conventional | 2 | 0.4% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.4% | 100% | $480,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $245,000 | |
Dart Bank
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Conventional, FHA | 2 | 0.4% | 66.7% | $410,000 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 0.4% | 75% | $650,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.4% | 40% | $535,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.4% | 75% | $480,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.4% | 100% | $620,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $45,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.2% | 100% | $765,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
| HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Babylon Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Babylon, New York
Looking for mortgage lenders near me or mortgage brokers near me in West Babylon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Babylon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Babylon, NY
Use these to narrow the list above. Each category shows how many West Babylon, NY lenders fit and what that kind of lender is usually best for.
Who Lends in West Babylon, NY
Independent mortgage companies closed 75.5 percent of home loans in West Babylon, New York in 2025, banks 15.8 percent and credit unions 8.7 percent. United Mortgage Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Teachers Federal Credit Union the largest credit union. Among lenders headquartered in New York, M&T Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Babylon, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in West Babylon, New York with 15 loans, about 3.1 percent of the market. The largest lender headquartered in New York was M&T Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in West Babylon, New York, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 84.7 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in West Babylon, New York in 2025, led by United Wholesale Mortgage with 17. 13 lenders closed VA loans, led by Contour Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 11 credit unions closed home loans in West Babylon, New York in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Babylon, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Babylon, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Babylon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
