Mortgage Lenders and Brokers in Newburgh, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newburgh, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA201 Auto Park Pl, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank56 Route 17k, Newburgh, NY 12550A+5.0 ★Texas Ratio: 4.11%, Rhinebeck BankRhinebeck Bank456 Broadway, Newburgh, NY 12550A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA43 N Plank Rd, Newburgh, NY 12550A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1414 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 4.14%, Wallkill Valley Federal Savings & Loan AssociationWallkill Valley Federal Savings & Loan Association68 N Plank Rd, Newburgh, NY 12550A+5.0 ★Texas Ratio: 0.00%, Citizens Bank, NACitizens Bank, NA1416 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank800 Broadway, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.71%, Hudson Valley Credit UnionHudson Valley Credit Union953 Route 300, Newburgh, NY 12550A+5.0 ★Texas Ratio: 3.35%, and Heritage Financial Credit UnionHeritage Financial Credit Union2 Corwin Ct, Newburgh, NY 12550 5107A5.0 ★Texas Ratio: 12.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newburgh, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newburgh are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newburgh, New York
Market share is the lender's share of all home loans closed in Newburgh, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Newburgh 201 Auto Park Pl, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 3.5% | 100% | $351,666 | View |
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2 offices in Newburgh 56 Route 17k, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 4 +6 HELOCs |
2.3% | 100% | $270,000 | View |
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1 office in Newburgh 456 Broadway, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.2% | 100% | $265,000 | View |
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1 office in Newburgh 43 N Plank Rd, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 66.7% | $195,000 | View |
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1 office in Newburgh 1414 Route 300, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $395,000 | View |
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1 office in Newburgh 68 N Plank Rd, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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1 office in Newburgh 1416 Route 300, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1 office in Newburgh 800 Broadway, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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953 Route 300, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 27 +14 HELOCs |
15.7% | 62.3% | $134,629 | View |
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2 Corwin Ct, Newburgh, NY 12550 5107 A5.0 ★Texas Ratio: 12.14% |
Conventional | 7 | 4.1% | 77.8% | $125,000 | View |
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1208 Route 300, Newburgh, NY 12550 A5.0 ★Texas Ratio: 12.93% |
Conventional | 5 | 2.9% | 100% | $245,000 | View |
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5239 Route 9w North, Newburgh, NY 12550 A5.0 ★Texas Ratio: 8.97% |
Conventional | 2 | 1.2% | 100% | $275,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $255,000 | View |
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★ 1.8 stars, 5 reviews 327 Route 59, Airmont, NY 10952 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
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979 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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16 N Plank Rd Ste 105, Newburgh, NY 12550 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.6% | 100% | $205,000 | |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Homestead Funding Corp.
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Conventional, FHA | 6 | 3.5% | 100% | $308,333 | |
Mid-Hudson Valley Federal C.U.
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Conventional | 3 | 1.7% | 60% | $231,666 | |
East Coast Capital Corp.
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Conventional, FHA | 3 | 1.7% | 100% | $268,333 | |
1St Priority Mortgage, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $440,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $230,000 | |
Hartford Funding, Ltd.
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FHA | 1 | 0.6% | 100% | $265,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.6% | 100% | $245,000 | View |
Ark Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $595,000 | |
Rocket Mortgage
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Conventional, FHA | 17 | 9.9% | 65.4% | $205,588 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
8.1% | 82.4% | $343,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 5.8% | 100% | $282,000 | |
Primelending
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Conventional, FHA | 7 | 4.1% | 87.5% | $322,142 | |
Norwich Commercial Group Inc
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Conventional, FHA | 5 | 2.9% | 83.3% | $443,000 | |
Newrez LLC
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Conventional | 4 | 2.3% | 50% | $300,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.7% | 100% | $281,666 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 1.7% | 100% | $355,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.2% | 100% | $335,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.2% | 100% | $430,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $245,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $505,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $305,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Sun West Mortgage Company, Inc
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VA, Jumbo | 1 | 0.6% | 33.3% | $825,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.6% | 100% | $225,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.6% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $295,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 50% | $265,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.6% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.6% | 100% | $435,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 33.3% | $335,000 |
Newburgh Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newburgh, New York
Looking for mortgage lenders near me or mortgage brokers near me in Newburgh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newburgh in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newburgh, NY
Use these to narrow the list above. Each category shows how many Newburgh, NY lenders fit and what that kind of lender is usually best for.
Who Lends in Newburgh, NY
Independent mortgage companies closed 55.2 percent of home loans in Newburgh, New York in 2025, banks 19.2 percent and credit unions 25.6 percent. Homestead Funding Corp. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Hudson Valley Credit Union the largest credit union. Among lenders headquartered in New York, M&T Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newburgh, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Newburgh, New York with 6 loans, about 3.5 percent of the market. The largest lender headquartered in New York was M&T Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Newburgh, New York in 2025, led by CrossCountry Mortgage, LLC with 3. 7 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 9 credit unions closed home loans in Newburgh, New York in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newburgh, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newburgh, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newburgh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
